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No plan is going to solve the Brexit problem. We need leadership without the unbridled ambition and we need it now

December 6, 2018 Leave a comment

The only comfort for many of us peering into the Westminster fishbowl as it continues its daily mission to self destruct, is that there are at least some voices of reason breaking through this malaise, running contrary to the crap that various factions across the Establishment are trying to feed us, and bringing truth to power. Something that we so desperately need.

The real problem is of course, that with so many politicians so very obsessed with having their own ideas heard and prioritised – no matter the cost, very few of the people who are in the position to influence any of this mess for the better are hearing, considering or acting upon what wise voices now say.

There is an obsession with the idea that there has to be an agreed plan for however we handle Brexit. This is a fallacy and simply isn’t true. And as I wrote last July, the problem with the plan for Brexit, is that Brexit has become all about having a plan.

This whole perception that there has to be a fixed strategy in place before we can do anything at this level is one of the key reasons why Brexit and democracy itself are now in such a perilous state, and so many normal people across this Country are now feeling completely cut off from their representatives and wondering what the hell will now happen and if there is anything that anyone with any influence can actually do.

Whilst it makes curious reading when the Will of the People to Leave the EU was so clearly defined, the fact remains that there is no majority amongst our 650 MP’s for any plan or direction. A situation that in every sense possible means that for the People of the UK, democracy as good as doesn’t exist, and that the result of the EU Referendum is by a majority of our MP’s being at best ignored and at worst, clearly denied.

Getting out of this mess is not going to be easy. Not least of all because all the options that are being openly considered as being possible right now, have no guarantees that they would change anything.

A General Election might not change anything as at best we would still have most of the same politicians left in Parliament coming from the self-interested culture where the purpose of representing the people, once elected is in many cases simply forgotten if not actively denied. At worst, Theresa May could actually stay in No.10, not because she isn’t seen as the biggest part of the current problem, but that many Voters would vote strategically against the prospect of a Corbyn government – which for anyone who understands his modus operandi knows his brand of leadership is not how we want to experience the next 5 years of our future being defined.

A Referendum is in trouble before it could even be put into being, as its very existence would underscore the reality that far from only being in the process of dying, as far as the UK is concerned, democracy has already died. It doesn’t matter what stories influencers who should know better tell us, out in the real world across the UK, people haven’t changed their minds about Brexit, in fact they are more disillusioned now than ever, see the EU as the controlling foreign force that it is, and are desperate for the people elected to represent them, to actually do what they have already been told.

And whilst there are many left who are behaving like they have not just a chip, but a whole sack of spuds strewn across their shoulders, there no longer exists any such thing as the option tabled in June 2016, which is still being romanticised as ‘Remain’. The true relationship with the EU is now in a continuing process of being outed, they will never allow the UK to resume its former relationship as a Member and if the EU is seeking to keep indefinite control over our future as a condition of actually leaving them, just imagine what the price of being ‘openly’ joined to this pathway to the United States of Europe could actually do.

It may seem like the antithesis of everything accepted as being normal, but planning when we are in a situation like we are now, with so much fluidity, risk and the potential for disaster, is simply not something we have either the time, or the luxury that having reasoned debate – that the presence of a complete chamber of objective politicians would allow us to do.

We now need real leadership of a very different kind. Leadership that is guided only by the ambition of the UK and our future, with vision, humility and a respect for the age of consequence. Leadership that actually leads with the responsibility it has been given, rather than leadership which was only ever about gaining position. A situation we have no for too long been forced to try.

May must go and it is only the Conservatives who can replace her.

This talk of governments of national unity is not only dangerous, it would still be constructed of the very same people who have contributed to this unholy mess. People who are still dedicated to listening to only themselves. And with this kind of power, would continue to overlook everything that has now become important. Not least of all what the People of the UK have told them, and that everything which has happened since has itself began to model a different destiny for this Country, which requires new thinking and not giant leaps backwards of the kind to which they are clinging to – and not one to which Voters are in the majority inclined.

The question of who in Parliament could really replace May now. The ambitions of the Cabinet are now so inextricably linked to her Plan for Brexit that the question of how each and every one of their priorities, demonstrated by their acquiescence with this whole travesty could possibly show that they are now equipped to seize the moment and take this Country forward is not a story that I can honestly the Electorate stomaching for very long, should it be one that were now to be told.

Fresh starts require fresh thinking, and like the Conservative Party that is currently built around them, the Prime Minister who replaces May must be all about change, respecting the will of the people and no longer obsessed with the destructive tribal reality of thinking and acting in terms of either Leave or Remain.

Government is not the same thing as a business, and should never be run like it is one

AU491810_942longThe word ‘business’ conjures up different meanings for different people, depending on their background and of course what exposure they may have had to its use or application.

Most will agree that its use as a term suggests enterprise and methods of working which would sit snugly within a commercial environment. But should this word actually be applied to the modus operandi of any form of Government when the two terms are completely incongruous?

Much is made of the idea that the best people to run Government at any level are those who have a business background. One of the current arguments against the demographic makeup of our MP’s today is the substantial lack of solid business experience possessed by those who lead the Country from Westminster, with the accompanying notion that MP’s who have run or owned businesses of their own would somehow automatically have an almost esoteric level of understanding and midas touch which would solve just about any problem. They wouldn’t; they don’t and they never have.

With years of Local Government experience as both an Elected Member, an Officer and from working within 3rd Sector Organisations alongside, I have also often heard the term ‘business case’, ‘business plan’ and the idea often suggested that Councils are now run ‘like a business’ in meetings.

The problem with this is of course that the political leadership and members of Councils rarely have ‘hands on’ experience of running any kind of business you could draw reasonable parallels with themselves, and when they do, it is often the case that it has been so long since they did so, that any lack of an appreciation that time moves on or that things continually change will soon erode any tangible benefit.

