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Posts Tagged ‘Coronovirus’

Yes, there are positives that are likely to come from this Crisis. The most significant will be a new ‘norm’

March 27, 2020 Leave a comment

Fear has gripped the Nation. Whether its fear of catching Coronavirus. Fear of not having enough toilet paper or fear of not having enough to eat. Fear of being fined or worse for going out in the way that days ago we took for granted. Fear and how it runs and rules our lives has suddenly become very obvious to us all.

The immediate question is will we all learn the lessons that the role of fear and it’s impact on our lives involves?

But what if fear isn’t the only thing we are now waking up to that has influenced and taken over our lives and has only become apparent to us since the Coronavirus Shutdown occurred?

Right now, the novelty of having our lives placed at a standstill has still to run its course. But for many, a realisation has started to unfold in front of us that is showing us very clearly how habit has been dictating life in so many ways and takes over pretty much from the minute that we were born.

Routines like going for coffee, where we shop and how we respond to the influences that prompt us to choose how we dress are all routine. They are the tip of a culture that we have bean brought up and conditioned to accept as normal, which is based upon material wealth and little more.

Money has become the lifeblood of everything.

What is more, the role of money, its importance to us and its suggested value has been successfully used to manipulate us. Banks and big finance have taken over the responsibility for its generation and flow, and cheap money facilitated by ignorant politicians has made us debt dependent. Those in control have swamped the world with money that didn’t come from any other source, making themselves ever richer, whilst what money we already have has gone down in value repeatedly making many of us feel like we are a lost cause.

But that was before Coronavirus arrived.

What this enforced space to think and see life differently is likely to reveal to many is that putting money and material wealth before anything else is never really going to have a happy ending.

I’ve been writing blog after blog about the reality of how badly the impact of the shutdown is going to affect people of all backgrounds simply because they have lost or are about to lose their income.

I have argued that the Government should simply stop the payment of bills, interest and accumulating debt of any kind for everyone. Because without the income to service bills and debt even partially, it is easy to see and understand the pain and misery that lack of money is going to cause – when it doesn’t need to be like this and there isn’t any need for it to be so.

The banks, the finance houses and big business only have the ability to make politicians think that bills must always be paid, because politicians think the way that normal people think.

Yet there is no golden rule or higher law that says money and interest must always be paid back on time, or that the application of interest for lending or debt should be payable at whatever the created rate might be.

Yet economists and the people who work in finance have managed to surround themselves with what seems to be a perpetual myth. A false or at best hollow idea that they have secret and esoteric knowledge about money, how it should be handled and that this understanding, alone and only in their hands will keep an economy strong.

Relaxation of restrictions under thinking such as neoliberalism has made the situation worse. And the open secret hiding in plain sight that we should all be aware of as we weigh up the situation that we are now in is that these banks and financiers literally create or print the money that they lend out to us at interest. They then manipulate everything so that money can be made at every angle without the need to add value, whilst the amount of money available inevitably means that we all have less, whilst they end up with significantly more.

Climate issues, poverty, the cost of living, going into debt simply to live. Before the Coronavirus arrived, it was the march of this form of greed-driven capitalism that pushed globalisation and cutting the corners that hurt us and future generations. It has been sold to us insidiously as the way for us to access the material possessions and things what we are continually told that must have or that we need at cheaper prices, whilst the value of our earnings have gone down and the goods we then believe we want quickly become too expensive to easily afford.

Its a vicious and destructive cycle that politicians have the power to and should have already stopped.

But we are now in the place where things could easily change.

People across this Country are now being forced – ironically by the incompetence of our political classes – to see the value in life, in things that are not material and therefore that we don’t have to have money to afford.

Our real wealth is in the way that we see the world. How we interact with others. How we help and support each other in a crisis. How we make allowance for the way that others think and see the world differently. How we take collective responsibility for the resources and the world that we share.

Money isn’t going to disappear anytime soon. But the way that we all see it, think about it and revere it is certainly going to change very soon.

We are now seeing that we can work and operate very differently. That we have been liberated and are not enslaved to the behaviours that ruled us before.

When the Coronavirus Crisis is over, we may not see the change as it happens around us, but we are going to want things to be run differently and the time will have come for big business to accept that it can no longer rule our lives, our environment or our politics and there is going to be a very different way of us living our lives, our travel and how we look at economics and business across the world in store.

This is a time when nature has intervened to call time on the selfishness of man, did away with the old and gave us the tools to create the new ‘norm’.

This. Is. Not. Enough.

