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The Makeshift Manifesto

December 6, 2019 Leave a comment

MM2We are hearing promise after promise and commitment after commitment based upon what our current crop of politicians and aspiring MPs will do for us if we give them our vote.

The problem is that if any of them do get elected with a majority this week – and therefore attain the ability to actually deliver on any of the things they have promised – the promises they have made will look and sound very different when they come to fruition for many reasons, not least of all because so little thought and consideration has gone into how those promises were actually formed and made.

The UK is desperate for change

If we were able to elect the right politicians, we would not need manifestos at all.

Good politicians would do the right things and would be committed to doing whatever is necessary to get the job done – all without any consideration for what the impact of their actions may or may not be for them themselves, the Political Party they represent or anyone else who has influence upon the way that they think.

Unfortunately, we don’t have the option to choose the right politicians in the 2019 General Election.

The system that we have has ensured that different names, different people and the different things they all say won’t deliver anything different to the outcome or result. Anything and everything they do will always end up being exactly the same.

That isn’t to say there isn’t any value to the things that politicians are currently talking about.

Any good salesman knows that no matter how small it might be, selling anything has to be anchored on the basis of at least one truth.

The politicians we have are savvy enough to be able to focus in on topics that people will identify with and talk about them or make offers to the Public that suggest the politicians will address them. Promises that will be calculated as being just enough to get them elected – which is the only real job or purpose that any and all of these politicians genuinely want to get done.

We don’t know what the outcome of the Election on Thursday 12th December will actually be.

But whatever the outcome of the 2019 General Election is, the fact that we have such poor, self-serving politicians as the majority of Candidates to become MPs means it is pretty likely that even greater chaos than what we have seen in the past two years is well on its way. That chaos may really begin to hit us all very hard in our everyday lives if there really is no change in politics and politicians continue to believe that they can continue to behave just the same as they are.

So what could politicians be doing differently now if they were focused on the right things?

Actually there is an awful lot.

But successful outcomes for us all means having new politicians who are big enough and confident enough in their own abilities, knowledge and understanding to know that the biggest thing they have to think differently about is the desire to always in someway feel like they are in control.

No, not the kind of control we think of like driving a car or riding a bike.

This is the idea that politicians can control future events by the decisions they take now or at a certain time.

They can’t and never will.

It just looks like that – some of the time.

So when I say that good politicians wouldn’t need manifestos, what I mean is that they wouldn’t need to try and bribe us with whatever they can dream up to convince us.

We would just elect good politicians because we could trust them to get on and do what’s best for all of us whenever they make a decision.

We could trust good politicians to do the right thing.

Real Change

Because we don’t have good politicians, it’s worth having a think about the kinds of things they would actually be doing with the power that we have given them as part of that journey of doing the right things on our behalf.

Below is a list of the kinds of new policy ideas and changes that good politicians might be already acting upon, thinking about, questioning, discussing, researching and developing right now, if they were already in government.

It is not an exhaustive list by any means and I will apologise to any reader now who immediately finds the absence of a topic or suggestion in keeping with this document that I have for some reason or none left out.

There is, in reality today a never ending list of things that really need to be done and these are just a beginning or a start.

This is a Makeshift Manifesto

The points are deliberately short to bring focus and attention to the areas that need work in Public Policy if things in this Country were really to be changed and there was a genuine, wide-ranging commitment on the part of politicians to really get things done.

Some of the points will seem controversial, like withdrawing or rescinding the Legislation on Employment Rights that came from the EU.

I have raised them not with the intention of upsetting anyone or winding anyone up. They are there to serve as a gateway to the reality that there are much bigger and usually very negative consequences sitting beyond the mantras and sound bites that are deceptively used to draw voters in. The sweetest sounding lies and partial truths that often hurt the very people that they are supposed to help as they appear to positively impact the people they were designed for, but then negatively impact the world around them and then come back to haunt those same people too.

The way politics and the media operates today doesn’t foster genuine learning, discussion and debate. It focuses on fear and encouraging instant reactions and doesn’t allow anyone to take the time to sit down, go through ideas in the right way. It certainly doesn’t explain.

For example, when talking about subjects like hourly wages and rates of pay with young people and students, they will most often only be focused on what the value of pay to them is actually worth.

Yet when you take the time to discuss and explain how the businesses that employ them operate and what wage rises will actually mean as a result of the knock-on effects to the employer, the customers and the employees just like if not them, they are typically far more interested in what has been said. Indeed, they are genuinely receptive to the steps that would need to be taken to make the money they earn and already have in their pocket have better value. They want to see the changes come into being that would change not only theirs but everyone’s lives for the better – again, getting done what really needs to be done.

