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The cultural shift from having values to nothing but the worship of money was built on our own weaknesses and vulnerabilities, exploited by those at the top

The dreams of big money and corporate interests had all come true, the very moment that this age of Neoliberalism was born.

Not only because the elites had untapped the rivers of gold that only ‘those in the know’ had access too because they or their friends could literally print money out of thin air to invest in whatever they wanted with ‘real’ money from customers coming back at them in return.

Not only because the elites could use the useful idiots they had found in the form of stupid, ambitious and above all corruptible politicians who would change rules and regulations to favour their interests at every turn.

Not only because they could move just about every form of production and manufacturing that existed to Countries far away, where the rules that more westernised nations had fought for and took for granted could be ignored and ridiculous increases in bottom line margins would result.

But because above all, this group of politicians, business leaders and people with a lot of money now knew that they had the power to tell people who were losing their jobs, losing their incomes, losing their communities, losing their value and losing their integrity, that the whole thing was in their best interests, and that they would be much better off financially and materially as a result.

The whole thing has been the worlds biggest confidence trick. But it worked and it has continued to work for as long as it has done, simply because so many of us have been blinded by the ‘easy money’, the great cars, the fashionable clothes, the foreign holidays, and the blinding light of money becoming the ruler of everything.

This is where self-interest and the lack of questioning from us all has now led. And its all about to collapse.

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Credit

The reality that money not only doesn’t exist, but that bankers and financiers actually create it out of thin air is so troubling that for many of us, even the suggestion of this is too ridiculous to believe.

If that is hard enough, the next twist of the knife that the few have been cutting and abusing us all with is that they also manage, control and police credit ratings, credit checks and the rules that govern your credit worthiness too.

In a world that we are conditioned to believe revolves around money, this means that the people who create money are the very same people who control everything that relates to what we believe to be our wealth and financial status – right down to the value of the smallest thing that we own.

If you have never had to worry about paying a bill, paying the balance of your credit card off at the end of every month, or had to go to a bank (if you are one of the lucky ones) or a loan shark (if you are not) to get a loan, I can only really say that’s great, have a high-five and good for you.

Regrettably, very many of us have and do have those worries.

Right now, the number of people having to look this experience in the eye is growing, more and more each day, as the impact of the cost-of-living crisis comes firmly into sight.

Why life isn’t working fairly for all

Life isn’t working fairly for all, because those who control money and therefore the lives of everyone are not thinking fairly. They think only of themselves.

It is important to understand that freedom as we perceive it in the world today, doesn’t actually exist.

Our so-called freedoms are all dictated by money and the systems that manage money. Those money systems are managed and controlled by people who do not have our best interests at heart.

Each and every part of our life is controlled by the actions of others, as is even the way that we think – IF we accept the validity and credibility of every information source that we choose.

This isn’t freedom.

If we do not question the information we are given and then live or go about our lives acting upon whatever we have been told, we have accepted someone else’s truth or narrative as our own.

This isn’t freedom.

Everything that we need and that is made available to us so that we can live our lives comes into our lives under someone else’s control.

This isn’t freedom.

We should not be fooled into thinking that because we are able to buy a nice car or an expensive house, we are the ones who are in control, when to do so we have had to ask someone else for a loan and they have then told us that we can afford to do so.

This isn’t freedom.

We should not fool ourselves with the idea that a qualification of any kind makes us different to anyone else. It only makes us different in someone else’s eyes.

This isn’t freedom.

In fact, if we conduct ourselves in any way that reflects the impression we will make on others or the world that lies beyond our doors, or we qualify anything we do or say by the way that others react or we believe that they will see us, we are not the ones who are in control.

This isn’t freedom.

If we are not free to be, say and do as we please without cost or impact upon others, life for us will never actually be fair.

Levelling Level

The Tory Right named their latest response to it Levelling Up. For decades, Labour and the Left have responded to it with public policy that adds up to levelling down.

But what is ‘it’? Do our politicians actually know what ‘it’ is? What is ‘it’ they don’t understand?

