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Archive for March, 2020

If you want to dob somebody in to the Police for doing the things you want to yourself – please don’t. Have a silent party in your head and celebrate that you have enough self control instead

March 31, 2020 Leave a comment

img_5432With a week of the shutdown gone and the shelves starting to look like they get restocked regularly too, it is the monitoring of the shutdown and social distancing rules that are perhaps cause for our most immediate concern.

You may think that I am about to go off on a tangent moaning about the overreaction by the Police. But in the age of political correctness where all public servants are afraid of their own shadow in case they should become accused of doing the wrong thing, the Police are likely to be doing what they interpret as being right. Sadly, the days when common sense ruled and worldly Police Constables would be encouraged to see most value in striking the fear of god into a miscreant rather than detaining, fining or giving points to them are over. We have simply reached a regrettable place where neither they nor we can win.

No. My reason for writing about this today is the changes to our behaviour since the shutdown began and the sudden urge or temptation on the part of some to pick up the phone or message the Police and dob in a neighbour or someone you know for going out too much, going the the wrong places in their car, or in fact anything they are doing agains social distancing rules that we would now like to be doing ourselves.

Right now, most of us are showing a lot of good will and patience to accommodate and support the social distancing rules. But it takes a lot of self control to simply switch off the freedoms that we had only days ago and observe them quite literally in the real spirit of how they have so far been laid out.

Yes you can call people selfish for not observing social distancing rules religiously. You can lose your shit with them and suggest that they are a threat to yours or others lives. But the reality is that none of us actually know what may or may not be motivating anyone to break social distancing rules – if there is indeed any reason for them breaking them at all.

What if they are suffering with mental health issues and are desperate to get outside? – please bear in mind that just because to you someone may look or sound perfectly healthy, you simply don’t know what’s going on for them inside.

What of they are trying to get a break from a challenging home environment and maybe domestic abuse? – again, few of us see, hear about or understand the realities of what goes on for others behind closed doors. Abusive environments are not always physical in the way that they work and both MEN AND WOMEN may be desperate to get out and get a break just so that they feel they can survive.

What if there are other reasons for them going out or doing what they do, that could be easy to understand and would be acceptable if they were happening to you?

Of course some of the people flouting the social distancing rules are either unaware of them, couldn’t care less or are simply stupid. But making any of them the guilty bastards for a situation that none of us chose to be in in the first place is not something that will end up being a happy choice.

Calling one of the Police ‘Coronavirus Hotlines’ might be your motivation and personal choice. But in these circumstances, the Police will feel obliged to come down heavily on people just because they feel that the (media) spotlight is now on them and that they therefore have no choice.

The Police do have better things they could be doing like chasing real criminals if their efforts are not required by the Coronavirus Crisis elsewhere, rather than punishing people for things that they would have no good reason to know about if someone had not decided to make them wrong.

We all need the Police resources available to be focused where they are needed most. Some of that effort will be spent on people who are not only flouting the social distancing rules, but are breaking them to hurt or endanger others, or to exploit the shutdown because criminality is their conscious choice.

Let’s not take any of our Police Officers away from where their attention and focus really needs to be. Doing so could really cost lives.

When the shutdown is finally over and things return to whatever the norm will then be, the chances are that any one of us would feel guilty for outing anyone during the shutdown for anything that when it has finished will no longer be wrong.

Save yourself the mental anguish and give whoever your sinners are the benefit of the doubt. Because for whatever reason they are breaking the rules, the chances are that they don’t have the level of self control that you have yourself.

For that reason alone, they deserve your understanding and humanity. Just like you and I   would want to receive it from others if we broke the social distancing rules innocently or for some overpowering reason that made it feel to us that we had no choice.

 

 

The World cannot stay stopped until a vaccine is found. Difficult choices need to be made

March 31, 2020 Leave a comment

No, the novelty still hasn’t worn off. We are being good humoured about the shutdown and it feels almost remarkable how quickly we have all adapted to standing in staggered lines, following taped distance lines on the floor, and stepping into the road to make space for other walkers or waiting for someone else to pass.

