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Archive for November, 2014

Bankrupt Britain: Is the death of Local Public Service provision avoidable and will it lead communities to provide their own not-for-profit services?

November 26, 2014 Leave a comment

Whilst it may not be generating the media frenzy or sensationalist prose that usually grabs everyone’s attention, recent days have seen a number of different stories emerge that confirm much about the state of Local Government and the services we contribute towards with our Council Tax.

The common theme is of course money – or rather the lack of it.

Those of us taking the collapse of local public services seriously may already be well aware of the perilous state of funding and how bleak the outlook actually is.

However, despite the many cuts and reductions in services that people have witnessed across the UK already, it is the continuing reliance that today’s politicians have placed in using yesterday’s methods to solve tomorrows problems should perhaps give us even greater cause for concern.

This week alone, one Police & Crime Commissioner covering a Conservative area has suggested that he will seek a referendum on raising the local Police Precept element of Council Tax by no less than 25%, whilst the Leader of Newcastle City Council is now on the record as suggesting that the reduction of funding may soon lead to social unrest, with an expectation that an incoming Labour Government will simply change the ‘settlement’ – and thereby solve the problem after May.

Whilst both of these Politicians are in unenviable positions, neither plan would work in the best interests of the electorate, even if they were to be seen to solve the problems in the immediate term. And by immediate term, we are probably talking just 12 months before the very same problem is there to be solved all over again.

Adding yet more to the Tax burden of individuals and households may be an easy decision for politicians, but isn’t sustainable for the people who are paying.

Meanwhile, more money coming from central Government when the Country is already effectively bankrupt spells disaster of another kind, as the accumulation of National Debt simply cannot continue with each successive Government that comes along attempting to shelve today’s problems for tomorrow by printing money like it was all some kind of game without any real cost.

The system of local public service delivery is broken not just because of a lack of funding today, but because of decades of mismanagement focused on targets, working conditions and the development of the protectionist culture which serves everyone’s interests but those of the very people who the services were initially created to serve.

These cultural and institutional problems have not been created locally, but they are certainly propagated locally.

One of the most serious ‘injustices’ served upon every Council Tax Payer, is the seismic amount of our contributions that actually go into the Local Government Pension Scheme. It has increasingly done so since the then Labour Chancellor Gordon Brown raided Pension Funds in 1997 and left the general public to pick up the tab for the subsequent deficit which would otherwise have surely obliterated gold-plated Local Government Pensions.

It would certainly be advisable to have a look at your Local Council’s Annual Budget and see just how much of your money goes into this Scheme. A good guess would be that rather than being anywhere near the red, your local services would be well and truly in the black if you weren’t funding someone else’s retirement plan, just because of the last Labour Government’s fiscal free-for-all, which removed many of the regulations that actually helped a great many of the very people who supported them.

Solving the problem of how to afford what local public services cost us without losing services, reducing services or there being a need to dispose of assets which basically belong to us all, may have already reached a stage where it will seem impossible to do so without the measures already discussed.

But with such options not being real choices, we will all soon have to accept that the way local public services are delivered is going to change; and that the change that comes may not be in anyway better.

Service sharing between Authorities and even Police Forces is now well under way and is likely to accelerate significantly as the reality of the UK’s financial predicament continues to bite hard.

However, the distinct irony of this pathway is that sharing services does indeed take the management and handling of public services further away from the people themselves. And the point should not be lost on anyone that the real cause of much of today’s political disquiet – i.e. taking decisions further away from people will only be made worse by what is yet to come as a result of this.

The political and government infrastructure that could have solved problems like those raised by the Scottish Independence question has already existed for at least two generations in the forms of Parish & Town Councils, District Level Councils and County Councils.

The problem is that Westminster based politicians do not want to empower local representatives at any cost.