Today, we find ourselves in the early stages of a cost-of-living crisis and a fall in living standards that is the worst since records began. But these are only some of the issues we now face.

Social mobility, debt, housing, energy, inflation or stagflation, healthcare, climate change, education, wealth inequality, fake news, crime, wokeism and many other problems join the list that’s fast growing into this out-of-control crisis that is touching everything we know, too.

Change is happening around us in ways that make very little sense. Yet the messages we hear in the media and from our politicians suggest that everything is as fine as it can be. It is leading many of us to assume that we are alone with our views and feelings; thinking that we must be going mad.

The UK is the person with major health problems. It’s in a beauty salon, where every wannabe politician must be seen as top dog by everyone. But this political class are just the Saturday morning trainees, only able to sweep up and comb hair*. They smile sweetly and tell the Country that having a great look is all it takes to fix the problems experienced by all. Meanwhile, what the UK really needs is every form of medical surgery known, with the mental health care and physical rehabilitation necessary to make every part of our system work together, returning the UK to full fitness and providing fair and balanced lives for everyone in the shortest time possible.

With an establishment obsessed with sound bites and messages, rather than public policy that has real depth, Adam Tugwell unpicks the realities of Levelling Up, levelling down and decades of mismanagement and self-interest from a political class that simply isn’t up to the job.

Adam demonstrates that the broken tools of a flawed political age will always leave someone, somewhere behind, and shows that our politicians are repeatedly failing to create the social backstop that the UK needs to stop anyone being avoidably disadvantaged.

Levelling Level focusses on the inevitable process of change affecting everything around us that underway today. It discusses how we can harness the experiences that will accompany the challenges that we face to make life better by establishing a Basic Living Standard for all.

Levelling Level proposes that it is not money and financial wealth, but people and the way that our society treats its poorest and most vulnerable that underscores our real value, success and health as communities and as a Nation.

Levelling Level is a solution to the UKs problems that works for all.

*The qualified hairdressers are the government officers and civil servants, or people who like to ‘nudge’

Buy Now, Pay Later is no solution to cost-of-living crisis. It is another device that will be disastrous for the poor and the depths of greed the rich have now reached have become a menace for us all

February 14, 2022 Leave a comment

People who lack the essentials of life – because they cannot financially afford them – are vulnerable to anyone who has a clever way to exploit that need.

It is a lesson from centuries of history that we should all be able to rely on that those who lead us will have learned. But regrettably, we cannot.

Indeed, government was created as a way for us to all collectively help others in a time of need. But the time when mechanisms such as the Welfare State and even the NHS were able to operate and fulfil their function without being exploited in some way, have sadly long since gone.

Like me, you may have noticed that so-called ‘Buy Now, Pay Later’ ‘opportunities’ have started to appear and are available to cover the cost of some of the least expensive items that we have gone online and even to the high street or local shops to buy.

To those who have been fed the unscrupulous line that taking out credit and paying it off before you are charged interest is a good thing AND can do so, it is likely that just adding another way to delay paying bills with free money will be seen as no more than an added bonus. But what happens when these offers and the growing number of Buy Now, Pay Later apps are used to pay for food, travel or even energy that the people buying these goods and services don’t have the money to afford?

The willful blindness to a situation that politicians themselves have directly and indirectly created is not just a problem. It is fast becoming a damning indictment of how as a society we have become obsessed with quick money and the status that its fluidity affords us, when we believe we can afford it, whilst this obsession has picked up speed and just about enslaved us all.

The debate over whether the £200 relief on energy bills should be a Tory driven Loan or a Labour derived subsidy fails to even scratch the surface of the dreadful realities that increasing numbers of British people now face.

Food and the essentials that each of us need to survive and remain healthy each day are going up in price aggressively, whilst the value of the money we earn or are given is rapidly going down.

To add to the torment and human misery that little more than political stupidity and the greed of big business and bankers have created, the latter are now exploiting what is left for those who already have nothing left with this Buy Now, Pay Later trap.

They are doing little more than exploiting the vulnerability that accompanies need. All so they can continue to raise already bloated profit margins for themselves.

