Being on benefits isn’t a culture; for many it’s a living hell

As you read through the pages of this blog or read the eBooks that are available and recognise the story unfolding and the different parts that we can all see, you may be able to step back and observe the reality that those who ‘take from the state’ are the easiest for everyone else to blame.

No matter their background or reason for being dependent upon the State, Benefits Claimants have become scapegoats and little more than everyone else’s ‘guilty bastards.

Worst of all, they have now become a very easy target for those who are actually responsible for everything that is going wrong with the UK, to project their own guilt and fear upon.

For anyone receiving benefits when they could or would rather be ‘paying their own way’, being anywhere near the Benefits System, the many organisations that work within and around it, and being within the exploding sub-class of our society currently being gaslit by the financial benchmark of the National Minimum or Living Wage; life is a fearful, emotionally and practically challenging living hell.

In my recent research article and eBook ‘Is Poverty Invisible to those who don’t Experience it’, I discussed the realities that people using Foodbanks and in poverty face across the UK today.

Given the nature of the announcements due to be made as part of the Spring Statement this Wednesday and what we already know is on the way from the October ’24 Budget, I will expand here on 5 of the most important points of what being within or touched by the Benefits System means to many of those whose lives are touched by it:

1. It costs more to live than the Minimum or Living Wage allows

The elephant in the room that is the cost-of-living crisis, is this:

What we currently accept as being the National Minimum Wage or Living Wage, isn’t anywhere near enough for a single person without any parental, caring or partner responsibilities, to live independently without top-up benefits, help from charities (foodbanks), going into debt or raiding savings.

2. Working on the Minimum Wage means you still need help

People working in Minimum Wage jobs in the UK, cannot earn enough, working a 40-hour week, to pay their own way.

Those on Minimum Wage cannot live independently, without still having to jump through the hoops and requirements that come from being a benefit claimant; from ‘qualifying’ to get emergency food packages from Foodbanks; by going into debt using credit cards, loans or pay-day-credit type schemes; or by falling back on family or friends for handouts, just to make ends meet.

3. Being on benefits is no breeze: Welfare cuts are an act of increasing cruelty when many just want safe-to-climb ladder to escape

Being on benefits means being treated like you are someone else’s guilty bastard and like you are the one who is in the wrong.

The staff in jobcentres (understandably) often don’t really want to be there. They are regularly exposed to some of the UKs most unhappy people. When they themselves are at the cutting edge of a Benefits System that has ALREADY removed all sense of humanity from its heart and behaves like it already runs with the dehumanisation that we can expect from universal AI that is being  introduced for all the wrong reasons.

People who are not working or who have personal issues that have made them dependent upon benefits often feel vulnerable.

They suffer from the lowered levels of confidence that any form of unexpected or inescapable vulnerability brings. Even before they contact Jobcentres, the Benefits Office or any other organisations that provides the different services and offerings that provide income and support that comes from the public purse.

Some active claimants do use anger and exhibit loud forms of frustration. But this is often a self-protection mechanism and way to try and secure what they need from the System.

Sadly, these few are the stereotype upon which much of the prejudiced behaviour towards those on Benefits that reaches far beyond DWP staff is formed.

The profit-led private contractors who provide ‘back to work’ or ‘welfare to work’ services and ‘support’ are no better.

The tick-box culture that is applied universally towards anyone whose existence touches the welfare purse is one where claimants are considered capable of working if they tried, and therefore there because they choose to be.

Once through the turnstile of the benefits door, benefits claimants are considered worthless.

Nobody operating or administering the benefits system from within is prepared to look at anyone asking for help as being anything other than the same.

The Benefits system is inherently cynical and labels everyone who doesn’t work as being in the benefits queue as a lifestyle choice.

Unless benefits claimants possess a CV or situation which would be strong enough to indicate that they wouldn’t even be there in the first place, the experience of being just within the benefits system itself quickly takes its toll. Once inside, it is a downwards spiral for many where there is no genuine escape, even if you find a way to leave.

Politicians may indeed be openly questioning the number of unemployed who there because of mental health issues.

But beyond the torture of what it takes for growing numbers to keep up with a financial and money-centric culture that demands everyone keep up, the constant hits that come from being in ‘the system’ and treated like you are sub human by those who do and can work, makes for a progressively difficult challenge, that in the situation we all face today, has come down to little more than lucky breaks for the many who do want to escape.