Whilst continually paying lip service through concepts such as ‘Localism’ – which has been such a big sound bite of the Coalition era, the reality has been that all changes within Local Government have simply been pushing more and more power back to London, rather than devolving local decisions to local people as any Government focused upon what is really best for the electorate surely would.

This reality may well give the lie to the ‘vow’ which we all awoke to on the morning after the Scottish Referendum. It almost certainly paints a picture which doesn’t look good for us all locally. But when local politics is itself arguably just as rotten and as focused on itself as Westminster is, what can we really expect?

The reality of what lies ahead should hit us hard, because much of what we today take for granted in terms of services supporting both communities and individuals may soon be simply unaffordable – even though we seem to be paying through the nose for it.

With Government Organisations and structures maintained by a culture which nobody is willing to reform, Local Authorities are likely to lean ever more heavily in the future upon contractors and trading companies.

This is a considerable leap in the direction of privatisation and one which could very quickly lead to the token ability of Local Council’s to affect change and decision making on the part of the communities that they represent to be seen for what it really is.

It is a very real prospect that the only services that many people perceive as being what they receive for their money will be handled by private contractors. Companies who are delivering services to the public whilst making a profit at a lower price than what it would cost the public to deliver itself.

With even fortnightly bin collections now at risk, it is not in any way hard to imagine paying for your rubbish to be collected by a company you pay directly – as you would do with electricity, gas or your phone. Indeed it may be little accident that ‘utility’ companies already run such services on behalf of Councils and many of us will quickly wonder what we are paying Council Tax for if we don’t see any Police on the streets and have our rubbish collected by someone else.

Without immediate and meaningful reform, it is a good guess that social enterprise will be the only way that we will be able to have local public services delivered, which are seen to be free at point of delivery or kept at a cost which is both affordable for users and sustainable for the organisations delivering them.

This is unlikely to be restricted to just local service delivery, and whilst utilities, transport and communications are currently little more than the cash cows of the City and its Pension Funds, keeping it real dictates that sooner or later the political classes will have to accept that allowing our society to function at its most basic level requires nothing less than that all services provided for the benefit of the wider community and the individuals within it must be provided on a not-for-profit basis and with best value to the end user firmly in mind.

Regrettably, with much of the infrastructure already disposed of which will facilitate this at National Level, and the same process now progressively happening through the back door at local level, it is communities themselves that may well have to raise the funds to create the new trading companies that will do this.

With crowd funding a good example of the options now available, it is certainly possible to do so.

But as we also wonder why we are paying more tax on everything but receive even less for what we give…won’t we all be asking the question why?

 

image: dailymail.co.uk 

 

Is progressive liberalism sleepwalking us backwards into an age of tyranny?

November 25, 2014 Leave a comment

 

businessman was scared  person in his inner emotionsHow often do you find yourself in a situation when you hear that inner voice questioning whether you can do, say or act in a particular way, just in case it directly ‘offends’ someone, or perhaps ever more likely could inadvertently be seen to offend that someone – but only in the eyes of someone else?

Chances are that you will have this experience a whole lot more than you realise and if you are aware of the influence that ‘rights’ and the instances when something you say or do could offend someone else, you may just begin to understand how even our thoughts are beginning to be affected by political correctness to such a degree that it is influencing the way that we function as a society.

No right-minded person can question the validity of the principles of balance and fairness which accompany the right to be treated equally – irrespective of any difference which can be seen or perceived by others. But where does the just protection of that right for an individual or group end, and what has become the very real reflective prejudice against all others actually begin?

This past week has seen some worrying developments relating to the way that political correctness is changing and indeed threatening the fabric of our society in just the one area relating to religious and cultural background with Ofsted denying a School an ‘outstanding’ rating because it lacks diversity, and the latest news of radicalisation risk at 6 Muslim Schools in London.

