You already know something’s gone badly wrong with the system you’re living in. You can feel it every time you try to make ends meet, every time you see another policy announcement that somehow makes life harder instead of easier. And when you look at the minimum wage you can see straight away that it’s, as I’ve said, “nowhere near enough for any single person to live independently.”

You’re stuck in a world where wages don’t match reality, benefits come with stigma, and the people making the decisions seem completely out of their depth. You’re watching a financial model that’s been rigged for decades finally start to crack, and you can sense that the welfare bill isn’t the cause of the crisis – it’s the proof of it.

You’re not imagining it. You’re not overreacting. You’re living inside a system that was never built to work for you, and now it’s running out of road.