4. Very few want to be on benefits – Living independently on a basic wage is key

I mentioned the angry and the frustrated above.

These are the people that hide behind a mask and fight the contact that they have with the Benefits System, because it’s what they believe they have to do, to survive.

Yes, many receiving benefits suggest openly and behave with a sense of entitlement. But this is the situation that decades of poor politicians – and therefore that we all have created, because of the responsibility that we all have, for appointing the politicians who have created, developed and maintained the mess that the UK is now in.

The stories of people who cannot step out of the benefits trap, because they cannot afford to do so, are also true.

There is something perverse about a situation where claimants will not take the risk of taking jobs and opportunities because of how they will be treated by the benefits system and what support they will lose immediately if and when they take those steps to get out.

Unless they cannot work because of other commitments or they find themselves genuinely unable to do so, there are few Benefits Claimants who have entered or remain within the Benefits System by choice.

5. A Minimum Wage that is guaranteed to be a Living Wage would change everything

Another truth that we have turned a blind eye to, is that many people who cannot do so currently, would be very happy to be working in Minimum Wage jobs IF they actually paid what its costs to live independently.

Many people would choose to work in Minimum Wage jobs, in receipt of a wage that they could live independently on. Because their only working responsibility or responsibility to others would then be to do what they are asked for the time that they are at work.

Many of us would be very happy just to work a working week and at the same time earn enough so that all of the bills and the essentials that it takes  to live an independent and self-sustaining life today are paid for. Just as long as we don’t then have to go looking for and making ourselves vulnerable to anyone or anything else, reaching out for help, just to make  ends meet.

The introduction of Price controls on foods, goods and services may become essential as this cost-of-living crisis develops. We would be fools to rule out rationing becoming necessary too

Yes, it does feel a bit like being the voice of doom and gloom as I write and produce videos about all the things that are going on and talk about what we can realistically expect as being likely to happen next.

The point is, that if someone like me can see what is happening and what is likely to happen next, the people we have elected as MPs have absolutely no excuse not to do so too.

In fact, our public representatives should be well ahead of the curve in both their horizon scanning and thinking than most.

Regrettably, they are not.

To be fair, the complexity of the growing problems and how each and every one of them interacts with the others is mind bogglingly scary to say the least.

Yet it is the culture of ‘let’s always take the easy option’ that exists, top to bottom within the British Political System, that has made the difficulties that are only just starting for us, significantly worse.

There are many people in this Country today who cannot afford to feed themselves, home themselves, clothe themselves, transport themselves or function normally in any way on the wages or income they have, without debt or benefits – or what is really a subsidy from the Government and therefore everyone else in some way.

Prices of the foods, goods and services that provide the basic essentials for life are spiralling out of control. Living at the standard we are experiencing even today, will soon become unaffordable for most.

Yet the complexities I mentioned above, all come back to just one thing: That the economic system we have today has been developed to benefit the self-interests of the few. That those driving it have continued to push prices up in the pursuit of ever-growing profits for as long as our stupid politicians have printed money and kept handing it out. When instead good politicians would have faced up to reality and dealt with the problems for wider society that have been caused by that same greedy few.

The Covid Pandemic has caused out of touch politicians and greedy business and financial leaders to overplay their hand.

In fact, the inflationary spiral they have created together is now out of reach of any form of control they possess. Indeed, the only actions our politicians have to address the issues are only serving to make the whole problem worse.

Events, or a coming chronology of them – which will have been caused by so many different profit-driven people with influence behaving in the same way, will combine to make basic food unaffordable where it is available. It will be absent from the supermarket and shop shelves where it would otherwise be not.

Food riots, as the system collapses and the old order makes way for a new one that will work for all will settle the mind of many. Especially the politicians that we have for the time that their waning power remains.

Greed, hoarding and any kind of self-driven prioritisation will have to go out of the window.

That will mean supermarket rationing as we experienced during the early Lockdowns. There will be an immediate need for Government to step in and fix prices along the entire food and essential goods supply chain, so that nobody can use this time of crisis to profit off the backs of us all.

Some of the more economically minded will baulk at the idea of any kind of price fixing, price regulation or price controls, because of its non-capitalist and non-market-friendly nature.

But the reality is that the epoch of easy money and making massive profits by exploiting the many to benefit the already bloated few, is now reaching its end.

