Across Britain, millions are discovering that doing everything right – working, budgeting, cutting back – no longer guarantees financial independence. Stop Blaming Welfare for Problems This Economic Model Created argues that welfare isn’t the cause of instability but the scaffolding holding up a system weakened by low pay, high costs, and structural misalignment. Cutting support without rebuilding independence doesn’t fix the problem; it risks collapse. The real question isn’t how quickly welfare can be reduced, but how quickly independence can be restored.