March 26, 2020 Leave a comment

Everyone needs the Government to do more.

What the Government has done for us financially is not enough.

Paying people just enough so that they might be able to service their bills only helps the banks, the finance sector and whoever owns property and capital further up the chain.

This isn’t fair. It is making profit from misery. It is going to hurt many more than it will save.

It isn’t fair that so many people are riding the clutch on debt and just about managing in normal times.

There is no way that prioritising or showing preference to creditors during a national crisis is in any way fair on all of us now.

The madness has to stop.

The Government must ditch the complicated solutions and lack of consideration for the impacts and consequences that the decisions they are making will really have.

EVERYONE MUST BE TREATED THE SAME

It doesn’t matter if you are Self-Employed, Unemployed, a Shareholder, Zero-Hours Worker, Professional, Key-Worker or Business Owner.

EVERYONE MUST BE TREATED THE SAME

The only way to deal with this crisis equitably and in a way that will work for EVERYONE and put us in the best place possible for us ALL to pick up our lives and resume them as near as possible to how they were before, is to shut down the normal flow of money until normal business can be resumed.

STOP THE BILLS, THE INTEREST AND THE ACCUMULATION OF DEBT FOR EVERYONE

Don’t piss about with clever ideas that sound great when they are shared from a lectern during a TV briefing, but only end up helping some, and then in too many cases only part of the way.

EVERYONE WHO HAS LOST INCOME DUE TO THE SHUTDOWN SHOULD RECEIVE EXACTLY THE SAME 

£94 a week is enough for any one person to feed themselves and buy the necessary essentials IF THERE ARE NO OTHER BILLS TO PAY.

KEY-WORKERS, ANYONE else who is able to continue working or ANY BUSINESS that continues to trade will get the immediate bonus of having a payment holiday – which is a very fair and balanced way for the Country to say a big thank you for all that they do.

Anything else is simply setting us ALL up for a great fall.

Businesses are already closing and will not reopen.

Jobs that have been put on hold will never return.

The Crisis DOES NOT need to be made worse for any of us than it already is.

The Government can do this and it can do it quickly.

THIS IS THE HELP THAT EVERYONE NEEDS!

Coronavirus 3

Don’t get excited about the antibody test being available for everyone too soon – it doesn’t fit with the Government’s fag-packet plan

March 26, 2020 Leave a comment

It is inevitable – even whilst we are still going through the period of good will in response to the Government Shutdown – that rumours and stories about this or that which is going to make things ‘normal’ again is about to arrive and go off like a bomb.

Sadly, we are likely to go through this process many times, especially with media of variable quality and provenance coming at us each and every way.

The great hurdle-race of teases began yesterday with stories that a Coronavirus antibody test is being mass produced and would go on sale and be distributed by Amazon and Boots next week.

‘Game changer’ was a headline on papers and many Tweets alike, and it was very clear in the minds of isolation-weary people that less than 48 hours after the Prime Minister announced the shutdown, this could all be only days from its end.

Within what seemed like no time at all, the whole idea was shut down during the afternoon Downing Street press conference. It was made clear that the test wasn’t ready and wouldn’t be available to the general public in the first instance, even if it was.

The response to this brief period of untamed excitement and hysteria, from the Government and it’s advisers certainly raises questions about how long they really think this shutdown will be sustainable.

How exactly would the Government propose to manage a situation where let’s say half of the population has not had COVID-19 and is confined to their homes, and the other half has not?

Is the Coronavirus Crisis going to be over when everyone has lived through catching COVID-19 – whether they had symptoms or not? Will it be over when everyone is either immune via exposure or vaccinated with a vaccine yet to be discovered, tested and made. Or will the Crisis be over when the NHS can cope with the treating the critical proportion of everyone who has not been exposed – all at once?

What might be worth consideration is that the information concerning who has immunity and who hasn’t is going to be the most dangerous fuel that could be added to the fire that the Government choosing these measures and in particular this form of shutdown is destined to create.

Yes, we need health professionals tested and cleared as quickly as possible and as often as necessary so that they can either continue or return to their work.

But if everyone has access to this information at once and too quickly, there is a real danger that it will create a massive societal divide. A definable difference where the way this Crisis has been mismanaged could see those who can demonstrate they have immunity demanding a return to normality, whilst those who haven’t will experience nothing better than home imprisonment with the accompanying social blight.

How does the Government restore balance within the UK Community and its People then? A National Coronavirus Party like pox parties for kids? Throwing everyone into a room together and infecting them deliberately like the way they dealt with Smallpox here in the Eighteenth Century?