A new system will emerge that will be fair to all. But it will not resemble anything that we’ve seen or experienced before.

As we walk the pathway to get there, it will be necessary to ensure that what we still have available – which will plenty for all of us without the influence or intervention of ongoing greed – will be made available fairly to all.

Money as we know it is likely to become only one of many different ways to make payment as change takes place. And it is therefore just as likely that rationing of the essentials that are available will also be necessary for everyone.

The times ahead may prove to be painful. But it’s the future which is possible for everyone once the change has been completed that we should look forward to.

The opportunities for a fair and just way of living, where everyone and everything matters are not just a pipe dream. They really exist and are there for us all.

After the pain, we have much happier times in store.

Money: Terrorism, the cost of living crisis and the collapse of religion & morality

“Money is the root of all evil” was a phrase I often heard as I grew up. I like to think that it was a simple ruse that both my Mother and Grandmother employed to make the lack of cash and the weekly wait for Thursday morning’s ritual trip to the Post Office to ‘cash the giro’  seem all that more holy. But years in Businesses, Charities and Local Government have given me a very different view and it is now clear that this New Testament derived saying has an application which is a whole lot more universal.

Like it or not almost every facet of life has some link with money. Making money, spending money, borrowing money, saving money, winning money, being awarded money, being in some way dishonest for money, selling for money, earning money, playing for money or just thinking about money will almost certainly have a relationship with something that any one of us is doing at any one time whether we realise it or not.

What is in many cases an unconscious or involuntary obsession with money has become so ingrained within our present day existences that many of us have reached a point where we simply overlook the part that it plays in virtually every part of life and how its influence, directly or otherwise is on the way to making communities and cultures within Great Britain, Europe and far beyond almost unrecognisable from what they were less than a hundred years ago.

The “money men” of today and their commercialisation of just about everything that we could imagine are no doubt responsible for many of the problems that people are now experiencing. But payday loans, credit worthiness, spiralling energy bills and the explosion of food prices are only one part of the problem; just as ineptitude on the part of politicians who through successive Governments have taxed almost everything whilst they have taken borrowing to bankruptcy and beyond is another.

The far reaching and what could yet prove to be devastatingly real implications of decisions taken many years ago, primarily based upon freedoms and rights, but effectively about money, ownership and the formulation of private wealth have yet to fully manifest themselves. But to many, the harsh realities of an effectively unregulated free-market in the hands of those out to make money without any sense of ethics, morality or whatever the true cost may be, are already very real indeed.

The apparent liberation of the masses from servitude and the arrival of our perceived freedoms has been accompanied by the growth of a culture which recognises the accumulation of personal wealth and standing above all else.

People en masse are no longer content just to ‘be’, but relate their position in the world to what they do or don’t have and as such take a far more self-centred or self indulgent approach to life, even when they have very little to show for it.

Perhaps one of the noticeable casualties of this change may be the Church of England which has arguably witnessed a significant if not exponential fall in congregation size in parallel with this change. It is fast becoming ill equipped to maintain its standing as the default faith within what the Libertarians amongst us would have us believe to be a secular state – which itself was just a station at where the UK stopped and which our population may have already left way behind it.

It’s not just those who are now struggling to pay their bills who will have noticed; in fact, they have come pretty late to the game.

To those outside the UK and the West, a cultural obsession with money and its related exploitation of people and resources is even more historical than the change that has taken place for individuals in just Great Britain alone. The resentment and in many cases hatred that this has fostered is now manifesting itself in some of the most frightening ways possible through the rise of Islamic Fundamentalism and the extremist acts of terror by which it is closely accompanied.

It is ironic that the very same causes of the problems that we are now experiencing because of money and our obsession with it in this Country may well be the very same motivator that fuels the fire of extremism amongst people who have already recognised it through different eyes and want to deal with it, but in a way that would see us returned to the dark ages.

Sadly and as in most cases where one form of religious or political philosophy is at work and in control, those who are opposed to what some may call the money-based malignancy of this Westernised culture simply want to see it replaced with one which is oppressive in a wholly different way. Regrettably, the indifference of the majority towards what are two extremes does not reduce the likelihood that one could just be replaced by the alternative in any way.

Indifference itself is only exacerbated by the rights culture which has installed a sense of unjustified wrongdoing and often guilt when people speak out about changes and what are effectively the removal of freedoms that we may one day have to fight to regain.

