Please stop and think about this question for a moment, before you continue reading.

You may have just realised that we don’t think about money in any great depth at all. And the reason you don’t think very deeply about money is likely to be because of the myths that surround money.

The myths around money are paradoxical. Because the money myths are what make money work in the way that it does today. Yet at the same time, the money myths hide the way that money works in a way that stops the majority of us from even questioning things that ‘don’t add up’ about money.

But the truths about money are quite literally hiding in plain sight.

The simplicity of the money system is what makes it seem intelligent and intelligent people don’t question the money system because the way it works is literally too simple to believe

Understanding how money really works within the Money-Centric Paradigm is like going on a voyage of discovery, all of its own and in itself, and there is a risk that it will feel like going down a rabbit hole.

The simplicity of how the economic and financial system works around us is breathtaking in its simplicity. The principles which we all accept as being far more complicated than they really are.

This is what helps anyone who works within or who is benefitting from the way that money works to convince the rest of the world that money is not only real, but how it works is far too complicated for any normal person to understand, to question or get involved.

If you follow the news or current affairs, you will regularly hear newsreaders and commentators talking about National Debts in the Billions and Trillions of US Dollars and Pounds.

But this raises questions about where all that money came from first.

Most people think that the money we save is what banks then use to lend to other people and to businesses, when those people and businesses take out loans.

But where did the money come from that means Governments around the world can now be in Trillions of Dollars or Pounds in debt?

Did we all have that money in our hands or in our bank accounts to begin with?

Have big companies really earned all that money and then kept it in their bank accounts so that they have accumulated all that money so that it can be used to bail our governments out?

The answer – as you are probably beginning to realise, is that the money being used to accumulate all this debt, doesn’t actually exist.

The money we use, borrow and save, has been created by monetary and financial systems that are in private hands and not controlled by the government or the public they represent.

The fact that the money in the Money-Centric Paradigm is controlled by private, profit-making hands makes all the pain that is being inflicted on everyone because of money even worse.

So, yes, it is this same system that is used to ‘print’ or create the money that we all borrow and probably earn or maybe receive in benefits too.

Therefore, the money that runs everything is effectively being conjured out of thin air.

Money is nothing but a belief.

When we are led to believe in something that doesn’t exist and behave as if that thing is real, the reality is that we have been conned and are living a lie.

This Blog is an excerpt from my book One Rule Changes Everything, published on Amazon, for Kindle on 23rd December 2023.

If you want to understand the money lie better, some of the best information on how the world really works is available for you to watch, listen to and read at your fingertips. You just need to ask the right questions and make sure that you check the credibility of either the sources and speakers or repeat the same process over and over a few times until you have listened to a range of different sources and are able to conclude what you believe to be the truth.

If you can, please avoid using AI for any research if you want to really understand how anything works, as you will never be sure if you are reading the truth, or the truth that someone else wants you to believe, if you do!

Why not give the video linked below a try to begin with: It’s called The Four Horsemen by Renegade inc. It’s now a decade old, but it will guide you to further questions and to finding all the answers that you really should know.

If the average U.K. wage isn’t enough to live on, the minimum wage certainly isn’t enough. So, anyone on the most basic level of DWP benefits must be going through a living hell.

Benefits are being used by the government to pretend that the cost of living in the U.K. today is something that most people can afford.

Yet the reality is rather stark. The most recent figures available show that at least 22 Million people in the U.K. receive benefits of some kind.

That’s just under a third of the population or one in three of us. And that’s before we even begin thinking about the people who, in receipt of benefits and whether working or not, are holding everything together by dipping into savings or taking on unaffordable debt.

Not knowing if you can afford to eat or pay the bills that can be planned for will challenge the mental health of anyone after a relatively short period of time. Yet the experience of unforeseen expenses destroying that downward equilibrium can create a level of pain and uncertainty that for anyone who hasn’t experienced it, is simply unimaginable.

The confidence of anyone falling dependent upon benefits, credit or charity of some kind is quickly diminished. But the system still treats anyone in this situation as everyone’s guilty bastards – just because they haven’t got enough, or they don’t the same as everyone else.

Not having enough to live on and being able to enjoy the peace and security that it gives anyone, is far from being the ideal stepping off point to secure work. Even if that job would remove any reliance the applicant would then have upon benefits or help, and provide the opportunity to pay off any debt they had accumulated until then.

Anyone who can appreciate the reality of the experience that so many people living in Poverty face – when even people who are working don’t have enough income ‘to live’, will quickly realise that the way to get people out of this dreadful situation is to help them in the ways that will actually help them. And to help anyone who genuinely needs help, you really do need to understand and appreciate what they are going through first.

It certainly isn’t helping to create an additional set of circumstances where those needing genuine help will suddenly find their remaining privacy destroyed with their financial conduct being policed at every turn too.

Yet that’s what public sector access to the bank accounts of anyone in receipt of benefits could now actually mean.

The strangest and most incomprehensible part of plans to legalise government access to the bank accounts of benefit recipients, is the fact that in the majority of cases, those receiving benefits only receive them because they are the victims of an economic system that functions, abuses and exploits them for no other reason than to service some other persons greed.

