Demystifying the Money Myth: How the Monetary System Devalues Your Wealth

Inflation is a word we hear lots about. Not least of all because every month, the government uses the term to gaslight many of us into believing that because the inflation rate is dropping, we will once again be able to experience a life that everyone can afford.

Unfortunately, it’s a con and for as long as inflation of any kind exists within an economy, prices will continue to rise, and they certainly will not fall.

The way that money works today is an even bigger con. Not least of all because Money doesn’t have any value of its own.

Yet we have been conditioned to believe that everything in life has a monetary or financial value at its essence or core.

Money is a unit of exchange and nothing more.

But we have been led to believe that money or currency is the only thing that has value. And that everything that once had real value, doesn’t have value anymore.

The Money system is corrupt. We live and exist in a Moneyocracy.

This Moneyocracy is controlled by private interests rather than governments (As we have also been deliberately led to believe). And the most rotten part of the whole deal is that those in control of money don’t borrow money or sell anything to make money when there’s a shortage.

They simply press a button or quite literally go through the process of printing more.

Money is quite literally created from nothing.

The Moneyocracy is the closest thing you could have to the whole economic system being one giant game of Monopoly being played with the entire World as a board. With the only difference being that the lives, wellbeing and futures of real people are involved.

The money myth is a problem for anyone who:

Doesn’t understand it, and
Doesn’t have a constant flow of money finding its way to them beyond what they can themselves physically earn

For those who don’t understand The Moneyocracy, money is a problem. Because the creation or printing of money devalues the money that already exists.

So, anyone who relies on their earnings or what they are given every month and doesn’t have assets or property that they themselves fully own, will then find that the value of their money goes down whilst they sleep. Because someone has created more of it.

The ‘ad hoc’ creation or printing of money means that the value of the money available in proportion to property and assets available that accumulate exchangeable value has automatically gone down.

We could easily go down a rabbit hole here, and those who gain from the way that money works would happily push us down one by suggesting that the money system isn’t that simple.

No, the money ‘system’ isn’t simple. And it’s because the money system is deliberately complicated that the unethical behaviour that underpins and drives it can be hidden as easily as it is.

The money in circulation IS devalued every time that the government borrows, banks lend, financiers speculate in some way and the whole system ends up with more.

Let’s look more closely at the detail to see how the creation of money devalues the money that you earn and the money that you already have:

How money Printing effects the money that lower earners and those without property and assets of their own have:

Let’s say that everything that has value which increases such as property, resources, assets etc, always has a fixed value.

We will call these Value Accumulating Goods, Resources and Assets (VAGRA)

For the purposes of this example, we will say that this list doesn’t grow (As we are looking at the role of money and we will look at VAGRA elsewhere)

Let’s say that today, all of the VAGRA available in the World is worth £200.00 and there is also £200.00 in money in circulation that directly corresponds to it.

Of that £200.00 available today, you hold £1.00 of it in your pocket as cash or in your bank account as a digital entry on your online banking app or a monthly bank statement.

At 1am tomorrow morning, the government ‘borrows’ another £100.00 which it will tell us is being used to pay for public services or similar.

Myth Buster 1:

Banks do not lend out money that they have piled up or that they hold for other ‘customers’.

To lend the government this ‘new’ £100.00 means the banks create or print that additional £100.00.

The new or additional £100.00 is then added to the money in circulation so that there is a total of £300.00.– including the £1.00 you possess.

Myth Buster 2:

The value of all the money in circulation today is not tied to anything with real value.

What many don’t realise or see at this point is there was no change to the amount of VAGRA whilst the amount of money in circulation was extended by 50%.

This means that in direct relationship to the VAGRA that exists – which very few of us own, there is now £300.00 that corresponds to it, instead of the £200.00 that was there only today.

In one moment, whilst you were sleeping, the face value of the £1.00 you possess, hasn’t changed. But the true value or purchase power of the £1.00 you possess has dropped by 1/3 (a third).

