Demystifying the Money Myth: How the Monetary System Devalues Your Wealth

Inflation is a word we hear lots about. Not least of all because every month, the government uses the term to gaslight many of us into believing that because the inflation rate is dropping, we will once again be able to experience a life that everyone can afford.

Unfortunately, it’s a con and for as long as inflation of any kind exists within an economy, prices will continue to rise, and they certainly will not fall.

The way that money works today is an even bigger con. Not least of all because Money doesn’t have any value of its own.

Yet we have been conditioned to believe that everything in life has a monetary or financial value at its essence or core.

Money is a unit of exchange and nothing more.

But we have been led to believe that money or currency is the only thing that has value. And that everything that once had real value, doesn’t have value anymore.

The Money system is corrupt. We live and exist in a Moneyocracy.

This Moneyocracy is controlled by private interests rather than governments (As we have also been deliberately led to believe). And the most rotten part of the whole deal is that those in control of money don’t borrow money or sell anything to make money when there’s a shortage.

They simply press a button or quite literally go through the process of printing more.

Money is quite literally created from nothing.

The Moneyocracy is the closest thing you could have to the whole economic system being one giant game of Monopoly being played with the entire World as a board. With the only difference being that the lives, wellbeing and futures of real people are involved.

The money myth is a problem for anyone who:

Doesn’t understand it, and
Doesn’t have a constant flow of money finding its way to them beyond what they can themselves physically earn

For those who don’t understand The Moneyocracy, money is a problem. Because the creation or printing of money devalues the money that already exists.

So, anyone who relies on their earnings or what they are given every month and doesn’t have assets or property that they themselves fully own, will then find that the value of their money goes down whilst they sleep. Because someone has created more of it.

The ‘ad hoc’ creation or printing of money means that the value of the money available in proportion to property and assets available that accumulate exchangeable value has automatically gone down.

We could easily go down a rabbit hole here, and those who gain from the way that money works would happily push us down one by suggesting that the money system isn’t that simple.

No, the money ‘system’ isn’t simple. And it’s because the money system is deliberately complicated that the unethical behaviour that underpins and drives it can be hidden as easily as it is.

The money in circulation IS devalued every time that the government borrows, banks lend, financiers speculate in some way and the whole system ends up with more.

Let’s look more closely at the detail to see how the creation of money devalues the money that you earn and the money that you already have:

How money Printing effects the money that lower earners and those without property and assets of their own have:

Let’s say that everything that has value which increases such as property, resources, assets etc, always has a fixed value.

We will call these Value Accumulating Goods, Resources and Assets (VAGRA)

For the purposes of this example, we will say that this list doesn’t grow (As we are looking at the role of money and we will look at VAGRA elsewhere)

Let’s say that today, all of the VAGRA available in the World is worth £200.00 and there is also £200.00 in money in circulation that directly corresponds to it.

Of that £200.00 available today, you hold £1.00 of it in your pocket as cash or in your bank account as a digital entry on your online banking app or a monthly bank statement.

At 1am tomorrow morning, the government ‘borrows’ another £100.00 which it will tell us is being used to pay for public services or similar.

Myth Buster 1:

Banks do not lend out money that they have piled up or that they hold for other ‘customers’.

To lend the government this ‘new’ £100.00 means the banks create or print that additional £100.00.

The new or additional £100.00 is then added to the money in circulation so that there is a total of £300.00.– including the £1.00 you possess.

Myth Buster 2:

The value of all the money in circulation today is not tied to anything with real value.

What many don’t realise or see at this point is there was no change to the amount of VAGRA whilst the amount of money in circulation was extended by 50%.

This means that in direct relationship to the VAGRA that exists – which very few of us own, there is now £300.00 that corresponds to it, instead of the £200.00 that was there only today.

In one moment, whilst you were sleeping, the face value of the £1.00 you possess, hasn’t changed. But the true value or purchase power of the £1.00 you possess has dropped by 1/3 (a third).

Meanwhile, the face value of the VAGRA that the few and the elites own has just risen by 50%.