On one hand, we are hearing the message that it is no longer right or correct to be as we are and as we have always been as the indigenous or historical population. On the other, we are seeing evidence that supports the view that not only are new cultures within our own most welcome to comprehensively retain their own identities and remain separate from a system which we are ourselves told must continue to be opened. We witness all of this taking place at potentially great cost to the very culture that opened its arms and warmly welcomed so many others to join us here.

The nature of the way we now ‘think’ as a society suggests that to even acknowledge the reality that many Governments have failed to encourage and maintain fully integrated communities, is to be prejudiced or indeed to have a right-wing outlook.

But the reality is that such statements are neither prejudiced nor judgemental in any way. A statement like this is observational.

As well as reflecting what is actually happening, it also demonstrates the cause of much fear and yes – misunderstanding, which could have been avoided if politicians had actually been thinking about the implications and consequences of everything they were doing all along.

Instead, the situation we face together, whatever the structure of our communities may be is very real; it threatens us all – no matter our background; and it is risking our future in ways that the liberalist elite will never have even considered as they philosophise and grandstand over what they think is right and should be seeking to inflict upon everyone else next.

What seems to have been missed by the idealists is the fact that freedom and liberation for one soon becomes the oppression of others if respect for that freedom is not then reciprocated.

It doesn’t matter whether the question concerns colour, race, religion, age, sexual orientation, gender, disability, education, background, wealth or other status. The dangers of focusing benefits for the few at the cost of the many should be only too apparent and we are together experiencing neither a fair nor balanced society at large.

Yet even given all of the other problems that the UK is currently facing, the self-righteous belief of the liberal elite to push for what is itself a system of legitimised privilege, created through the inappropriately named course of positive discrimination, seems to also leave them strangely unable or equipped to speak out and say enough is enough – or indeed, accept that we have reached a place called stop.

It might not be so bad if the very same people were not so quick to ridicule and encourage the isolation of those who do speak out. It is as if the principles behind what is in fact driving a tyranny which oppresses people from within by enslaving the way they actually think can still end in some place which will be happy for us all.

The growing acknowledgement of people that something is fundamentally wrong with the way the system works is well illustrated by the rise of UKIP, which now appears to be on a roll, despite every chance taken by the establishment to write them off as bigots, racists and loonies.

In time, they may well be proven to be little more than the focus of the protest vote of the Coalition era. But their popularity today says much about the fact that people want change and no longer want to feel like they have reason to be afraid of their own shadows.

It is political idealism which has been propagated by the established political parties which has led to this very situation, and irrespective of what philosophies we may be told exist as the backdrop of the Conservative, Labour or Liberal Democrat machines, it is the lack of real principle within them all which is allowing the real threats from the monster they have together created to manifest in forms such as the radicalisation of the young, and the risk that they now pose to the communities in which they have previously been encouraged and nurtured.

Through the personal prisons of the mind that progressive liberalism and the age of rights has created, a tyranny is manifesting of a kind that all of the worst characters of history could have only dreamed about for its power and ability to control; one which could soon make Orwell’s 1984 look like a standard entry in a daily diary.

Worst of all of it is the fact that those who have responsibility for it have now bought into it themselves and whilst nobody leads us who is prepared to take the risk of standing up and saying ‘no more’, the situation is only going to get a whole lot worse and may lead to tyranny of a fully totalitarian kind.

Whether they accept it or not, the liberalist project has long since passed its point of good and as we are led further and further into living an idealist and impractical nightmare, we must surely now ask, is progressive liberalism sleepwalking us backwards into an age of tyranny?

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image top – source unknown

 

Homes are not commodities and treating them as if they are shows the level of contempt that investors have for the lives of the people who live within them…

November 20, 2014 Leave a comment

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The obsession that the Nation has with property may be paying dividends for builders, mortgage companies and investors alike, but the cold hard reality is that we are on the road to making many people homeless.

With whole developments now being snapped up by private companies who are only interested in maximising the level of return, escalating prices will inevitably lead to increasing numbers of applicants for social housing, whilst pushing the next occupants ever closer to the circumstances which would have led to the last tenants having to leave in the first place.