Meanwhile, the face value of the VAGRA that the few and the elites own has just risen by 50%.

Please Note: Technically speaking, if an economic system was working without constant manipulation, the value of the money in circulation would ‘naturally’ grow as assets and resources are added. However, there would also be ‘natural’ loss, as assets are destroyed, become unusable and are replaced or resources are depleted.

However, FIAT or the money system that we have today, bears no relationship with a system where money or currency directly tied to the ‘real value’ in ‘the system’. That’s why it was always destined to hurt some and not others by being out of balance and why it was always going to go wrong.

The impact of ‘new’ money that isn’t linked to existing ‘Value’

The additional money that is created from nothing has knock on effects in many ways.

Not least of all because every financial transaction where goods, property and assets are concerned is pushed up. Before the next part of a very big problem begins to unfold.

Myth Buster 3:

Businesses now charge more than they need to, to increase their profits. Not because they have to. But because they can.

Yes, businesses of all kinds really do believe that it’s ok just to push prices up and use the news and narratives that politicians survive on to justify price rises that very few of us can actually afford.

The BIG problem is that this process of profiteering is also accumulative and with everyone in unnecessarily long supply chains adding more to already artificially inflated prices, the real cost of everything is significantly less than any end customer is required to pay.

Prices rise. That means the government and everyone else needs to print more Money, with the net gain or benefit from all that printing going to the same few and the elites who own everything.

Worse still, these are the same people who are charging all of us massive amounts of interest for mortgages, credit cards and other forms of borrowing money that they didn’t even posses in the first place. Before they pressed a button or switched a printer on and then gave it to us in the form of a loan.

The Truth IS Stranger than Fiction

The whole situation seems incredible and hard to believe. Because money does appear to buy things when we use it.

However, many regrettably still believe that governments, big businesses, banks, financiers and the people who own or influence them can be trusted to do the right thing for everyone. Rather than doing the right thing just for them.

Myth Buster 4:

Money flows to those who control it. Money flows to the top.

We have a hierarchical or top-down power structure. Fueled by the way that money is used to manipulate everything.

Money is at the heart of everything that is wrong with the way that the World works today.

Our Ignorance is Their Power

The biggest problem we have is that so many of us don’t understand how money really works.

To a certain degree, our governing and political classes also don’t understand how money works.

Where they do, they have completely lost sight of what printing or creating money means for those who don’t have a lot of it.

Because printing money it is an easy way for politicians to appear to solve problems, and when it comes to winning elections – to make it sound like they are doing good.

When politicians being seen to be doing good means more and more of us are having an experience which is very bad, it should be clear that the system is broken, is unsustainable and is getting nearer and nearer to a complete collapse.

In Our Local Future, People are the ONLY Economic Capital

We recognise that People, Community and The Environment are far more important than profit, power and influence for the few.

Money is a tool. Not a reason.

People, Community and The Environment are the reason that creates an incalculable number of benefits across every part of life.

Because an economy can only be Fair, Balanced and Just, when it is unwaveringly focused on doing the right thing.

If you can measure it, you can control it: Has GDP been the most dehumanising tool that humanity’s so-called leaders have ever created?

Just before Christmas, I published an e-book called ‘One Rule Changes Everything’. Within it, I identified the common theme of all the problems that society faces being built on the reality that the value of money is the benchmark that we use for everything in life and that the cultural selfishness that is now prevalent across mankind has become the greatest obstacle to us moving forward into a much healthier and happier way of living. Not least of all, because to do so would allow us to address all of the problems we have at their root cause.

The fact that we exist within a money-based paradigm today and have lost sight of values and what being human really means isn’t an easy idea for anyone to grapple with. After all, even those who can see and fully appreciate how ‘The System’ works, cannot escape living within it and being touched by the impact of it at each and every turn.

For the whole of humanity to reach this point without even realising it means that there has been a process at work that we have not seen or have been unconscious of.