But this is now. Only 8 days have passed.

If you make the mistake of watching non-stop news coverage, you are likely to be slowly turning mad. The coverage is disproportionately negative or just focused on the personal tragedies and the challenges that are being faced by all the emergency service personnel and above all the NHS Staff who are involved.

Nobody could or should try to take away what is happening for the real people and patients on the front line. But a big problem for us all is that the very nature of media and television today gives the immediate impression that all of this is what is actually happening right now in our front rooms.

Yes, the risk that any of us could go through the same is very real. But the reality of Coronavirus itself is that it will not affect everyone the same.

However, the response, or rather the shutdown has already effected us all, and it’s going to affect us all a whole lot more. It’s affecting many people in ways that may not already, but soon will be causing them – and perhaps you – a great deal of pain. The chain reaction of debt, homelessness and businesses closing down is likely to become like a never-ending downward cycle where the impact will be multiplied as it ripples out more and more and starts to impact on all of us, not just as individuals, but as a whole.

Like most meanings lurking in the subtext and hidden in plain sight of all current political speak, the elephant in the room behind all the daily Downing Street Briefings is this shutdown in its current form cannot end either until everyone has caught the Virus (this dreadful term ‘Herd Immunity’), or a Vaccination has been found, tested and rolled out so that everyone is know to be immune.

Testing on the scale that would make it practical for everything to return to normal isn’t available and is unlikely to be so anytime soon. In fact, the Government managed to conduct around only 7000 tests last Saturday – whereas across the UK we have a total population of 60,000,000 or more.

When and if large scale antibody testing is available, the problem remains that many of us will to have caught the Virus and we still don’t know if people can catch Covid-19 multiple times. So if everyone were just allowed to return to normal at that point, there could again be a significant peak and demand for the NHS, and we could end up having a repeat of the shutdown any number of times.

Whilst the Government has the power to maintain the Shutdown or indeed to make it worse, it is very questionable for it to do so in these circumstances, because in terms of all of the knock-on effects, impacts and consequences that are hitting people and affecting our lives in other ways.

The Shutdown – or a series of them – cannot go on or be maintained for the many months that are now being talked about as a bare minimum. To do so will break what is left of the economy, any ability the Government still had to reduce the National Debt will evaporate and the inadequacy of the financial help given even to people who think they are safe now will make life difficult for so many people that the solution to the Coronavirus problem will have turned out to be significantly worse for the majority of people than it will have been to facilitate the cure or rather treatment of the few.

That is of course is if the consent of the Public for the Government to rule in this way should remain the same as it is now. Odds are that it won’t.

We know that many people have probably already had Covid-19, or that they will suffer very mild symptoms if they do. At some point soon, the emphasis will have to shift from everyones lives being stopped to focus on preventing people catching the Virus, to allowing everyone to restart and get on with life, then only focusing on what happens when they contract Covid-19 when they do.

The current approach is solely focused on preventing the NHS from becoming overwhelmed without real consideration for how the shutdown to facilitate this is impacting on every other part of life. The shutdown is based on too many variables, unknowns and the fear that has taken on a disproportionate value in the reality and thinking of politicians and their advisers who are only equipped to think subjectively and not objectively about the wider picture and the problems that their actions are going to cause.

As soon as the great British Companies and collaborations that have come together to build ventilators and support the expansion of the NHS effort have done their stuff and there are field hospitals set up around the Country to support a realistic level of critical need, it is essential that the Country be allowed to return to work and our normal activities are allowed to resume.

The hard truth is that not everyone will be ill at the same time, even with no social distancing in place, and that whatever happens a still significant number of the people infected with Covid-19 will regrettably die. We all have to accept that just like cancer, accidents, many other lesser-known diseases, illnesses and medical conditions – and of course the seasonal or winter flu, this is just another route added to an inevitable list of reasons from which all bodies will at some point die.