The travesty of this all, is that the money being ‘loaned’ to the people who will become debt ridden and then ostracised, by the very same commercial credit scorers who qualified them, doesn’t actually exist.

Our politicians have literally given these sadists a license to print money that they then loan out, charge interest against and simply destroy lives without any further thought, when it’s not paid back.

It’s all done as if the money was real, and they had been put at a genuinely loss and have reason to be aggrieved in some way.

This travesty is made worse, only by the reality that our Politicians either don’t understand how the perversity of this system now works, or that they do, but overlook it all on the basis that it either helps them to do so, or that it is too difficult to deal with.

To say that we are on our way to hell in a hand cart would be bad enough, if it weren’t for the fact that to say all this was avoidable for a very long time is the absolute truth.

Instead, we have politicians who are scraping around trying to fix life-changing problems for everyone by printing even more money whilst making them even worse.

Making life fair and affordable for all was always within our Politicians power.

They have either deliberately ignored the problems or are just too stupid to be aware of and face up to the true cause.

A systemic collapse lies ahead that results from years of political self-interest. It wasn’t planned, so trying to prove it’s all a conspiracy will just help the establishment make us believe it was

February 2, 2022 Leave a comment

People are waking up to the wrongs that our Government and the establishment they represent have done in large number today, purely because the political classes have gone too far during the Covid Pandemic. The elites still believe that they are entitled to continue behaving the same way without excuse – all whilst they and their ideas are systematically driving our country and democracy into the floor.

Frustratingly for some, the growing number of people with their eyes open to just the some of the things going on is still a very long way from reaching any kind of critical mass. This means that whilst the few signs of change – marked by Government U-Turns such as the mandated jabs for NHS Staff turnaround – is looking good, the UK is actually remaining a very long way from where it needs to be. And that’s just looking at the situation right now, today, with things as we are experiencing them and as they stand.

The problem that we have and the difficulty for us all, is that with the diversity of opinion on how the Government is working and how it has behaved over the past two years very divided, the reality is that even with those apparent leaps backwards, the inept and draconian Johnsonian Narrative, and with it the very self-serving, yet rudderless form of leadership that we have had throughout the Covid Pandemic remains.

People genuinely believe that because Boris Johnson and the Tories remain in power, and continue to do whatever they like unhindered, because there must be some kind of conspiracy at work.

Furthermore, many of those same, very sensible people are buying into the idea that the words spoken by the World Economic Forum (WEF) that created the Great Reset Narrative, and with it phrases such as “You will own nothing and be happy” means that tangible evidence exists that everything happening now has been planned and that there is a worldwide, world-government-creating conspiracy well and truly underway.

To be quite fair about it, the stunts that the Johnson Government have pulled such as playing with the vulnerabilities of normal people by elevating the fear of Covid to that of instant death are very sinister to anyone who has taken a breath and taken a proper look. Continuing on to then implement many draconian measures just to keep their neck-saving narrative functioning and at work, does indeed look like the work of Machiavellian tricksters who are in no doubt about what they are doing.

Yet the real reason that the Tories and all of the political parties that are seat-blocking good leaders from being able to get into parliament and make our democracy work, is the wrong people have been in power and positions of influence for a very long time.

Indeed, those across an establishment of politicians, industry and banking leaders have made it their goal to assume more and more of the powers that should collectively be ours, whilst making every challenging situation that we face across the UK go from bad to worse. It just doesn’t look that way because politics is now the end in itself rather than the means, and the truth about the results that follow so many big words have a strange habit of never really looking all that good.

Every public policy or policy of any kind that affects the public has consequences for us all.

We have had decades of rules, regulations and laws made at the centre, by those in Government to benefit the MPs and Political Parties themselves, as a minimum to get themselves into power or reelected. But most of the time, it has been to benefit and support their friends and the people they want help from or want to impress.

Meanwhile, the results for everyone else outside this golden circle have been to create more and more pain, inequality, less opportunity, poverty and even hunger, when none of these problems have ever been necessary at all.