Owners may not have anything to worry about now as they concentrate on the apparently lucrative areas of today such as London. But this problem will almost certainly fan-out across the country, and will become ever bigger for as long as house prices continue to grow and people cannot afford to buy the homes which we are continually told are being built to help them. When have you ever seen newly built houses sold at a lower price than other houses in the area with comparable value?

With local authorities potentially unable to afford to house people in the very near future, the idea that having a home is only a luxury could again soon become a reality for many people. Even the remotest prospect of the return of slums in Great Britain should be sending a shiver down the spines of us all, yet politicians have far from even acknowledged the true depth of the problem.

Like it or not, Government will soon have to accept that there must be controls over the way the property market operates.

This may at the very least require formal regulation to ensure that prices can no longer be inflated by the commission on sales for estate agents; an industry that almost certainly carries a high portion of the responsibility of pushing prices upwards at every opportunity since the time that Right to Buy arrived.

However, steps are also likely to be required to freeze prices and possibly even begin to reduce them so that owning or renting a home is affordable in all areas of the Country for those who are earning a basic wage.

The money men may not like it. But the irresponsible creation of the hollow money which is being used to effectively price people out of their own homes can no longer be countered by the continuing creation of money by Government. The National Debt of over £1 Trillion is accumulating at a rate of over £5000 per second in the interest payments alone – before we even begin to consider the Deficit.

The days when politicians could keep borrowing money today and by doing so defer problems for those who will be in power tomorrow are coming to an end.

The question is, how many more people have to experience their own personal hell before those in power realise that tomorrow was a when, not an if, and that it has already arrived?

image: source unknown 

Politicians and Political Parties should never automatically assume the respect of the people, nor that when they do, it equates to silence…

November 19, 2014 Leave a comment

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Getting a true glimpse of the true nature of the respect that our politicians have for us isn’t an everyday event by any means. Yet recently, we have been treated to a series of insights in to the way we are all viewed by the people who either do, or soon hope to govern us. It doesn’t make particularly happy reading.

The fairytale halving of the £1.7 Billion bill from the EU and the Parliamentary vote on the European Arrest Warrant that never was, were both perhaps very telling of the way the current Coalition Government does its business. But it was the comments from the Labour Party following Ed Milliband’s workout with Myleene Klass on the ITV’s ‘The Agenda’ on Monday night which may have represented the lifting of a much bigger stone.

Watching the programme made good viewing. We rarely get the opportunity to see the kind of challenge which Myleene made, telling Ed why Labour’s Mansion Tax Policy isn’t going to work and effectively showing the whole idea up for the hollow, headline-grabbing and socially-divisive-pigeon-holing stunt that it is.

Apparently unable to deal with the broadside at the time, Tuesday morning not only saw a belated attempt by Ed to try and turn it around with a parody relating to Ms Klass’s time in the Band Hear’Say; it also brought comments from the Party suggesting that she had failed to show Mr Milliband respect, and also tweets from a Labour MP apparently suggesting that she should leave the Country.

All well and good to demand respect if you have actually earned it. But these guys all seem to think that being an MP is qualification in itself. Isn’t it right that we should have the right to question what they do?

The fact is that the UK is in the perilous state that it is right now, in no small part because of the inability of Party-affiliated MP’s to safely ask the kinds of questions or make points of this nature without fear of reprisal from their Political Parties.

Ed Milliband may well walk in to 10 Downing Street as the next Prime Minister in less than six months time. But if Labour will not accept the legitimacy of questions which show the lack of thought and consideration which has obviously gone into their policies now, what hope will there be for us all when they start to enact them?

image: itv.com

Royal Mail & Privatisation: Its called privatisation for a good reason and politicians need to wake up and realise that privately owned business will never have the general public as its point of primary concern…

November 19, 2014 Leave a comment

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In July 2013 – before the privatisation of Royal Mail took place, I wrote a blog about the process and discussed why it was a bad idea and briefly, what the implications would most likely be for the future of the universal delivery service.