Rather than turning the UK into a Police state, it would be much better for the Government – to treat EVERYONE like the adults, responsible parents and carers that the majority are and put in place the systems and procedures that will encourage people to present themselves either for care and treatment or self-isolation as many already are. If nobody is going to lose out in any way by doing the right thing, it will work effectively and efficiently as everything restarts and keeps running. Then before you know it, ‘Herd Immunity’ or whatever you name you want to call the place where we actually need to be will become a real thing.

 

 

 

 

 

 

 

Nobody else will ever compensate the loss of a good or viable business in circumstances out of the owner’s control. A Government that champions itself as the party of business should know better

March 29, 2020 Leave a comment

img_5431Watching events as they are unfolding is painful, especially when you know they are avoidable and that our decision makers have alternative choices. It has prompted me to write passionately over recent days about how our politicians should be mitigating the impact of the COVID-19 shutdown.

The ‘help’ that the Government is giving people is not only piecemeal – leaving holes for many that it is supposed to be helping, but for EVERYONE and specifically the people who need help that the response to the shutdown doesn’t reach, what the Government is doing doesn’t go anywhere near far enough.

Everyone has something to say about all of this – especially those who have a platform on social media, in the press or on TV.

But the problem with the ‘profiled’ speakers who have been allowed to become too influential (Sadly there are too many to mention), and with it too fond of their own voices, is that the words they are giving us are usually little more than subjective opinion. What they pump out to every ear that will hear them is not based on experience or even getting out there and talking to real people, but how they look at the world and how they think things should be. It is based purely on the scope of the very narrow lens through which they see their own life.

Whatever our experiences of life up until we found ourselves at this point, we are all afraid. But we are afraid for different reasons.

My fear is not about catching Coronavirus and what it could do to me – as I’ve done the life-threatening illness thing before. It’s how the response to the Crisis is creating many more problems than it is going to solve, and that if we are together going to be able to make the best of the opportunities and positives that we have ahead of us once the critical stage of this Crisis is over, we do not have the right people leading us to make that either a practical or tangible option for us all.

The people I am most afraid for as I am writing this today, are the self-employed and the owners of small businesses who are likely to be sat somewhere right now on the verge of crying. Many are facing up to the stark reality that on one hand they have been stopped from trading for what in principle if nothing else is a good reason, but on the other they have had their ability to service bills, pay back debt and survive taken away from them without any bad decision on their part. This isn’t the result of something they have done, or could have planned for and there has been no opportunity for choice on their part.

What they are now experiencing is not happening in isolation. Many people will be affected by a chain of events that will start with them and cascade throughout our economy reaching every sector and every level of the supply chain.

People who work for them will lose their jobs. Suppliers and Service Providers will not have their bills paid. Customers will lose shops, their local tradesman and local services of all kinds that are not supplied by big business – because big business cannot offer the level of service and make the margins that their shareholders demand by offering customer experiences of this kind – whereas all these committed small business owners and self-employed people before Coronavirus did so willingly and by choice to build relationships with their customers and differentiate from the profit-led Corporate behemoths.

For those who have already lost or now stand to lose what was only weeks ago a good and viable business, no form of compensation will make up for the consequences of that loss, which will hit them very hard – especially when the responsibility for the loss sits squarely with our Government and the choices it has made.

From late 2010 I experienced what it was like to be in a very similar situation when the successful business I had set up and run for nearly 7 years had a key contract pulled from under me, simply because of changes to my customer’s marketplace. It was in no way related to the quality and value of the service I delivered.

Even though I had anticipated changes might come to the industry and I had negotiated clauses within our contract to make sure everyone would get paid and I would be left with enough to start again, I never anticipated that when it came down to it, a high profile customer like mine would refuse to pay a £six-figure final bill, simply because the legal system is such that it knew it could and would get away with it.