The unsustainability of the situation was for a very long time simply hiding in plain sight. But then Covid came along and put afterburners on a plane that was already on a downward trajectory and heading for a horrific crash.

It is easy to believe that a world that appears run in every way possible just to benefit the few at the expense of the many, is built upon bomb-proof strategic plans and systems that once in place are locked-in and cannot be undone.

But this is all a delusion. At best, the system they have built upon greed and the belief that money and material wealth are everything is nothing more than a house of cards.

The system they have created bit by bit is best described as being a massive chain of dominoes. One that was put in place, decision by decision, choice by choice, time after time.

There are no foundations or glue sticking any of those dominoes in place and as soon as the first one falls – just as if it were to be flicked by someone deliberately setting the whole chain in motion – they will fall one after one and the whole system will go.

Selfish, self-serving, greed and profit-orientated decisions have ruled the motives of the elites in politics, industry and banking for pretty much as long as anyone can remember. Everything they have done, everything they have changed or influenced any politician to do, every rule they have created to favour their sector, has put one of those dominoes in place.

FIAT money, quantitative easing, globalisation, neoliberalism, centralisation, lean manufacturing techniques, global supply chains, credit scoring, hedge funds, central banking, just in time, too big to fail, cheap money, endless debt, monopilisation of traditional (mainstream) media, minimum wages, complicated tax laws and regulations, life on benefits, privatisation of genuine public services, devolution, creation of the European Union and just about every system or way of doing things that has already or is contributing to making life feel very unfair, have all come into being because somebody with influence has changed the way that the world works for us all so that something somewhere works even better for them in some way.

Bit by bit, it has added up to wholesale change. But there was never any design, and it has been lucky for those benefitting and tragic for everyone else that it has taken this long for the end to be in sight in this rather troubling way.

The more savvy of those riding high off the power trip that this heavily funneled system gives them at the top know and understand the fragility of the system. They live in genuine fear of what happens next if the unsustainability of how everything works collapses, and their power to control us all goes.

It is no coincidence or accident that the announcement of ‘The Great Reset’ came from the WEF in the Summer of 2020, once the Covid Pandemic – and the measures that many different governments around the world imposed, were in play.

The self-serving at the top knew immediately that the myths of global trading and manufacturing, worldwide travel, cars for everyone, cheap energy, mass movement, low cost everything, cheap money were about to be exposed.

The self-serving at the top have realised that to retain their power and control over everything that happens next, their priority would have to be the creation of a narrative that makes everyone (who isn’t in on it) believe that the hell we are already starting to go through is all part of a plan.

The self-serving at the top have concluded that their future power and control is based on the very clever premise; That as and when we hit the bottom from the coming crash and begin to climb back up to whatever our ‘new’ world looks like on the other side, the changes in the way that we live and interact with each other – which their greed and stupidity have now made inevitable – have all come about because of their own careful design. And that successful buy-in of this message using their traditional media to convince everyone will mean they have the right to retain power and remain in control.

The conspiracy narrative therefore serves their purposes extremely well. Conspiracists do after all spend the majority of their time talking up and trying to convince everyone else that the conspiracy exists.

Meanwhile, none of the conspiracists are taking steps or any kind of action to focus on the opportunities that the now inevitable change will bring. They certainly won’t be doing anything constructive to start building up any kind of political vehicle or movement that the elites will know and identify as being a threat to any of the political parties that their influence owns.

Just as waiting for a bus for hours and then three turn up at once makes the passenger standing in the rain wonder what the hell they had themselves done to deserve such bad fortune, there are many different and very complex factors that have influenced all the things that are going on around the world today.

But it is chance – not design, that has turned them all towards the point in the same direction and to have created a situation where they all appear to have turned up on the very same day.

The only factor that really is random in all of this, is what will turn out to become the event or trigger that will be the one that proves to be the first domino to fall. The catalyst that then in turn pushes quickly against them all, one after the other, leading to the systemic collapse that comes when everything that has been built up for all the wrong reasons over many decades has come into play.