Sadly, the news today that the privatised Company has experienced a £74 Million fall in profits and that it is already pointing the finger of blame at competition in profitable areas comes as little surprise.

We will no doubt soon experience further questions over the viability of rural and unprofitable delivery routes.

Whether the Government likes it or not, the reality of surrendering public ownership of a service which was created to ensure parity of service for all in the way that only a not-for-profit operation can do so, is soon going to bite.

It is simply impossible for Government to dictate the operational structure of a private business when profit is at risk – unless they choose to subsidise the service. If that happens, the question will surely yet again be why did they dispose of Royal Mail in the first place?

Whatever our politicians may think, privatisation of services which are there for the benefit of everyone is never a good idea; however hard to run; however much they cost; however much can be earned from their sale.

These services are essential to deliver a basic standard of living for all, which Government is currently failing to do by not dealing with the profit-led management policies of all the privatised services which the public once owned. What is more, it is set to continue compounding the problem by having so recently disposed of Royal Mail and by taking very big steps in the direction of privatisation of the NHS through the Commissioning Process.

It stands to reason that the managers of privately owned firms are going to focus on the practices and methods of working which deliver a good bottom line.

Whereas Government and Social Enterprise will be very happy if they are simply covering their costs, private owners simply don’t get up each day and think about how they can remove all their profits from one area of their business to subsidise the services they offer in another – when they cost them money to do so.

Sooner or later, someone – certainly not this Government – is going to have to begin picking up the pieces from what has been the serial offloading of a whole range of public services which once gave all British people unhindered access to the tools of a modern life which were once the envy of all.

The Country may already be secretly bankrupt. But selling up everything that we own is not the answer.

Top to bottom reform is now inevitable. It’s just a question of when; not if – and what the cost will be to us all whilst we wait for the leadership of politicians who are big enough to get all of the jobs done in the best interests of everyone and not just themselves.

 

image: europeanceo.com 

 

 

 

 

 

 

Politicians must acknowledge the problems within the NHS before any serious steps can be taken to save it…

November 13, 2014 Leave a comment

David Cameron And Jeremy Hunt Visit A Hospital To Mark The 65th Anniversary Of The NHS

It is because we can all identify or agree with the principles of our healthcare system – to meet the needs of everyone; to be free at the point of delivery; and that it be based on clinical need and not the ability to pay, that it has become such a focus and play thing for successive Governments and the politicians within.

It is also why the NHS now finds itself at a point in its history where these very Principles may have now placed it at the most significant risk.

In time, the size of the milestone which was the creation of the NHS, may be fully appreciated for the very rare moment in time that it was when the political classes delivered a set of policies and principals which were genuinely created to be in the best interests of all.

Such moments are extremely rare. Governments such as those led by Churchill and Thatcher created and determined legacies which still affect us now and which their successors may only ever hope to emulate.

But the arrival of the NHS, much like the formalisation of working democracy through the creation of our Parliament following the Civil War, has the power to touch us all – even if we don’t or won’t openly acknowledge it.

Sadly however, once the principles upon which the NHS was formed were agreed and indeed became cornerstones of both our culture and society; what were soon to become the long-term political arguments over how their processes should operate soon began.

Today, the NHS might be best described as a series of industries within industries; of silos within silos; business unit lapping up against business unit; as an entire ecosystem where ideas, concepts and yes – even Jeremy Hunt’s ‘innovation’ [aka ‘commissioning] are actively competing against and ultimately all working against each other with the regrettable endgame firmly in sight, when some future Government will have no choice but to admit to no longer being able to afford it. Funny perhaps that it’s never this particular one…

Generations of the political masters of the NHS do themselves carry much of the blame for the crisis which the Organisation is in, with it having become the ongoing vogue to stake ideological claim to ensuring the future of the service.