I was dropped completely, well and truly in the shit. Not because it was the conscious aim of the managers and lawyers responsible to get up and screw me, the people who worked for me and the people who supplied me that day. They did it, because the world we live in tells us we don’t have to think about the impact of what appears a sound business decision and has no downside or consequences for anyone else.

This is the kind of limited, self-serving and blinkered thinking that the Government is employing right now.

After months of fighting, I put my Company into Administration, not because I wanted to or felt it an easy way out. I did so because I simply didn’t have any other choice.

It’s because I’ve been in that situation that I can say openly that for many, that’s where the real problems begin.

Self-employment or owning and running a business is different for everyone and for different reasons we all find ourselves with the ability to contribute different things to what we do.

For some of those who are facing down the reality that the money the Chancellor has allocated won’t go far enough or won’t arrive soon enough, they will at least not have tied themselves into loans, leases or contractual arrangements of any kind to support their business.

The lucky ones -may have their day-to-day needs met fully.

But it’s more likely they will be met only in part by the money that the Chancellor has allocated to the self-employed.

All of the domestic bills like the rent, mortgage, phone and everything else still have to be paid.

But the people most likely to be able to manage on being given what is pretty much the average wage are the ones who are most likely walk away with a skill or trade still behind them that is always in demand by others. Put simply, if they’ve worked for themselves and had problems, it simply won’t be thought about.

However, as you scale up and away from the domestic bills that you may already be feeling left high and dry with when it comes to paying, for the self-employed who are directors, partners and company owners, there are further levels of commitment to meet and the reality they are facing is simply not the same.

Vehicles, Premises, Licenses, Fuel, Tools, Insurances, Loans, Vehicle Tax, Mortgages, Professional Fees, Bank Fees and plenty of other things need to be paid for – even if a business is standing still. So giving anyone what is the maximum of the average monthly wage who own and runs a business – if they qualify – is far from being a good start if the aim is to stop business falling over when you have told them to stop trading.

The people who own, run and set up small businesses without third party investor funding form the backbone of our business-based economy. They are the entrepreneurs and the people taking the real risks and there is a lot more to it than the tax status of being ‘self-employed’.

They are people who have really done something on their own who shouldn’t be treated like social pariahs or like they don’t exist when their business ‘fails’.

Beyond the financial hardship and turmoil that the Government is condemning them to face, there is a very harsh reality of how people in this Country judge what they inevitably assume to be failure, and in particular where the incorrectly but nonetheless interchangeable terms bankruptcy and administration are concerned.

Instead of looking further and more closely at the reality of why people may have found themselves dealing with the horrific process of managing their own bankruptcy or putting a company they own into administration, there is an immediate default assumption of wrongdoing on the part of those looking on, rather than even the merest hint of appreciation for the value of the experience and the lessons that will inevitably been learned.

Some businesses fold in ‘normal times’ because of stupidity or more likely because the person driving it is out of their depth and in a field they don’t understand. But for just as many if not many more, the reasons that have brought them to that place are simply out of their control.

These are people who would actually be an asset to any business because of their experience of dealing with these problems. Instead business all too often views them as being a risk and if there isn’t change in the way society looks upon the realities of business closure and what caused them, many brilliant people of exceptional understanding and talent will quickly join the ranks of the long-term unemployed.

It is not too late right now for the Chancellor and the Government to take a leap backwards, for them to review and restart the package of measures they are putting in place and this time get it all right from the start. I for one would certainly think it big of them if they do.

But as the days of this shutdown become weeks and the weeks then become months, good businesses and employers that were viable only days ago will be forced to close with companies going into administration and the owners declaring themselves bankrupt. Not voluntarily or because they didn’t know how to run their business. But because a Conservative Government didn’t understand the realities and consequences of the decisions it made in a crisis and wouldn’t consider the alternative choice.

Nobody in the supply chain of business, industry, services, property or anything else will lose out during a standstill, IF the flow of money throughout that chain is held up at every stage. Not just at the start.

Politics, political leanings and tribalism don’t count here. It’s simply about doing what is right.