Please Note: Technically speaking, if an economic system was working without constant manipulation, the value of the money in circulation would ‘naturally’ grow as assets and resources are added. However, there would also be ‘natural’ loss, as assets are destroyed, become unusable and are replaced or resources are depleted.

However, FIAT or the money system that we have today, bears no relationship with a system where money or currency directly tied to the ‘real value’ in ‘the system’. That’s why it was always destined to hurt some and not others by being out of balance and why it was always going to go wrong.

The impact of ‘new’ money that isn’t linked to existing ‘Value’

The additional money that is created from nothing has knock on effects in many ways.

Not least of all because every financial transaction where goods, property and assets are concerned is pushed up. Before the next part of a very big problem begins to unfold.

Myth Buster 3:

Businesses now charge more than they need to, to increase their profits. Not because they have to. But because they can.

Yes, businesses of all kinds really do believe that it’s ok just to push prices up and use the news and narratives that politicians survive on to justify price rises that very few of us can actually afford.

The BIG problem is that this process of profiteering is also accumulative and with everyone in unnecessarily long supply chains adding more to already artificially inflated prices, the real cost of everything is significantly less than any end customer is required to pay.

Prices rise. That means the government and everyone else needs to print more Money, with the net gain or benefit from all that printing going to the same few and the elites who own everything.

Worse still, these are the same people who are charging all of us massive amounts of interest for mortgages, credit cards and other forms of borrowing money that they didn’t even posses in the first place. Before they pressed a button or switched a printer on and then gave it to us in the form of a loan.

The Truth IS Stranger than Fiction

The whole situation seems incredible and hard to believe. Because money does appear to buy things when we use it.

However, many regrettably still believe that governments, big businesses, banks, financiers and the people who own or influence them can be trusted to do the right thing for everyone. Rather than doing the right thing just for them.

Myth Buster 4:

Money flows to those who control it. Money flows to the top.

We have a hierarchical or top-down power structure. Fueled by the way that money is used to manipulate everything.

Money is at the heart of everything that is wrong with the way that the World works today.

Our Ignorance is Their Power

The biggest problem we have is that so many of us don’t understand how money really works.

To a certain degree, our governing and political classes also don’t understand how money works.

Where they do, they have completely lost sight of what printing or creating money means for those who don’t have a lot of it.

Because printing money it is an easy way for politicians to appear to solve problems, and when it comes to winning elections – to make it sound like they are doing good.

When politicians being seen to be doing good means more and more of us are having an experience which is very bad, it should be clear that the system is broken, is unsustainable and is getting nearer and nearer to a complete collapse.

In Our Local Future, People are the ONLY Economic Capital

We recognise that People, Community and The Environment are far more important than profit, power and influence for the few.

Money is a tool. Not a reason.

People, Community and The Environment are the reason that creates an incalculable number of benefits across every part of life.

Because an economy can only be Fair, Balanced and Just, when it is unwaveringly focused on doing the right thing.

Prosperity in today’s world only lasts until the very moment that it doesn’t. And by then, it’s too late

Very few realise it. Even fewer are prepared to talk about it. But the financial and monetary system that we currently have can only exist as it does, making some extremely rich, at the cost of many becoming increasingly poor or poorer.

Because of the way the FIAT monetary system is constructed, it is necessarily skewed to benefit those who control and play the system.

FIAT can only continue to function as long as the rules that hurt everybody who is outside of the game continue to be punished more and more.

Because FIAT and all the systems that are built around it have disparity at their very core.

The System literally survives and can only survive on the basis of the Wealth Inequality that today grows exponentially between rich and poor.

Clever as FIAT is for those who control it, the system was always destined to fail. It was never a question of if, only the question of when.

The only question that troubles today’s world elites is ‘What comes next?’

With AI set to put millions of people out of work for no better reason than more profit being made for those who own and control the systems and the industries behind it, the masses have yet to awaken to the reality that using technology and Artificial Intelligence in this way is not progress. Neither is it necessary.