Ideologies are all well and good, but it is such a cultural reliance upon specialists for every function outside of medical practice itself that has bloated backroom functions and created an ideal climate for non-clinical managers to lay claim to the most important responsibilities within what should have always remained a predominantly clinical-led world.

Add the performance-choking and burdensome elements of protectionism which have been fuelled by European red-tape and employment legislation; litigation culture and the motivation of many to look for almost any reason to create blame, and you can soon see why temporary staff, commissioning and the recruitment of managers who can surely only manage if they have a degree or an MBA has become the norm.

The pseudo-sciences do indeed have a lot to answer for not only within the NHS. Somebody somewhere will soon need to realise that blue sky and out-of-the-box thinking are reflections upon the ability and understanding of an individual to apply what they know. It is something which itself can rarely be taught, and the way in which qualification is prioritised above experience is really quite perverse in the age of equal opportunities. The text book technocracy which is now populating all tiers of middle and upper management threatens whole industries, and not least of all the NHS.

As discussed in a previous blog about Government, the NHS is not a business and should not in any way be treated like it is one.

One of the greatest ironies of Jeremy Hunt’s plans for making savings by cutting the hire of temporary staff, is the fact that many of them have and are being employed to manage and grow the processes of commissioning which he himself is stewarding – attracting daily rates for self employed ‘consultants’ which can easily reach £400-500 per day; plus expenses; plus the fees which the Recruiters and Agents who facilitate their ‘employment’ will be charging themselves.

Whilst sold to us as the way to streamline and make healthcare more affordable, commissioning is not only an extremely expensive process to manage, drawing funds, staff and resources away from areas where they are needed most. It is also a major step in the direction of privatisation.

Health service providers – government, NGO, not-for-profit and privately owned alike – are invited to bid to provide services, and all of them will be primarily thinking about the bottom line, and not the holistic level of care they will be giving the end user – i.e. you and me, as they do so.

The Government itself usually recognises a bottom line from fee generation as profit, whatever the legal status of the organisation behind it. The biggest question about the future of the NHS must therefore be how it can possibly be so that other organisations can now provide better services at lower cost whilst they are also making a profit, when the Government itself cannot deliver the same directly and without the need to pay an additional premium fee?

The NHS, like Local Government and many of our NGO’s is in serious trouble, not just because the Country is now effectively bankrupt and cannot actually afford to continue providing the services that it already does. But because it is also incapable of addressing the fundamental need for transformation and use innovation in its real sense to enact top-to-bottom change in working practices and the legislative areas that support them.

Politicians are not prepared to talk about the real issues that the NHS faces, even when they are themselves cognizant of them, because they fear the electoral implications of actually being seen to do so.

Meanwhile, the default approach to making savings is being employed yet again, and whilst savings can almost certainly be made, the decisions which lead to them should be based on the knowledge and experience which comes from the clinical end of the scalpel, and not from the money-counters and political theorists that populate the very fat end of the other.

image: blogs.spectator.co.uk

 

Change is what we need; not revolution. And it’s all about getting the basics right…

November 13, 2014 Leave a comment

images-13For all politicians, the opportunity genuinely exists to revise and create new polices which will work for the benefit of all. It’s not an option which is restricted to Ed Milliband and Nigel Farage who both hope to have very different roles in power from May; but one which even the Coalition Government could begin to embrace right now.

Sounds quite a stretch when you think about it though. Tribal politics and the media chasing political circus that Westminster has become, has, after all created a cynical and disenfranchised electorate; one which in the majority experiences little each day, to make it feel that the system actually relates to any of us in any way.

Perhaps without even knowing they do it much of the time, even the most modest members of the political classes somehow succeed in exploiting this very real perception to their benefit, using the media and disingenuous rhetoric they employ to leave individuals and families feeling as if they are themselves alone in going through what for many has become a very trying experience.