The only way that EVERYONE who has lost their income as a result of the Shutdown can be treated fairly, whilst not being condemned to suffer or lose their livelihood too, is for the Government to stop ALL bill payments to ALL creditors, ALL interest payments and the accumulation of debt for EVERYONE – until such time as the Shutdown is over and EVERYONE has been able to return to work.

To not do so when it is a clear option shows an absurd level of inability on the part of Politicians to step out of their own shoes to taste and feel the reality of how the decisions they are making are going to manifest in our lives.

If businesses of the type, size and number that will be left to fail because the Government hasn’t taken steps to treat EVERYONE fairly, and above all THE SAME, the British economy is going to fall over a cliff in a way that will never allow business to operate in the same ways again.

What would be good to see right now is the politicians that we have elected doing the right thing and making the right choice. We are now in very different times, and if they do not do so, people will suffer the impacts of the choices that they have made for a long time to come.

When this Government falls or we have new Elections, the Electorate will not be forgiving.

The majority of the victims from the Coronavirus will not be the people who have died or have been personally touched by grief as a result of the illness it causes. Most will be created by the missed opportunities, poor decisions and the failure to act equitably on the part of politicians driving an avoidable tragedy for us all that would not have been necessary if the Government had thought differently and made an alternative choice.

To those reading this blog who may be staring down the barrel of the business closure gun, I sincerely hope that the Chancellor will have a lucid moment, grow a pair and reconsider his choice.

Please hang in there as long as you feel that you can do so, because we have to hope that this episode will be shorter than we all quietly suspect that it will be, and that the shortness of time will therefore make closure something you can avoid.

If it doesn’t, please be assured that there are many of us out here who care. Closing down your business will be tough for many reasons that days ago you would never have even dreamed of. But it will be easier for you to deal with and recover from if you are honest with yourself about what you can and should do, and take all the steps you can to see the process through in the right way.

I believe that the experience that we are all now commonly sharing is going to change the way that most of us view the World. The communities we live in, the businesses we work in, the people we interact with and how we interact with them are all going to change as a result.

I am hopeful that when we come out of the other side of this, we will all consider the impact of the way we think about other people and the way that we then treat them and we will all be open to an appreciation of the different circumstances people find themselves in, that they may not be responsible for and were never there by choice.

 

 

 

 

 

 

 

 

 

 

 

 

 

Yes, there are positives that are likely to come from this Crisis. The most significant will be a new ‘norm’

March 27, 2020 Leave a comment

Fear has gripped the Nation. Whether its fear of catching Coronavirus. Fear of not having enough toilet paper or fear of not having enough to eat. Fear of being fined or worse for going out in the way that days ago we took for granted. Fear and how it runs and rules our lives has suddenly become very obvious to us all.

The immediate question is will we all learn the lessons that the role of fear and it’s impact on our lives involves?

But what if fear isn’t the only thing we are now waking up to that has influenced and taken over our lives and has only become apparent to us since the Coronavirus Shutdown occurred?

Right now, the novelty of having our lives placed at a standstill has still to run its course. But for many, a realisation has started to unfold in front of us that is showing us very clearly how habit has been dictating life in so many ways and takes over pretty much from the minute that we were born.

Routines like going for coffee, where we shop and how we respond to the influences that prompt us to choose how we dress are all routine. They are the tip of a culture that we have bean brought up and conditioned to accept as normal, which is based upon material wealth and little more.

Money has become the lifeblood of everything.

What is more, the role of money, its importance to us and its suggested value has been successfully used to manipulate us. Banks and big finance have taken over the responsibility for its generation and flow, and cheap money facilitated by ignorant politicians has made us debt dependent. Those in control have swamped the world with money that didn’t come from any other source, making themselves ever richer, whilst what money we already have has gone down in value repeatedly making many of us feel like we are a lost cause.

But that was before Coronavirus arrived.

What this enforced space to think and see life differently is likely to reveal to many is that putting money and material wealth before anything else is never really going to have a happy ending.