Because so few are able to recognise that process, it is safe to assume that we have been steadily conditioned, in ways that could have been as simple as each of us accepting changes and leaps in money-related technologies, how we buy things, what products are available to us and what we have to do to get access to them. All without ever taking the time or making the effort to question any of these things and what they mean.

Experience changes our expectations. So, the true impact of technology like the internet has been far more significant than the ease of shopping or borrowing money. It has actually changed our values set, and how we think about our relationship with other human beings too.

But where did this process of unacknowledged change really begin? What were the building blocks that really started to make it that ‘life is all about money’, and nothing else?

The Human Condition

A reality that we all need to face is that a default setting of being human without being self-aware, is that we behave as an individual and as if we are separate to anyone and everything else. Therefore, we consider every interaction that we have in terms of how it will affect us, whether it will ultimately be a benefit or a cost to us.

Few will consciously place themselves in any situation where they believe that the costs of doing so will outweigh the advantages. Even when they are fully conscious of all the facts and consequences of what they have the choice to do.

This is how selfishness works at its basic level, and there is an argument to be made that it is certainly a healthy way to be, IF you cannot be sure that anyone or everyone else can take a fully altruistic approach to every interaction in life. Which there are many arguments available to suggest that they cannot.

If humankind were able to police itself and ‘keep itself honest’ by being content that everyone should always be aware of the facts before they are expected to make any decision that could have a negative impact upon them in any way, the world would already be a much happier, much healthier, much more equitable and much more human place.

But for some, the basic ingredients of life have and never will be enough.

Ideologies and Hidden Truths

As soon as a process of any kind is invented or introduced to ‘create value’, whether that’s income, efficiency or anything else that can be considered to be advantageous at any level to the end user or to the recipient, without that end user or recipient being aware of the process that’s involved or why it’s really being carried out, the doors are immediately opened up to breaches of trust and for the confidence of anyone without full knowledge of what’s happening to be abused.

Historically, that abuse of trust could be based upon something as simple as the distribution of power and how certain people found themselves in control whilst others did not.

More recently, and particularly into the 20^th century, that abuse has been based more upon the accumulation, distribution and creation of money and wealth. Manifested through wealth inequality or the wealth divide, which paints those who have much as being special, when those have less or very little, are most certainly not.

The most frightening thing about the way that ‘The System’ works and how it creates the myth that only those with wealth and power are special, is just how simple the ingredients or technical aspects that allow such stories and lies to exist, really are. So simple, that for anyone questioning how money and finance works for the first time, the simplicity itself makes the truth very hard to believe.

The most effective of all those ingredients is the framework of measurements that put figures against everything that ‘The System’ values, and gives the lie that ownership and direction of those measurements is what constitutes the real power over everything, therefore surrendering our control, because it’s what we believe.

GDP: The Tool of Measurement for a corrupt, self-serving and dehumanising ideal

It’s easy to think that the problems facing the Country have been caused by and are the sole responsibility of whoever is in government at the time. Attributing blame in that way plays no small part of the way that our broken political system actually works and its why so many of us believe that the choices of political parties that we are given will result in change, whenever the next General Election comes.

What Politicians (from any side), The Media and all the public figures sprawled across social media don’t tell us, as they whinge and make out they are the only ones who really understand the injustice and pain that everyone faces, is that everything collapsing around us today has come from an accumulative effect of policy after policy and decision after decision, that has been taken by multiple generations of politicians – from all sides, pretty much since just after the end of the Second World War.

Built on an economic idea or theory called Neoliberalism, there has been push after push to deregulate everything that was once regulated by government – on our behalf in some way, and for trust in the markets to be allowed to work beneficially on behalf of everyone and for the idea of ‘Free Markets’ to be embraced in its place.