It wouldn’t be so bad. But being left feeling guilty because you cannot afford to buy food; to pay bills; to buy clothes; to pay for transport or because you are having some other form of negative experience of life which you really shouldn’t be have in 21st Century democratic Britain is certainly in no way fair.

It is certainly not what you would call right in an age when equality has for a long time been sold to us as a given.

Its not what you expect when successive political generations have told us all that they, and only they, possess the holy grail to putting everyone first.

When you have Government after Government run by people whose only true priority is to gain or retain power, it stands to reason that many people do not see or feel that the electoral system is working for them.

Ignoring elections, or throwing support in the direction of a new Party which is at the very least attempting to sound like it is in touch with the issues that people are facing, then for many becomes an attractive proposition indeed.

Regrettably, such a political environment like the one we are experiencing today provides a wholly fertile seedbed for popular voices advocating seismic change of a kind that would be more akin to opening the Pandora’s box which accompanies public unrest, rather than heralding the arrival of some new and golden age. However well intended, Russell Brand’s recent political outbursts and the publication of his book Revolution are in reality little more than an aspirational touch paper of anarchy – based on the views and interpretations of many other Writers – promoting the release of one terrible genie that any sensible person – however frustrated with the system they might be – really does not want to see let out of it’s bottle.

images-12Overnight change – which is essentially what revolution is, doesn’t usually end well. It is more likely to lead to a situation far worse than most will have experienced before, and one which will probably be a lot harder to change.

We have to work to make what we have better, rather than breaking up the workable framework that already exists; throwing it all in the air and then leaving it all to pure chance to see – and then experience where the unconnected pieces will then all fall.

It is top to bottom reform and change that are essential across public services and all areas of Government Policy, before people are in any way likely to feel they are being treated fairly.

This will not come about by continuing to base arguments and disquiet on wealth or demographic class, and whilst advocates of wealth redistribution may find an audience which is very receptive to the idea that either taxing or simply stripping wealth from the rich, and sharing it out equally amongst the poor may give them all a much better life; this idea is indeed as illusory as the money is itself.

Non-earned wealth will in most cases disappear just as quickly as it arrives – if not through private spending, then through the exponential and inflationary economic changes which would almost certainly accompany the instantaneous arrival of so much personal wealth.

The aim of solving the problems of breadline Britain or the cost of living crisis will no better be served by penalising the potential of high earnings, than it will be by enacting an unsustainable rate for the Minimum or Living Wage.

Such solutions may provide a temporary fix, and give a moment of perceived justice to many. But those with money will soon move away or lose the incentive to keep earning – whether they are companies or individuals; whilst those who have found themselves with more money in the bank at the end of one month, will soon lose it the next when employers and the suppliers of all the goods and services that they think they can now afford put their prices up to support the rises in wages that they have themselves had to pay.

No. Dealing with problems in isolation simply does not and will not work, because by attempting to solve one problem in this way, the process soon leads to the creation of many more – if it doesn’t just make the original one a whole lot worse for those who are experiencing it.

To build a better life for all, getting the basics right is the very first step. It is about reviving, living and promoting a sense of ethical balance and consideration for all.

This will most likely be achieved by ensuring that at the most fundamental level, adults can afford to feed, clothe, and house themselves – and any dependents that they may have – to a minimum and workable standard. A benchmark level which cannot be subjected to the influence of any third party.

Working to address the many issues that require policy changes will not be simple. But Politicians are elected with the expectation that they can deal with complexities on behalf of the people they represent, and if they have taken their election that seriously, this is exactly what they should now do.

The possibilities for solutions are probably endless. But solutions are indeed possible if the needs, benefits and consequences for everyone are considered properly.