I’ve been writing blog after blog about the reality of how badly the impact of the shutdown is going to affect people of all backgrounds simply because they have lost or are about to lose their income.

I have argued that the Government should simply stop the payment of bills, interest and accumulating debt of any kind for everyone. Because without the income to service bills and debt even partially, it is easy to see and understand the pain and misery that lack of money is going to cause – when it doesn’t need to be like this and there isn’t any need for it to be so.

The banks, the finance houses and big business only have the ability to make politicians think that bills must always be paid, because politicians think the way that normal people think.

Yet there is no golden rule or higher law that says money and interest must always be paid back on time, or that the application of interest for lending or debt should be payable at whatever the created rate might be.

Yet economists and the people who work in finance have managed to surround themselves with what seems to be a perpetual myth. A false or at best hollow idea that they have secret and esoteric knowledge about money, how it should be handled and that this understanding, alone and only in their hands will keep an economy strong.

Relaxation of restrictions under thinking such as neoliberalism has made the situation worse. And the open secret hiding in plain sight that we should all be aware of as we weigh up the situation that we are now in is that these banks and financiers literally create or print the money that they lend out to us at interest. They then manipulate everything so that money can be made at every angle without the need to add value, whilst the amount of money available inevitably means that we all have less, whilst they end up with significantly more.

Climate issues, poverty, the cost of living, going into debt simply to live. Before the Coronavirus arrived, it was the march of this form of greed-driven capitalism that pushed globalisation and cutting the corners that hurt us and future generations. It has been sold to us insidiously as the way for us to access the material possessions and things what we are continually told that must have or that we need at cheaper prices, whilst the value of our earnings have gone down and the goods we then believe we want quickly become too expensive to easily afford.

Its a vicious and destructive cycle that politicians have the power to and should have already stopped.

But we are now in the place where things could easily change.

People across this Country are now being forced – ironically by the incompetence of our political classes – to see the value in life, in things that are not material and therefore that we don’t have to have money to afford.

Our real wealth is in the way that we see the world. How we interact with others. How we help and support each other in a crisis. How we make allowance for the way that others think and see the world differently. How we take collective responsibility for the resources and the world that we share.

Money isn’t going to disappear anytime soon. But the way that we all see it, think about it and revere it is certainly going to change very soon.

We are now seeing that we can work and operate very differently. That we have been liberated and are not enslaved to the behaviours that ruled us before.

When the Coronavirus Crisis is over, we may not see the change as it happens around us, but we are going to want things to be run differently and the time will have come for big business to accept that it can no longer rule our lives, our environment or our politics and there is going to be a very different way of us living our lives, our travel and how we look at economics and business across the world in store.

This is a time when nature has intervened to call time on the selfishness of man, did away with the old and gave us the tools to create the new ‘norm’.

This. Is. Not. Enough.

March 26, 2020 Leave a comment

Everyone needs the Government to do more.

What the Government has done for us financially is not enough.

Paying people just enough so that they might be able to service their bills only helps the banks, the finance sector and whoever owns property and capital further up the chain.

This isn’t fair. It is making profit from misery. It is going to hurt many more than it will save.

It isn’t fair that so many people are riding the clutch on debt and just about managing in normal times.

There is no way that prioritising or showing preference to creditors during a national crisis is in any way fair on all of us now.

The madness has to stop.

The Government must ditch the complicated solutions and lack of consideration for the impacts and consequences that the decisions they are making will really have.

EVERYONE MUST BE TREATED THE SAME

It doesn’t matter if you are Self-Employed, Unemployed, a Shareholder, Zero-Hours Worker, Professional, Key-Worker or Business Owner.

EVERYONE MUST BE TREATED THE SAME

The only way to deal with this crisis equitably and in a way that will work for EVERYONE and put us in the best place possible for us ALL to pick up our lives and resume them as near as possible to how they were before, is to shut down the normal flow of money until normal business can be resumed.