Regulations that were once there to restrict , encourage and maintain certain behaviours of those private or commercial interests with the power to affect others lives have been steadily removed. Measurements relating to productivity, output and ‘growth’ have been inserted in their place, with little or no attention being paid to the way that the driving interests have increasingly used civil and corporate law to create their own system of checks and balances, regulated or enforced by expensive lawyers across what should still be an open or ‘free space’.

Every bit of the economy, or rather every product made, grown, produced, transported and every service carried out is measured by the financial value of each and every transaction that follows it through supply chains.

Meanwhile, this system of measuring everything in terms of the outputs generated has perverted just about every part of the public sphere. So that measurement, rather than the experience of the end user, has become what everything in business, not-for-profits and worst of all, the public sector is all about.

Measurement drives behaviour because behaviour is driven by measurement

What few have realised is that measurement offers or rather appears to offer something concrete outside of ourselves that just knowing we have done the right thing or done the best job that we could do does not.

The ability to measure, record and document also gives poor leaders, who do not trust the people who they lead, the opportunity to control those people and to increase the ways that they do so. Right up to the point where politicians and the establishment believe it right to police the way that other people think.

Yes, it seems hard to believe. But GDP and the Neoliberal obsession with measurement to ensure performance, productivity and therefore growth has actually influenced and conditioned workplace behaviours and service to the public is not what public service is now actually about.

Removing value from real life

Measurement of everything that can be measured has created and encouraged a process where people have increasingly forgotten to trust each other. In turn, ‘experts’ and ‘professionals’ rely on figures that can be illustrated, and more often than not manipulated in whatever form they can then be laid out and presented on a page.

Real life and human interaction cannot be measured in any kind of quantitative form.

We have unwittingly and therefore foolishly allowed an economic system, derived not for the benefit of the people, but so the selfish could become even more selfish, to use measurement to blame us for the flaws in ‘The System’ the few manage and the mistakes they keep making. Bringing us ever nearer to a situation where we, the guilty masses can only be saved by surrendering the few freedoms that we have left, so that we can be saved from ourselves from this ever more greedy few.

Growth

For those needing evidence or a way to understand that we are today welcoming in a form of totalitarianism that once across the threshold of daily life will then be very quickly imposed, you only need listen out to the obsession that so many of the politicians and media bods we are forced to listen to by the ‘credible’ mainstream media has with growing the economy and specifically the word ‘growth’.

In whatever context it comes at us, the fact is that the ‘growth’ people made credible by their position and platform talk about, always relates to growth of GDP or ‘Gross Domestic Product’.

GDP is the Neoliberal ethos of continually growing the amount of money in circulation, so that public debt and all the other damage that the proponents of this twisted ideology create that keeps hurting us, can be covered up and hidden from view. Until the time that it is impossible to hide it from view any more.

Our politicians, many of whom are either too greedy, too stupid or too ignorant to understand how the mechanics of ‘The System’ they are supposed to be there to legislate upon even works, only know and understand what their advisers and the people who control them tell them.

This is likely to be something along the lines that politicians can only keep spending money for as long as everything they do with the power we gave them keeps on allowing big money, big business and big everything else to grow, through a process that is steadily breaking us all.

If it cannot be measured, it doesn’t exist

The harm that having lunatics in control who have placed a financial or monetary value on so many aspects of human life, is that is has genuinely affected the way that every one of us thinks.

It has progressed to the point where the unhuman aspects of ‘The System’ we are being led under has now corrupted just about every part of life.

The fact is that deep down, we all know that the work we do, the food we grow, the products we make, the services that we provide are all about providing the things that each and every one of us need for life. And that’s what many of us still unconsciously think.

However, the hard reality we face is that a life based on values – which is where every function we carry out is about people, communities and the world we live in, is no longer what life is really about.

Life has been changed, manipulated, reformed and redirected so that money, wealth and influence is all that matters.

Anything that cannot be measured has no financial value to those who want to measure and control it.

So it becomes worthless. Because what anything is worth is what everything is now all about.