So no matter how the following points might immediately make the reader feel, they are offered up as no more than the equivalent of a light being shone on the areas of Public Policy that need to be changed; in some cases removed and in others completely transformed, simply to ensure that the battle to deliver something better for ALL People in the UK – that MPs are not yet fighting – is ultimately won.

‘You can’t do the right thing because it’s too complicated’

This isn’t costed. It can’t be done. Things don’t work like that. It’s not practical. It’s idealist.

These are all reactions that can be expected at the end of reading what follows below.

During conversations with many people about public policy generally and particularly with people who voted to Remain in the Referendum on Leaving the EU, I have become increasingly aware that the majority of us agree with all the kinds of suggestions I am making and with it the principle of ‘doing the right thing’. But they also believe this kind of change is impossible because it’s either too complicated or we will never have the right people in politics to do what it takes to get these things even considered, let alone started, completed or ‘done’.

Whilst this view is completely understandable when considering the mess that British politics is now in, it’s because politicians have not been prepared to look difficult policy decisions and challenges in the eye and deal with them properly as they should that the UK is now in the trouble that it is and so many people are suffering across our communities.

Brexit is a symptom of the very problem where the politicians who have been elected and given the responsibility to lead us and make decisions on our behalf always take the easy option. Do decision making in isolation without care for consequence. And give us government that is always thinking about the next election and is therefore on the run.

The reality is that if politics was done properly in the UK, manifestos and the false promises within them would be redundant.

Issues would be addressed and considered by Government as they need to be, rather than being wrapped up in shiny paper at election time and sold to us as part of some grand but nonetheless hollow strategic plan.

Cost, practicality, how the system works and all those things may be very relevant in considering what is only list of suggestions for consideration that follows here.

Any one of the suggestions made, when considered or even enacted in isolation might be appear impossible simply because of all the other existing policies that already interact with that area of policy, which in the immediacy of that apparently broader sense might make it seem impossible for that one thing to be done.

But none of this is impossible.

In fact, we all deserve an approach to public policy which is not fearful of even considering changes to public policy just like these.

This means that we need to change the way that we think as well as the people we elect to think on our behalf.

Only when we have political leaders who think differently will we all see and then understand how different and how better things in this Country can be if our politicians are prepared to break away from the idea that achievement only comes from compromise when repeated compromise itself means we continually end up with all the same things.

We must have real leaders in Government before we can actually be led.

A small caveat

Everything that follows is basically a starting point or a means to reaching or finding a way to an end. The overriding principle is that we should make better and more effective use of all that we have already got, rather than falling into the trap of thinking that the problems that we have can only be solved by throwing money around or by replacing whatever the problem is with something new.

This kind of thinking might be representative of ‘the way that things have always been done’. But in the long term, it helps no one.

PLEASE NOTE: There is no specific or intended order. As a result of an attempt to avoid duplication (which may have failed here and there…), some points or suggestions may appear to be located under headings which are different to where you might automatically assume they should be. It does however illustrate the point rather well that no public policy decisions should ever be made in isolation as all public policy is joined up!

Thanks for reading!

 

Best wishes to all,

Adam Tugwell

7 December 2019

The Makeshift Manifesto – December 2019

 

1 – Taxation

  • Reform of HMRC to make it ‘customer friendly’
  • Tax the ownership of land, property and wealth rather than personal income
  • Tax Internet transactions at the location of the customer or the device they were using, not at the location of the company base
  • Simplify the taxation system, providing transparency and remove confusion
  • Aim for flat tax or limited tier system which is not based on the level of earnings, but where all earners pay proportionally the same
  • Aim to reduce and then remove VAT once all other parts of the Tax system have been changed and are working appropriately
  • New ethical ‘in the spirit of’ legislation to prohibit Tax Evasion or Avoidance where no preventative Law is deemed to exist or cover the abusive act, but where Tax Evasion or Avoidance has taken place nonetheless

2 – Industrial Relations

  • Reform union legislation to prevent and make illegal any strike that will or has the potential to effect transport and public service provision
  • Remove right of unions to have paid shop stewards or other union representatives on organisational or company payroll
  • Legislate to prohibit unions making donations to political parties, third party organisations or outside causes