STOP THE BILLS, THE INTEREST AND THE ACCUMULATION OF DEBT FOR EVERYONE

Don’t piss about with clever ideas that sound great when they are shared from a lectern during a TV briefing, but only end up helping some, and then in too many cases only part of the way.

EVERYONE WHO HAS LOST INCOME DUE TO THE SHUTDOWN SHOULD RECEIVE EXACTLY THE SAME 

£94 a week is enough for any one person to feed themselves and buy the necessary essentials IF THERE ARE NO OTHER BILLS TO PAY.

KEY-WORKERS, ANYONE else who is able to continue working or ANY BUSINESS that continues to trade will get the immediate bonus of having a payment holiday – which is a very fair and balanced way for the Country to say a big thank you for all that they do.

Anything else is simply setting us ALL up for a great fall.

Businesses are already closing and will not reopen.

Jobs that have been put on hold will never return.

The Crisis DOES NOT need to be made worse for any of us than it already is.

The Government can do this and it can do it quickly.

THIS IS THE HELP THAT EVERYONE NEEDS!

Coronavirus 3

Don’t get excited about the antibody test being available for everyone too soon – it doesn’t fit with the Government’s fag-packet plan

March 26, 2020 Leave a comment

It is inevitable – even whilst we are still going through the period of good will in response to the Government Shutdown – that rumours and stories about this or that which is going to make things ‘normal’ again is about to arrive and go off like a bomb.

Sadly, we are likely to go through this process many times, especially with media of variable quality and provenance coming at us each and every way.

The great hurdle-race of teases began yesterday with stories that a Coronavirus antibody test is being mass produced and would go on sale and be distributed by Amazon and Boots next week.

‘Game changer’ was a headline on papers and many Tweets alike, and it was very clear in the minds of isolation-weary people that less than 48 hours after the Prime Minister announced the shutdown, this could all be only days from its end.

Within what seemed like no time at all, the whole idea was shut down during the afternoon Downing Street press conference. It was made clear that the test wasn’t ready and wouldn’t be available to the general public in the first instance, even if it was.

The response to this brief period of untamed excitement and hysteria, from the Government and it’s advisers certainly raises questions about how long they really think this shutdown will be sustainable.

How exactly would the Government propose to manage a situation where let’s say half of the population has not had COVID-19 and is confined to their homes, and the other half has not?

Is the Coronavirus Crisis going to be over when everyone has lived through catching COVID-19 – whether they had symptoms or not? Will it be over when everyone is either immune via exposure or vaccinated with a vaccine yet to be discovered, tested and made. Or will the Crisis be over when the NHS can cope with the treating the critical proportion of everyone who has not been exposed – all at once?

What might be worth consideration is that the information concerning who has immunity and who hasn’t is going to be the most dangerous fuel that could be added to the fire that the Government choosing these measures and in particular this form of shutdown is destined to create.

Yes, we need health professionals tested and cleared as quickly as possible and as often as necessary so that they can either continue or return to their work.

But if everyone has access to this information at once and too quickly, there is a real danger that it will create a massive societal divide. A definable difference where the way this Crisis has been mismanaged could see those who can demonstrate they have immunity demanding a return to normality, whilst those who haven’t will experience nothing better than home imprisonment with the accompanying social blight.

How does the Government restore balance within the UK Community and its People then? A National Coronavirus Party like pox parties for kids? Throwing everyone into a room together and infecting them deliberately like the way they dealt with Smallpox here in the Eighteenth Century?

It would be ridiculous to think that life can resume for those who have had Coronavirus, whilst the shutdown continues for those who have not.

And herein lies the problem. Because the Government’s plan to manage this now has an indefinite timeline – if it is to succeed and get through to the stage where normal life can resume across the board – without civil unrest or even worse at first being involved.

The big problem with the approach the Government is taking – which sounds like an effective way to manage the spread and impact of the virus – is that at the same time it is creating an untold number of other problems.

