If you dare to look at the headlines or glance across the editorial of any of the national newspapers that might be worth reading, you will see today that there is talk within Government of there being Ministers who are doves and others that are hawks.
The growing argument between them is the subject of when the COVID-19 Lockdown should end. The so-called Hawks want the Lockdown to begin to end at the beginning of May, whilst the so-called doves want to wait until the Whitsun Bank Holiday at the end of May before even a loosening of the current restrictions can be allowed to begin.
When you have been writing about the massive holes and inadequacy of the financial support that the Government is providing since the Lockdown began like I have, as well as questioning the cost of the Lockdown vs. the benefit too, you might think it would be natural for me to be happy that at least some of our MPs are looking at all of this in the same way too.
I’m not. And the problem is that they are not even in the same room.
Whilst certain Ministers are clearly aware of some of the issues already being caused by the Lockdown – as they are being flagged by Civil Servants within their Ministries, they are not aware of others whilst many MPs are clearly unaware at any meaningful level of the real crisis that has been started by the Lockdown.
A personal and costly disaster is now starting to unfold in front of more and more of the people just like you and I and it is going to slowly but surely soon come into full view.
We have been conditioned to think and view certain behaviours as acceptable by the world around us. The behaviour of self-serving politicians, an Establishment that cares not for anyone other than its own, and a media that is so obsessed with the sound of its own voice have all contributed significantly to the selfish approach to life that we have which we don’t recognise as being wholly self serving – because right now its just the ways that life tells us things should be done.
As we look at the Locked-down COVID-19 UK, our thoughts will inevitably be about how the Lockdown is effecting us personally and the people around us, whether it is our jobs, source of income, the business we own and operate or any one of the large number of ways that each and every one of us has had our life affected or compromised in some way since life as we knew it changed in March and the Lockdown got under way.
No, it isn’t wrong to think about any of this chapter of our lives in this way. But as we fall over ourselves to shout about treating gig-economy workers the same as employees or to sign petitions to specifically tell the Government that we want directors of small limited companies to receive the same money as if they were an employee, we are collectively falling into the trap of thinking that different help and support for different people based purely on how differently they are employed will equate to the same thing. It won’t.
What we are overlooking is that all people share something very distinctive in common that makes us all the same. We all have regular bills that we need our incomes to pay and the amount we pay is relative to what we normally earn.
It doesn’t matter what they are or how much those bills are for. Whether you are young, a Millennial, middle aged, retired or very old, there will be bills that you have to pay or have paid on your behalf.
Beyond the fact that we are human beings who live and die, what we all have in common is our shared reality that we always have to pay a bill each month and in some cases many of them. That’s how we are all the same.
If we were to genuinely be treated the same by the Government and a situation were to never to exist where any individual, social group of business sector were to fall through the gaps, the Government would by necessity be targeting the help they can give at us all in a way that was proportional to what we earn or the situation that we are in – but in a way that would actually treat us all fairly because it would support and help us in the very same way.
The very same rules apply for businesses and business owners whether they are limited companies or sole traders too.
For us all, the flow of money into and out of our bank accounts is what makes life turnover. And for business – who in this sense are exactly the same as people, cash flow is king – unless of course you are the bank or finance house which creates all the money and to where all the money we pay out in the form of each and every bill we pay will ultimately flow to and end up.
We pay our bills to a service provider or company that has provided us with goods or the finance to do it. It might be a mortgage, rent, for a car, our phone, TV, electricity and gas or many other things that we might either want or need.
The company, person or business to whom we pay that bill and the money we use to do it will be in exactly the same position as you and I are. What we pay them is their income, just like our job or business is ours. From all the combined income they receive, they too have to pay their bills.
In many cases, this payment of different bills and transfer of money happens over and over again at different levels in what might be a very long chain, until the flow of the money ends up in the same place: the banks and finance houses.
If the Government really desires to treat us ALL exactly the same as it should – that’s equitably and in a way that is completely fair – it would temporarily stop the need and requirement for that money to continue to flow where the chain is no longer complete or simply has no start, so that none of us have to earn anything at any level or any stage of that chain to keep paying bills to the people, businesses or companies that are in the next link of the chain above us.