The AI-takeover that is today being delivered through narratives, even before it has fully arrived, is a change that can only lead to challenges across society that those who are set to benefit believe that they will be insulated from and that they will have no responsibility to bear.

If you consider yourself to be living in the real world today, can you really picture the situation where there is perhaps just a handful of people on the planet, and that they can continue to enjoy the kind of luxury and wealth in material form that they have today and that they aspire to maintain, without the millions and perhaps billions of other people on the planet who made that whole scenario viable?

Despite even this rather uncomfortable truth, the most challenging reality that we face, as we try to open the doors to change and imagine a world that puts people at the heart of everything as it should, is that the world of today embraces an unwritten cultural acceptance that For some to be rich, many more must to be poor.

So successful has the process that brought us here been that those at the top of this twisted tree of upwardly flowing benefit, have turned their back on everyone at the bottom that this corrupt system has left behind.

They now imagine that a new world can be engineered and deliberately be brought into being where those with wealth and power have no responsibility for the poor.

This is where we are today.

Regrettably, those who are doing so well out of the increasing misery of so many others today really do believe that the future need only be good and that freedom in its real sense need only exist for the few.

It is why so much of the technology that we now have available under such direction is such a massive threat to humanity. Rather being the tool for The Common Good to support us all in our search for better lives which it would be. IF the fervent greed and obsession with profit at all costs that now drives all tech development including AI we’re to be left behind.

We recognise that people, community and the environment must be at the centre of everything.

That money must be returned to being used only for the purpose of being an exchange mechanism and tool for life that it was always supposed to be.

A future that works for us all doesn’t allow a cultural system to exist where we believe that even human existence itself can only be calculated in monetary forms.

Money cannot and will not be the only way that we can trade.

The real value that underpins economics and economies at all levels in the future will be based upon the people and the contributions they make within it.

We foresee a Local Market Exchange coming to be which flourishes around the local economy and where goods, services and labour itself can be traded and bartered directly for others goods, services and labour, as well as locally derived and managed cash based and blockchain supported currencies can also be used.

Money, nor currency of any kind will be speculated or gambled as today. As this is where the majority of social problems effecting so many across the world have most often found their true origin and cause.

Above everything, we recognise it as essential that the lowest paid can sustain themselves fully and independently on a weekly wage.

To achieve and maintain a society where everyone has the ability to self-sustain, it is also necessary that the entire system of business, finance and governance must prioritise this and only this, instead of profit for the few as has up until know been the only acknowledged way.

We have called it The Basic Living Standard.

Today, Money is a rigged game with a real-life cheat code that is part of the Moneyocracy that we are all currently enslaved to. And if we all want to experience a much better kind of life, there is much that we need to consider and a great amount that is hurting us all, that we must leave behind.

If you feel ready to visualise what a better world would look like, and reflect on what that means for us all, please follow the link to explore Our Local Future, which you will find immediately below.

Click HERE to go to the Site Map for Our Local Future

We will not embrace the change Our World needs until events make it impossible for us to do otherwise

The hardest part of addressing any kind of addiction is crossing the Rubicon to accepting that we are addicted.

And for as long as we have not accepted that our state of addiction exists, we continue blissfully unaware that everything that we once considered to be important has itself been usurped by the fake importance that has taken over our direction at the centre of our lives.

As a society and culture, we are addicted to a lifestyle that revolves around money, the accumulation of wealth, influence, power, advancement and self.

It’s all part of a worldwide malaise that would most accurately be named a Moneyocracy.

The value of money is the benchmark of our values system. It relates to everything in life.

Money and everything linked to it comes before everything important, including the consideration we have for other human beings.

The problem is, we don’t see it.

Or rather, we do see it. But for as long as even the smallest benefit that this bogus system provides us appears to outweigh the disadvantages, we are completely hooked into it and blind to the damage that it is doing to everyone; not least of all ourselves.

This malign and all-encompassing value system has taken over everything so comprehensively, that we cannot imagine a future without whatever benefit we each prize so highly being available to us each and every day. Even though it is the behaviour that exists in all our lives that has created and allowed the Top-Down Moneyocracy to exist, take over and progressively thrive.