It would be ridiculous to think that life can resume for those who have had Coronavirus, whilst the shutdown continues for those who have not.

And herein lies the problem. Because the Government’s plan to manage this now has an indefinite timeline – if it is to succeed and get through to the stage where normal life can resume across the board – without civil unrest or even worse at first being involved.

The big problem with the approach the Government is taking – which sounds like an effective way to manage the spread and impact of the virus – is that at the same time it is creating an untold number of other problems.

None of the measures the Government is taking go far enough. They don’t consider or take care of the real impact of the physical shutdown for the wider population which by its nature demands that life should also be put on hold for them financially without cost thereafter, for the whole period of time that this specific plan the Government has enacted demands that people have no life outside and remain at home.

Sooner, rather than later, the inadequacies of the Government Strategy are going to be shown as it unravels. The pain for so many people that it will cause will be made all the worse because it was something that the Government chose not to avoid.

The reality is that no matter how much pain and personal tragedy we see paraded on the TV in front of us each and every day, the fallout from the poor decisions and inadequate action on the part of our Politicians right now is going to be far worse in the impact it will have through debt, the loss of income, the permanent closure of businesses and shops, bankruptcies, mental health issues and yes, the loss of lives through suicide and other forms of early death. The impact won’t only be visible just now in the days, weeks and months the shutdown might take. It will hide itself like every other injustice without a name, continuing to reap a terrible, unseen, but unnecessary harvest thereafter and for a very long time.

Whilst the academics, commentators and opinionati are busy dismissing the suggestion that such outcomes are possible because there’s no credible evidence in their view to suggest it could be right, the fact is that people in this Country are and have already been suffering for a very long time because we have had and still have the wrong politicians who have a completely shutdown, blinkered and self-serving idea of what is right.

 

 

Payments going contactless, loans and interest increased by Government Policy instead of being put on hold: look at the flow of money and where this is all going when there is and always was a better way than what we are being told

March 25, 2020 Leave a comment

Coronavirus 1

The Banks, big business and the finance sector must be thinking that all their Christmases have arrived at once.

We are living through what in time will surely be seen as perhaps the biggest overkill in history of political leadership.

But instead of the same thinking, the same approach and the same rules being applied the same, equitably and with consideration for everyone, the Government is in the process of setting up the majority of us to fail, whilst it is creating the perfect conditions for the few or the usual suspects so that they can clean up and win.

The inequitable nature of what the Government doing looks more like a strategy to divide and conquer than a plan to bring people together in the way that it now should.

Yes there are grants. Yes there are subsidies. Yes there are loans.

But none of these responses are addressing the size, virility or indeed the longevity of what is already the supersize elephant in the room.

The best way to tackle a loss of income and trade for people, businesses and the self-employed during an event of this magnitude is to put the bills and interest that they ALL have to pay on hold.

EVERYONE who has lost out should then be given the same to pay for the food and essentials that won’t be covered. That way nobody gets less and nobody ends up able to take more.

For a hint of the undercurrent of what is going on around the world and who is happiest with the way that politicians are creating both unnecessary and avoidable pain, look how the US Money Markets responded yesterday when they heard that a $2 Trillion fiscal stimulus was on its way.

Making money or profit is a non-essential activity and no business whether it is purely financial or not shouldn’t be able to continue rolling on with charging and levying fees on the people who cannot. It certainly shouldn’t have these activities endorsed by Government by the public policy it promotes.

To be clear, we are not talking about cash handling, cheque cashing or card services which are essential to keep everyone fed in their homes. Its this ridiculous idea that an economy cannot stop or be mothballed – which the Government has inequitably already done to employees and many businesses – just because it hasn’t been done before.

By listening to economists and the people of influence who have their own agendas in every way, the Government is showing us that it is happy to store up a world of long-term problems for anyone who doesn’t have a name, and that it will continue to so so for however long it refuses to take a balanced and considered approach to EVERYONE involved.

If these Politicians want to remain credible and be forgiven for the unavoidable things that have gone wrong during the Coronavirus Crisis, the only way they can do this is by stopping bill payments for anything that is not itself essential to life or living.

They must put a hold on each and every form of interest too.

Above all, they must give EVERYONE who has lost income the same amount for food – and yes, £94 a week would be enough for one person if they don’t have to pay any of the other non-essential bills that they normally would.

The Government has the power to do this now and this is what they should so.

Stop all the nonsense based on what it looks like for you, think it through for EVERYONE and for once get it right!

 

 

 

 

 

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