Will it be war in Ukraine or Taiwan. Maybe the collapse of Chinese Company Evergrande. Perhaps the collapse of the US Stock markets. Or could it be something else that the mainstream media isn’t even really talking about that will prove to be the straw that finally breaks the camel’s back?

We simply don’t know. And whilst it would be silly to try and even predict dates, the one thing we can be sure of is that this inevitable systemic crash is coming soon. Life as we know it even now after 2 years of Covid mismanagement will quickly begin to look very different for everyone, just as soon as it has.

The choice that we all have relates to what we do and what we accept from the people who lead us today, when that period of pain, revaluation and the time for necessary change comes.

If we accept the establishment narrative – or what we should perhaps more accurately call the truth of the elite, it is the same few and the same faces that will continue to hold all the levers of power. The self-serving at the top will be happy to dictate the rules of a new age. One that will continue to be all about them, what they can gain and how they can control us to keep achieving it.

However, if we snap out of this and refuse to accept the narrative that the establishment wants us now to believe to be our own truth, and instead accept that we have the power and the opportunity to create our own, we can build our new future together. We can make the best of the changes and difficult circumstances ahead that will return our sense of proportion, fairness and care for all others and use these rediscovered community values as the building blocks of a system that is there to help and look after everyone, but above all, a Country built on local communities that all work fairly for us all.

Credit Rating Agency Standard & Poor’s to be sued for role in Financial Crisis: Government has the responsibility and obligation to protect everyone and it’s time that they began getting on with reform that would really make a difference to us all

February 5, 2013 1 comment

One of the most sinister, yet least reported stories that has highlighted itself in this mornings news is the power of independent credit agencies to wreak havoc not only on the lives of us as individuals, but also at Government level.

Credit Rating Agency Standard & Poor’s are set to be sued by the US Government for their assessment of mortgage bonds before the financial crisis, and the question must surely now be asked about the role that credit rating agencies play in our lives and if their methods of calculation are really that sound.

Much nearer home and in an article published by Observer last February, the causes of the banking crisis and its relationship with the ever increasing use of formulas in the financial world were made only too clear.

Formulas and their use it seems, are the logic and basis upon which many of the highly speculative – and dangerous – deals which now take place, are based. They are the very foundation upon which risk is calculated by apparent professionals who themselves would not be qualified or experienced to write such theories in the first place.

Odds on, it will be the use of such formulas which enable Companies like Standard & Poor’s to make such analysis upon which they are able to suggest that a financial ‘product’ can have the gold standard AAA rating or in fact go on to label the robustness of a whole Economy such as that in the UK. But it doesn’t stop there and each and every one of us have our lives touched by companies working in the very same way; albeit on a much more individual but nonetheless damaging scale.

Some of us will find it indeed odd that as consumers, we can actually run monthly accounts with credit scoring agencies, who for a charge, actually suggest that they can improve your credit rating. But how is it that they themselves harvest and hold the information which can make our lives so very difficult through their defacto credit scoring?

The parallels between all these situations are profoundly frightening and seriously so, as its seems that the ability of individuals, Government and even some brokers to gain credit on good terms is being governed by the very industries which seek to provide it.

Formulas have their place, but even the most simple have the potential to be proven wrong as has most recently been suggested in respect of Einstein’s Theory of Relativity and the work at the Hadron Collider which indicates that there are structures which can travel faster than the speed of light. Apply this to complicated Formulae where there are many variable inputs such as those in use within the financial sector, and you can soon see the need for disciplined use of parameters which there would appear no meaningful regulation in place to provide.

So how exactly is it that decisions which will directly or indirectly affect interest rates in all areas for Government, Business and us as individuals can be left in the hands of private companies who have so much to gain by having such horrific levels of power over us all. As has been proven by the misuse of statistics to represent information in a biased way, formulas can be derived to benefit the user, and no less so for the City than it would be for politicians time and again?

Tackling the use of these dark monetary arts which profit the few at the cost of the many can no longer be an uncomfortable truth which is swept under the carpet by politicians whilst lives in the real world are continuing to be ruined. Government has the responsibility and obligation to protect everyone and it’s time that they began getting on with reform that would really make a difference to us all.

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