Perhaps worse is the ability that Officers and Civil Servants have been gifted by political demographics and the opportunity to use such terms in plans, which are then taken as read by those who simply don’t know any better as being a true ‘business case’, when such ‘business’ cases could never be any such thing.

Recognising the differences between running a business in its purest sense, and running Government under the delusion that it can be run as business has never been more essential for today’s politicians, because neither Central or Local Government are businesses, and the people running them have to stop believing and behaving like they are.

A business is of course run for the profit of an individual or shareholders. All decisions will normally be made with the form of pay-off that they will receive firmly in mind. It can be expanded or changed to meet the demands of customers as it sees fit, and a business can choose which customers it may wish to target and how much profit it will seek from delivering any particular product or service. Its revenues are never guaranteed.

On the other hand, Government does not run to make profit, but to provide services and support for all those which it has been elected to serve.

Run properly, Government would not actively target any particular group of customers to provide a different quality of service depending on the feedback or profit that it gets from that group, and would work to meet demand for services as best and prudently as it can, well knowing that it has a duty to do so without seeking payment from one customer to pay for the benefits of another, or to irresponsibly borrow money from lenders that it knows it doesn’t have the appropriate levels of revenue to comfortably repay.

However, Government revenues – as long as they remain sensible – will always be guaranteed, and it is with this significant difference that come the even greater levels of responsibility than no one business should ever realistically be able to have.

One of the greatest dangers facing us as a society comes from the fact that politicians at all levels of Government have either failed to recognise these basic differences and therefore maintain them, or have willingly abused their ability to raise revenues to cover badly managed services or implement policies without any due regard to striking the balance for every member of this society or in applying fairness to all, while they have given every thought to political expedience and electability.

The British political system is broken, because it has adopted those very same values of a profit-making business, which are to further the interests of that business. For politicians, this comes in the form of power, whilst they have ignored the basic rule of business as they have done so; the rule which states they must deliver profit to every single one of the shareholders rather than to themselves. Profit in this sense should always be seen as the delivery of the same results for all.

So if our politicians really feel that they have to treat Government like a business, they then must also realise that if they continue to keep raising the fees on the same old products time and again without offering new products and value for money, they will soon price their offerings way beyond the purse of the people who normally pay, and the cash will soon start ceasing to flow.

Government is not run for a financial profit, any more than it should ever be so for the bottom-line benefit of just the ‘staff’.

Whatever their backgrounds, experience and level, politicians must remember that they are the managers; the facilitators; the decision makers; not the beneficiaries themselves – and especially so where the end profit is not even perceptively the same as what it would be for a business.

The time has long since passed when the electorate could continue to live decent lives, whilst those within Government continue to focus on the end result for themselves. Government is not the same thing as a business, and should never be run like it is one.

Osborne’s threats to break up Banks: True banking reform will take leadership by example rather than the issue of diktats to the financial leviathans for whom God is profit first and the interests of the very customers who keep them there come a distant second

February 7, 2013 Leave a comment

Commercial Altruism is perhaps an aspiration, but a term which certainly describes the kind of ethics that we need to see exhibited more often within industry and certainly within the Financial Sectors where its absence has been so painfully apparent.

Any resistance to George Osborne’s plans to require Banks to split their retail and less-stable investment arms in attempt to avoid further Taxpayer-funded bail-outs will hardly come as a surprise,  and particularly so when politicians themselves hardly exhibit anything near that type of mentality. But is this really all that the Government actually has within its power to do?

Few could actually believe the sums thrown at the rescue packages of the Banks which had effectively beached themselves through little more than acts of greed and complete disregard for anything other than maximising profit on the part of a few – all at the cost of people who have paid perhaps not just once through fees; but twice by then paying out on the losses when speculation – upon what is effectively thin air – crashed to the floor, as anything without true foundation surely would. The true wonder is how they kept the charade going for so long.

Forcing banks to ‘ringfence’ funds and therefore prevent further Government intervention through the creation of dedicated retail arms, is hardly likely to encourage a growth in benefit to domestic or small business customers. It is in fact more likely to increase the cost of basic banking services to people who already struggle to make ends meet and to those small businesses that need to be subsidised themselves, rather than to be given no option but to subsidise focussed services that banks are currently reluctant to give.

The development and provision of a an easy-to-access or ‘peoples’ bank which would provide the basic account services that everyone is entitled to access is the responsibility of Government, and should be set up as such.

Providing basic free-banking services in this way would provide Government with many advantages such as access to unfettered borrowing streams without 3rd party profit margins being included. But it could also support the administration of ‘smart’ card payments to retailers by customers, restricting the purchase of certain items by those being encouraged into work, with the added benefit of instantly losing the stigma which would be associated with payments made with a non-bank-derived payment card.

Better still, a Government-based bank run as a public service and with a customer focused culture, rather than one based upon benefits to employees and stakeholders may be able to provide many of the products which those on low incomes currently seek such as ‘payday loans’ without the utterly unrealistic levels of interest, and also provide the low-cost services and low-margin lending which new and existing small businesses need in order to survive and then thrive as we have so very long been seeking.

Creation of such a new bank – or indeed adaption of one of those that the Taxpayer already owns – would require a radical change in thinking and the type of leadership which has been sadly lacking in British politics for far too long. But it could be done.

The real question here is whether the Chancellor and the Government really want to affect change in the way that the Financial Sectors operate.

True banking reform will take a lot more effort than simply telling the banks to split their operations or even go back to employing managers within every branch.

Reform will take leadership by example and the provision of the best services possible for those who have the least money first; not by sound-biting newsworthy diktats to the financial leviathans for whom God is profit first and the interests of the very customers who keep them there come a distant second.

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