Britain’s decline didn’t arrive through a single betrayal or a single bad decision. It unfolded slowly, passed from generation to generation “less like a plan than like a relay race.”

Borrowing into Oblivion is a short, 5,000‑word examination of how the country was hollowed out by financialisation, asset extraction, institutional decay and political incentives that rewarded performance over responsibility.

This is not a manifesto or a conspiracy – just a clear, concise piece designed to be read in one sitting, for anyone who senses something has gone deeply wrong and wants to understand how we got here, and what must come next.