We refuse to accept that there is a way of living our lives that can and will be better for us all in so many different ways. Because our addiction to this System tells us that there is nothing better than the hit that we get, in whatever way each of us may get it, and the wilful blindness that accompanies our addiction obscures the reality that each and every time we take it, in whatever way it may be, it is our own behaviour that is this cultural problem’s cause.

We cannot take any of the causes of the problems that we have today with us. Because we will otherwise not be moving forward or leaving everything that’s causing so much harm to everyone and the world we live in, behind.

However, what is regrettably clear, is that we will not relinquish our collective hold upon the Moneyocracy and the harm that it is doing us, until events force us to view the mechanics of our lives in a very different way.

Wars, financial system crashes, pandemics, shortages, civil unrest and many other unsavoury experiences that too many of us had until recently been happy to believe had long since been left behind, could all lead or contribute to the end of the Moneyocracy and a way of living that in the terms of all that we should be valuing, has already come at an incalculable cost to us all.

The Moneyocracy

The Local Economy & Governance System | Online Text

The Basic Living Standard Explained

Facing the Economic Collapse: the Real Crisis Behind Money, Wages, and Freedom

We will not embrace change 24Sep24 PDF_Vers1_21Dec25 Download

The UKs Public Smoking Cloud: The desperate need to feed confirmation biases and the unacknowledged reality that few non-smokers enjoy being forced to passively smoke

Since the UK General Election in early July, there has been a marked change in the way people are using social media and the messages they are sharing.

Don’t get me wrong. The questions over social media and the damage that its misuse and mismanagement has and continues to do is long held and there is much to be resolved.

It just seems to be the case that many if not all of what seemed to be ‘credible’ speakers across the political spectrum, have now got completely wrapped up in their own rhetoric and become sucked down by one or other of the many rabbit holes that seem to be giving so many some weird form of sanctuary whilst the world seems to be suffering from a madness storm.

The point is illustrated uncomfortably by the massive onslaught that is now underway in the UK against the proposals by the quickly aging Labour Government to impose smoking bans in pub gardens and many other public areas.

Following hot on the heels of the age-based smoking ban that the disastrous Sunak Conservative Government didn’t bring into being before their wipeout in July, the hypocrisy coming from the political right is as troubling as the countless ‘voices for reason’, who are now obsessively attempting to use everything the establishment does as evidence that confirms that George Orwell’s 1984 is as good as done and dusted, and is already taking over every part of life in just about every possible form.

If we look hard enough for evidence of anything, the chances are that we will find it. Not because it’s necessarily there. But because that’s the way that human nature works if you give it a green light to do so.

There is much to be concerned about by the way the establishment, the elites and the governing classes behave and how they approach the responsibilities that they no longer seem to accept they have to all others. However, the behaviour that they exhibit comes from much the same place and is founded upon their own biases, ignorance and an intoxication with power that few would be able to avoid. If they too were to suddenly find themselves in the same place.

Banning smoking in public places is not an attack on freedom. That is unless we are happy to agree that public policy should be based on the damaging belief that governance is about pandering to the minority, rather than doing what’s best for all. Or what the more sensible amongst us might recognise as being ‘The Common Good’.

The most recent figures from The Office of National Statistics tell us that 12.9% of the UK Population are smokers, which is roughly about 1 in 8 of us.

So why should those of us who do not smoke have no option but to inhale tobacco fumes, vape clouds or any kind of smoke that someone who smokes or vapes anything has chosen to discharge in any public place?

Whilst it is unquestionably a personal freedom of choice and should certainly remain so that anyone can smoke or vape if they so choose, it is also incumbent upon them not to do so in any way that compromises the freedom of others to make the alternative choice.

Like many, I enjoy a drink at a pub. And in the summer months like nothing more than to sit outside and enjoy the British Summer as I do so. If and when it decides to turn up.

However, what I don’t enjoy – also like so many others, is having that experience spoiled by anyone smoking or vaping, who clearly believes that simply being outside is the only thing they need to consider where the impact of their actions is concerned.