None of the measures the Government is taking go far enough. They don’t consider or take care of the real impact of the physical shutdown for the wider population which by its nature demands that life should also be put on hold for them financially without cost thereafter, for the whole period of time that this specific plan the Government has enacted demands that people have no life outside and remain at home.

Sooner, rather than later, the inadequacies of the Government Strategy are going to be shown as it unravels. The pain for so many people that it will cause will be made all the worse because it was something that the Government chose not to avoid.

The reality is that no matter how much pain and personal tragedy we see paraded on the TV in front of us each and every day, the fallout from the poor decisions and inadequate action on the part of our Politicians right now is going to be far worse in the impact it will have through debt, the loss of income, the permanent closure of businesses and shops, bankruptcies, mental health issues and yes, the loss of lives through suicide and other forms of early death. The impact won’t only be visible just now in the days, weeks and months the shutdown might take. It will hide itself like every other injustice without a name, continuing to reap a terrible, unseen, but unnecessary harvest thereafter and for a very long time.

Whilst the academics, commentators and opinionati are busy dismissing the suggestion that such outcomes are possible because there’s no credible evidence in their view to suggest it could be right, the fact is that people in this Country are and have already been suffering for a very long time because we have had and still have the wrong politicians who have a completely shutdown, blinkered and self-serving idea of what is right.

 

 

Payments going contactless, loans and interest increased by Government Policy instead of being put on hold: look at the flow of money and where this is all going when there is and always was a better way than what we are being told

March 25, 2020 Leave a comment

Coronavirus 1

The Banks, big business and the finance sector must be thinking that all their Christmases have arrived at once.

We are living through what in time will surely be seen as perhaps the biggest overkill in history of political leadership.

But instead of the same thinking, the same approach and the same rules being applied the same, equitably and with consideration for everyone, the Government is in the process of setting up the majority of us to fail, whilst it is creating the perfect conditions for the few or the usual suspects so that they can clean up and win.

The inequitable nature of what the Government doing looks more like a strategy to divide and conquer than a plan to bring people together in the way that it now should.

Yes there are grants. Yes there are subsidies. Yes there are loans.

But none of these responses are addressing the size, virility or indeed the longevity of what is already the supersize elephant in the room.

The best way to tackle a loss of income and trade for people, businesses and the self-employed during an event of this magnitude is to put the bills and interest that they ALL have to pay on hold.

EVERYONE who has lost out should then be given the same to pay for the food and essentials that won’t be covered. That way nobody gets less and nobody ends up able to take more.

For a hint of the undercurrent of what is going on around the world and who is happiest with the way that politicians are creating both unnecessary and avoidable pain, look how the US Money Markets responded yesterday when they heard that a $2 Trillion fiscal stimulus was on its way.

Making money or profit is a non-essential activity and no business whether it is purely financial or not shouldn’t be able to continue rolling on with charging and levying fees on the people who cannot. It certainly shouldn’t have these activities endorsed by Government by the public policy it promotes.

To be clear, we are not talking about cash handling, cheque cashing or card services which are essential to keep everyone fed in their homes. Its this ridiculous idea that an economy cannot stop or be mothballed – which the Government has inequitably already done to employees and many businesses – just because it hasn’t been done before.

By listening to economists and the people of influence who have their own agendas in every way, the Government is showing us that it is happy to store up a world of long-term problems for anyone who doesn’t have a name, and that it will continue to so so for however long it refuses to take a balanced and considered approach to EVERYONE involved.

If these Politicians want to remain credible and be forgiven for the unavoidable things that have gone wrong during the Coronavirus Crisis, the only way they can do this is by stopping bill payments for anything that is not itself essential to life or living.

They must put a hold on each and every form of interest too.

Above all, they must give EVERYONE who has lost income the same amount for food – and yes, £94 a week would be enough for one person if they don’t have to pay any of the other non-essential bills that they normally would.

The Government has the power to do this now and this is what they should so.

Stop all the nonsense based on what it looks like for you, think it through for EVERYONE and for once get it right!

 

 

 

 

 

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