If the infliction of poverty on anyone was recognised as the form of abuse that it is, just like any of the others that society now refuses to tolerate, the government would not even have the option of playing the role of corrupt jailer for those imprisoned by Poverty, with the ability to abuse their own power to make the experience of the prisoners they control even worse.

But that is exactly where we are.

Whether wrong or right, the decisions and actions taken by politicians in response to the Covid Pandemic demonstrate just how much power our Parliament has – IF they choose to use it.

So, the real question we should be asking, is why politicians aren’t using that power to make life affordable for everyone, with the added bonus that doing so would automatically funnel a significant number of benefit recipients – who want the peace and security that comes only from self-sufficiency – back into work?

Yes, it sounds like quite a mouthful, doesn’t it?

How can help not be help, or when is help not actually help, do also sound like trick questions too. As help is always help, isn’t it?

Well, actually no. Help really doesn’t help anyone, if that help isn’t something that the recipient actually needs.

The point that help isn’t help unless it is needed is relevant, because those that can help others who do need help today, are, instead of giving the help that others need, only giving the help that they want to give, or what they believe that help should be.

Oddly enough, this blog isn’t an attack on anyone prepared to help another because they don’t do exactly what anyone needing help has asked them for. Because in many cases, even this isn’t a question of the help that those people need, but actually just a statement of the help that those people ‘want’.

Want and need are two very different things. Our needs are very basic and revolve around being happy, healthy, safe, secure and being able to function as any human being should, self sufficiently and without then requiring any further help. Whereas our wants could go on forever and regrettably, once fed, may never ever really be met.

Help isn’t help at all, if its only based on wants, rather than what anyone genuinely needs the help they receive to be.

I realised a long time ago that the Politicians running the UK today work on the basis that unemployment and poverty are synonymous, or exactly the same thing.

Some politicians have even built a public platform by trading on it and the arguably heartless policies that people have trusted to look after the  UKs poor and vulnerable tell us as much as we need to know about where the so-called Conservative’s priorities lie.

It wouldn’t be anywhere near as much of a problem if the ‘poverty isn’t real’ approach was only a message.

However, the idea that poverty isn’t a problem has gone way beyond being just a message. It is the basis of how today’s public policies are formed.

Today will see the Chancellor’s Autumn Statement – where the ‘Official’ announcement will be made to Parliament, that amongst a new range of sanctions against those on benefits (the punishment for the poor and vulnerable who don’t behave), the National Living Wage will rise in April 2024 to £11.44 (the gift to all the poor and vulnerable who behave and do as they are told).

For those in low paid jobs earning the current National Living Wage of £10.42 per hour (or less if they are too young), an uplift of over £1 an hour does sound great.

But £11.44 is still nowhere near enough to live on. And that was a month ago.

In October, I worked through the figures in an attempt to work out how the UK’s elected parliamentarians could be so confident that they are correct in their analysis of what it costs to live. Whilst those actually living the experience of being poor know that they are not.

At the moment I discovered that using the average costs for all of the important things that a single person, working a 40-hour week would need to earn per hour came to £9.41 per hour, I admit that I did genuinely wonder if everyone other than the Politicians had got this all wrong.

However, as I then went on to consider, averages only tell a helpful story to anyone who will benefit from presenting a story in that particular way.

Facts are, that when we consider the real world cost of everything a single person needs – including the ‘poverty premium’, which is the overcharge too many people are forced to pay, because being poor is perceived as being ‘a risk’, the real minimum hourly wage required – for ANYONE working a 40 hour week – just so that they can live WITHOUT SUPPORT – is a MINIMUM £14 per hour!!!**

Again, that was IN OCTOBER 2023 – without adding in the rapid rises in the cost of living. An inflation rate that might have halved, but is still running rampant at 4.7% or more.

It should be a basic human right that people be able to provide fully for themselves on a weekly wage. That’s even before thinking about the realities that married couples and people with family commitments have to contemplate.

Requiring anyone to work for a whole working week and then paying them any less than what it will cost them to cover the cost of meeting all of their basic needs, without subsidy from government, having to take out loans, or having to seek help through charities (such as food banks) is nothing less than sanctioned or legitimised slavery.

Just think about that for a moment. You cannot fend for yourself on what you earn but are being forced to work. Doesn’t that mean you being treated as a slave?

Yes, being honest with ourselves and seeing poverty and how Politicians ‘interpret’ it doesn’t make comfortable reading. Especially for all the small business owners who will already be wondering what the hell they are going to do to cover the upsurge in costs when wages rise – not only by £1.02 per hour in April 2024 – but with all the additional costs that the employers will then be forced to pay afterwards too.

However, all those business owners who couldn’t (or wouldn’t) pay a minimum £14 per hour (Plus the on-costs) in October 2023, should also be asking themselves the very troubling question ‘WHY?’

It won’t take long to realise that none of this adds up for anyone. Other than those who have already got more than they should ever need.

The world does not exist to do business or make money for those who have already got too much of it.

An economy should function purely to support and sustain happy and healthy lives that are humane for every one of us, above all else.

**It may be worth considering that with the average UK annual wage for all workers is currently at 27,756.00, even this realistically low figure sits way below the annual wage of what I am suggesting EVERYONE needs as a minimum of £14ph – which is £29,120.00. It is perhaps telling that only this week, the announcement was made that Foreign workers coming to the UK will need to earn at least £30K per year. Does someone working for the Government know something?