With the need removed to pay our bills for items that we wouldn’t order or commit ourselves to having during a time that we couldn’t afford to or would be willing pay for because they are a luxury and not a necessity, the only problem for the Government would then be a question of how people pay for food and essential items that we simply need to meet our real everyday needs – not our ‘wants’.
If the Government did this, it would create a genuine level playing field in a time of National Crisis that would benefit us all.
Stopping the need for monetary flow would significantly reduce the chances that businesses will not reopen and that more and more people will lose their jobs and income permanently once the Lockdown actually comes to its end.
Be under no illusion. This action would prevent misery for many and save a significant number of lives.
Without a universal financial support solution of this depth and breadth in place to counter the effects of the COVID-19 Lockdown, the problems and very challenging life experiences that many people would not have been suffering before it began, are going to get much worse. The impact of what the Government hasn’t done will affect more and more of us as the length of the Lockdown rolls on.
The Government should End the Lockdown right now. But if it refuses to do so, it must at the very least change direction with the financial support that it is giving all of us and do it right away.
- Job losses
- Suicides
- Hunger
- Business Closures
- Evictions from homes
- Administrations
- Domestic Violence
- Abuse and safeguarding issues
- Debt
- Insolvencies
- Repossessions
- Loss of custom and business
- Debt and borrowing
- Bankruptcies
- Mental Health issues
- Depression
And the issues that are the cause of any or all of these horrific life experiences are already on the rise as a result of the COVID-19 Lockdown.
No considerate and caring person would ever wish any of these experiences upon another human being. But the Government’s decision to implement the Lockdown, then failing to treat us all in the same way will ensure that a rise in these real-life horror stories is exactly what the UK is going to get.
No matter what the Media messages tell you or how unpopular TV presenters and Journalists may insist that the alternative to what the Government is doing will be, the Government MUST change direction and handle COVID-19 differently by bringing the Lockdown to a decisive end as soon as it possibly can.
If the Lockdown continues for any further time at all or not, the current system of financial support that the Government has issued doesn’t work as it should. It is creating many problems for individuals that not only include those mentioned or referred to above, but will in time be known to have caused many more whilst creating a national financial crisis and the accompanying personal hardship that none of us alive today will consciously remember having ever seen.
These wholly inadequate measures MUST be removed and replaced with a system that ends the requirement to pay bills for anything that has not been ordered or committed to during the Lockdown – with the exception of things like car insurance if you are continuing to use your car.
Despite the complication of doing so, the system should also be backdated to the start of the Lockdown (at least 23rd March 2020) and those who have been paid some or all of the £2500 per month average wage equivalent excluded from any weekly essential goods and food payment scheme until the equivalent of what they have already been paid through the current payments system from the start has been reached.
A £100 per week payment per person is enough for food and essential items for those who have lost all their income, have been furloughed or are not being paid during or as a direct result of the Lockdown.
Everyone who has been able to continue to work is doing a great thing to keep the Country moving when everyone else cannot. For them, having their bills stopped would be a payment holiday nonetheless. It would therefore be a financial bonus for doing their bit that would be fair and acceptable both to them and to all.
The damage that the Lockdown has already done to lives and businesses is already on target to be very severe indeed. But the cost of the Government failing to treat us all equally and in the same way will be catastrophic for us all.
Beyond a financial depression that is likely to be worse than the Great Depression of nearly a Century ago, the patience upon which civil order sits is already painfully thin, and the moves by the Police and even Supermarkets to behave like we have already become a police state does not bode well for the future of the UK if the Lockdown continues or continues without meaningful change to the system of financial support that is currently in place.
The lack of care and consideration for the impact of this Lockdown that has been driven by the advice of medical specialists, and measures to counter the impact that have simply not been thought through tell us that there is already a vacuum or absence of leadership at the top of the Government. This absence will help even less if that wafer thin patience is broken and the leadership void could easily be filled by alternative leaders who would happily expand and assert that police state deliberately.
Please don’t allow this to happen whilst we still have influence and a choice.
Let’s join together and tell the Government that the measures they have been taking aren’t helping us all in the same way that they would if they were fair.
Let’s also join together and tell the Government that its time to End the Lockdown now and treat everyone like we have the same value, whether or not we get talked about a lot on TV!
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