The ‘rights’ of what are minorities within minorities are being preserved, promoted and upheld at the cost of not only the majority of UK Citizens, but the majorities within those very communities too, and we are being frogmarched towards a whole new and unrecognisable culture within the UK at the cost of what two generations fought and suffered for in the First and Second World Wars and the identity-bearing British traditions that we have held dear for so very long.

Many think that if there should be a World War III or Armageddon, it will be a wholly violent conflict that originates in the Middle East and then spreads to physically embrace the World, probably using weapons which will do unspeakable harm. Acts of terrorist violence such as 9/11, 7/7, Mumbai, Woolwich and Nairobi Westgate serve only to bring the news time realities of armed conflicts in Egypt, Libya and Syria all that closer to us.

The arrival of violence on our own shores – albeit on a comparatively small scale – is just another terrible warning of the realities that lie ahead if our politicians and the people with monetary power over our lives continue to go about their work without any real thought for the consequences of their actions.

The human condition dictates that group think will always encourage a level of emotional buy-in, servitude or passion within individuals whom given the right motivation will override any feeling of humanity towards their fellow man.

Encouraged by the belief that the ‘haves’ are somehow deliberately seeking to harm the ‘have not’s’ as part of some elaborate conspiracy – this indirect consequence is enough for indoctrinated people to see no value in their own life and therefore have no respect for that of others. Picking up the gun and delivering their messages with bombs is then just a simple step beyond.

However, whilst this really is the extreme end of the wedge in every possible sense, we should be grateful that the polarised or violent aspects of the rise of this ‘god called money’ have so far affected us at home to date in such limited ways.

It will not remain this way if radical Islam continues its rise within the communities of Britain or worse still, if the financial or cost of living crisis that is facing a significant and growing number of British households continues to be ignored, and frustrated and frightened people reach the point where they feel the time has come to take to the streets.

So could these terrorist attacks, Middle-Eastern battles, wars and the rise of radical Islam really be just be the symptom of the next Great War which is already underway?

If they are such a symptom, terrifying as terrorism and even civil disorder can be, tackling both may only be a small part of dealing with any turmoil that lies ahead, and an issue that our crowd-pleasing political classes will only find slightly harder to deal with than continually focussing on what it takes to win the next elections. Instructing and unleashing the police and security services from the realms of political correctness and claim culture will after all be an easy decision by comparison to dealing with the powers associated with money and reigning in a force beyond nature which has saturated our lives so deeply that it affects the very way that almost every one of us actually thinks.

If you need any evidence of the real battlefield that already exists around us, look at the hollow lives that some in Britain already live.

There are normal everyday people in this Country who feel empty and go in search of meaning. Where some of them once felt happy and content within their communities, they have withdrawn into solitary lives obsessing about what they have or what they don’t have. They seek distractions in whatever form they come, whether it manifests as obsessive behaviour with drink, drugs, sex, junk food, video games, TV, mobile phones, porn, the internet or perhaps even the fringe forms of religion which offer the same addictive power as all of the above and fill the void now deserted by a much happier and less monetary orientated world, where people found a much less invasive form of contentment with a whole lot less.

Whatever direction people who feel empty take; whatever they look for to fill their void; whatever they already possess; people will always willingly accept something if it is perceived to be ‘free’.

Cynical, self-serving politicians know this and flourish off the back of giveaways that somebody somewhere will always end up paying for. This rule extends across party lines, demographics, occupations or whatever your level of wealth or personal standing.

It won’t be difficult to get agreement that others need to change their behaviour from any one of us. But at the level of the individual, this reality will rarely prove to be the problem.

The failure of Westminster Politicians from successive Governments to consider the consequences of their actions or lack of them when it comes to dealing with a cultural and economic problem of this magnitude is astounding. It would be frankly quite laughable, were it not the case that for many people and businesses right across the UK, the outcomes already are and will progressively become so much more serious if nothing is done.

Time is running out for democracy in the way that we have come to know it, and if we don’t begin to witness the evolution of British politics to a form where fairness, what is right and what’s best for everyone becomes the priority and motivation of all in power and of those who aspire to having it, the consequences could be far more extreme for many than even living within a medieval caliphate where heads roll as easy as marbles and women are allowed to do very little other than simply exist.

It really is therefore difficult to conclude anything other than that all the evils facing our society have money unquestionably at their root and whatever your take on it, there is certainly nothing holy about any of it.