If politicians genuinely want to help and provide a level-playing field where there is opportunity for all, why are they not looking at policy areas that have the potential to make an immediate difference. Examples might be:

Releasing the restrictions placed on employers AND employees through Legislation such as the European Working Time Directive: The days when legitimate business thrived on the unbridled exploitation of the working classes have long since passed and we today have some of the most restrictive working practices on the planet. If everyone in the workplace was completely happy, furthering and maintaining the cause of such horrific levels of bureaucracy would make sense. But many people want the opportunity to work beyond the requirements of their contracts of employment, whilst employers would benefit greatly from increased input and flexibility from existing – and often more experienced staff. The real key to ensuring fairness is simply allow workers to do additional work when THEY want to, or just as they have formally agreed. Employers have to be trusted not to embrace unsafe working practices and the nanny state has gone too far in basing industry-wide restrictions on the behaviour of the unscrupulous few, or upon idealistic views of bureaucrats of how business actually works. Imposing business-breaking fines – and being seen to do so, would be a far more effective way of encouraging good working practices and management, rather than allowing officials with no business experience to attempt to direct industry professionals on how they can staff their business.

Stopping the escalation of property prices:The UK is culturally obsessed with property and its financial value in a way that few other Countries are. Prices have continued to inflate at dangerous levels which keeps borrowing artificially high, and makes rental prices equally excessive for entrants to the markets who have to rent, but desperately want the opportunity to own. Government could and arguably should step in to regulate the property industry and introduce policies which keep prices as they realistically can. The potential need for a resetting of property values is very real, and whilst Government behaves as if the answer to all problems is to build, build, build, while prices keep on going up (When do you ever see new developments come on to the market with prices that are lower than the local comparative market?), Politicians are never going to solve the housing problem or the massive drain that property prices has become for young people entering the market. Putting this problem off until tomorrow has long been the way; but tomorrow may already be here!

Working with Utility companies to keep prices manageable: The term ‘utility company’ has been a misnomer since privatisation, when the priority switched from the supply of services that are essentially supposed to be for the public good, to shareholders who will almost always be looking for a profit. No man can serve two masters, and the monopolistic strength of these companies has equipped them with the ability to write their own ticket, whilst ensuring their profits are secure. In the absence of Government regaining ownership, it should nonetheless step in to cap profits, or at the very least buy supplies direct for those who qualify at rates which reflect the wholesale purchasing power that the Government could and arguably should have on our behalf.

Buying services and goods direct from suppliers for those on benefits and low incomes or using smart card technology to deliver just the same: A massive opportunity exists for Government to step in and buy products and services on behalf of those on low-incomes and on benefits. Without the need to provide subsidies, Government could easily realise all the benefits of procuring food, fuel and essential goods as a significant bulk-buyer, just as big companies like supermarkets already do. The immediate concern that would be raised by the implementation processes such as administration, distribution and monitoring could be easily overcome through the use of IT, and whilst we hear horror stories about the stupendous cost of government-wide software implementation projects, the technology already exists to provide such a system through the use of personal smart cards, without big business profiteering, or the end user having to collect goods from anywhere other than the stores that they already use.

Creating a ‘retail’ arm to the Bank of England: Provide full current account services and not-for-profit based lending for pay-day-loans and to support small business – just seeking to return the operating costs for the benefit of everyone.

Lining up what are just a handful of suggestions makes it sound simple. But nobody would have unrealistic expectations for delivery from a Government that communicates with the public using openness, honesty and respect.

People do know that they deserve something better than what they currently have, and the time has come for a kind of Government which actually gets the basics right, rather than just talking about it before the usual grandstanding begins.

Whether income for those on low incomes comes from earnings or in-kind from benefits, there exists a cultural expectation for British Government to ensure a Basic Standard of Living.

Whatever the Political Party in Government might be, it is time for the philosophies, protectionist policies and ideas which benefit only the few to be binned and replaced with delivering something better as the priority for all.

When Government has these basics right, the many dominoes which stand beyond will very quickly begin to fall.

 

 top image – imgarcade.com

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