Dreadful as the Labour Government might be in so many respects, this is one rule that will probably have a lot more support than many would believe. Rather perversely, because once again, it’s the silent majority that are otherwise being forced to suffer because a noisy minority have no awareness of the impact of choices which are regrettably, all about them.

The future is abstract. Because Today’s way of Life is the root cause of Our problems and We will only have a Tomorrow if we leave it behind

On Monday, I published ‘Our Local Future’, a new booklet that is free to read, broken down into page-based topics online, or downloadable as a Book for Kindle for less than the price of a coffee in one of today’s UK high street branded shops.

I’ve already had a number of conversations about Our Local Future.

Feedback from people on all the subjects I have been writing about, discussing and that I have continued to explore is always interesting.

Not because framing those conversations this way wraps up disagreement in some kind of polite and therefore palatable way.

But because by far the most common response – and a very quick one too, is for something to come back that says ‘This sounds like’, or perhaps, ‘I watched a video that mentioned that’, or ‘Isn’t that the same thing as’.

I went through a similar experience when I joined a postgraduate course at a British University last year so that I could look more closely at the mechanics of the UK Food Security issues and the many parts of life that the issues of Food Production and access to the Basic Essentials in Life really does reflect or touch.

In many ways, I was gobsmacked by how closed-down to anything other than existing work, publications or reference points the part of ‘The System’ where the thinking is supposed to be happening really is.

But I was, most importantly, deeply concerned, by how thinkers and visionaries seem able only to visualise the future of our world and how everything works or rather will work, in terms of what we already know and accept.

It’s a situation that is not unlike the whole of the post-European Referendum stages of the Brexit debacle that were handled so badly. Fundamentally because the stepping-off point was considered to be where the UK was or had been, rather than where it would actually be, whenever the genuine point of the UKs departure from Membership of the EU would come.

Nobody in government stepped outside of the accepted, backwards-looking paradigm and began to consider that you cannot have a new way of being, if you don’t leave the old one behind.

Perhaps they did. And that’s an important point for us all to consider too.

Having a future System for life that has solved all the problems that we have today; that runs effectively in the ways that it should and most importantly which creates and maintains an experience of life and living which is Balanced, Fair and Just for all, has very little in common with what we have and what we are experiencing in this ‘Old World’, today.

A Future that works for all is an abstract concept in todays terms. Not least of all, because experiencing the level of change needed, that will benefit everyone, AND taking the stuff from today that so may want to keep because they think its special and benefits them, are mutually exclusive pathways.

These are journeys that lead to two very different destinations, that will in every sense deliver alternative outcomes that are worlds apart.

The future is about empowerment, re-enfranchisement, sovereignty and the restoration of accountability and respect for everyone at the individual or personal level, all within the local community and environmental sense itself.

It is alarming, because Fairness, Balance, Justice and a world that gives everyone the ability to be Happy, Healthy, Safe and Secure does not resemble anything that the masses are genuinely experiencing beyond all the carefully crafted narratives, now.

Those who are ‘high on The System’ that we have in this ‘Old World’ immediately visualise such suggestions as being a threat to what they ‘have’ today.

And they guard what they have jealously too. Because they believe it is their right to have more and to be able to have even more.

So much of what is wrong for so many of us today is itself the direct, indirect and often many times removed impact of some having lives that work disproportionately well for them. Whilst the often-unseen consequence is very little that is good across all areas of an otherwise unnecessarily hard life for so many more of us.

We MUST put People at the heart of everything and leave all that is bad from today’s Old World Moneyocracy behind.

We cannot and will not achieve this, if those who have more than they need today, will not accept that everyone can have a great life, IF we all have unhindered access to all that we need too.

The Future that will work for us all, is about us all.

The Future will work for each of us in very different ways to how we see and experience the whole thing now.

The question is how we disentangle ourselves or what will happen that will disentangle us all from everything that is wrong with the world today, and stop us manifesting everything bad that will keep us in the darkest parts of the past.