Truth is stranger than fiction

The pernicious irony of all this is that the people who have created or played key roles in the creation of the cost-of-living crisis are the same people who are setting the terms and requirements of credit and loans.

As a society that overtly prides itself on fair play (or historically has done so), we recognise that balance and fairness is not normally achieved when the beneficiaries of a system are also the managers of that system, and the rules have been developed so that it appears to be legitimate for them to ‘self-police’.

Yet this is exactly where we are.

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