3 – Defence

  • Reinstate National Service to ensure that all eligible young people qualify academically, complete parallel apprenticeships or undertake military training as a key part of their professional development and steps towards the workplace
  • Aim to bring all military hardware and software development and manufacturing into the UK or UK hands, outsourcing only where no other options are available
  • International Military Policy to be non-interventionist and non-aggressive unless directly attacked or there is a requirement to maintain an appropriate military presence overseas either to support UK Foreign Aid activities or as part of Partnership commitments with other Countries (NATO, UN etc)
  • Outlaw civil prosecution against any alleged military ‘crime’ – whether current, recent or historic
  • Continue with the Renewal of Trident
  • New Naval Ship Building programme to include adequate ‘at sea’ Fisheries Protection for all UK Waters
  • Rearm and finance the Royal Navy, Royal Air Force and Army to ensure that combined forces are able to cover all domestic and possible/likely overseas requirements at all times

4 – Communication

  • Support the telecoms industry to provide 100% Broadband coverage across the UK within 5 years
  • Ensure that all critical infrastructure and software is provided by UK Companies, managed and manufactured in the UK

5 – Education

  • Apprenticeships at 14 for non-academic young people as part of a change to ‘heads’ vs. ‘hands’ parallel routes to age 21 where education is based on experience, academic attainment or both, rather than just exam results and educational level reached.
  • Prohibit bogus or ‘worthless’ degrees
  • Remove commercialism from all places of learning to ensure that the focus is on teaching, not running as a business
  • Cap the salaries of senior academic and management staff in all publicly funded educational establishments
  • Remove ‘private’ interest in any publicly funded educational establishment or vehicle
  • Legislate to support Teachers first and foremost in the parent-teacher relationship
  • Add critical thinking to become a required part of all curriculums
  • Means tested paid tuition fees for further and higher education students for first time applicants of all ages
  • Means tested maintenance grants for further and higher education students for first time applicants of all ages

6 – Foreign Policy

  • Reform overseas aid to provide direct and meaningful support, rather than just funds or contracts to private companies
  • Contracts awarded to private companies as part of Foreign Aid should be given to business indigenous to that specific Country, with the focus that profits and employment end up in the pockets of local people and businesses – not simply back in the UK
  • Create a non-military foreign aid logistics and development service

7 – Brexit

  • Immediate rejection of any of the existing ‘Withdrawal’ Agreements made with the EU
  • A completely Clean Exit from the European Union on WTO Terms – as directed by the UK Electorate in the European Referendum Vote on 23rd June 2016
  • No negotiations on trade until the UK has formally Left the EU and is functioning with trade on WTO Terms
  • No further payments to be made to the EU after the UK Leaves the EU
  • No balloon payments made as part of the process of the UK Leaving the EU
  • Immediate start on the alternative Borders option for Northern Ireland and the Republic of Ireland to include the establishment of the Open Border Service
  • Immediate protection orders to safeguard British Farming, Fisheries and all areas of production at risk from foreign imports
  • Immediate implementation of a temporary protectionist policy on all trade with the EU where the products, goods, foods and services are already available in the UK, to stay in place until those industries can self-sustain
  • Immediate ban on the import of all EU derived products, goods, foods and services that are subsidised and therefore underwritten by the EU, unless they are not already available in the UK

8 – Business & Finance

  • Readopt an unashamedly protectionist, UK first approach to all industries and services
  • Adopt a non-global approach to supply chains and production
  • Require all UK Business to adhere to new Covenant of UK Environmental Standards covering all production, operations and purchasing within 2 years
  • Focus new trade deals on Foods, Products, Goods and Services that the UK has not historically provided itself or for the period it remains unable to do so
  • Reform and limitation of financial services and banking to restrict or where necessary prohibit the use of speculative (betting), futures and non-transparent financial devices in any form
  • Restrict the power of privately owned credit scoring agencies
  • Regulate and restrict current system whereby banks and financial institutions can effectively create money through system of leverage
  • Confiscation of all material assets law for all Bankers and Financiers who are convicted of financial exploitation of others
  • Sell here, produce here requirement for products and services in mass Public or consumer use
  • Anti profiteering laws to be introduced
  • Restriction of intervention and right of agency in any supply chain where no value has been added via the transfer
  • services
  • Punitive fines to be introduced for unethical business practices
  • Fiscal prudence law outlawing policy decisions based only on cost and/or spending
  • Reverse changes made by Gordon Brown and the 1997 Labour Government to Pension Funds
  • Legislate to restrict or stop Planned Obsolescence consumerism
  • Legislate to prevent private companies issuing fines for parking offences
  • Create new Parking Court
  • Legislate to remove the grey area where gig economy companies can employ people on sub-contract or self-employed basis without being a full franchisee to be banned

9 – The Internet & Social Media

  • Legislate to ensure that identities of all social media account holders/users to be known to publisher and anonymity of public user identity (usernames) only given for legitimate reasons

10 – Public Services

  • Create Public Interest Companies (Trusts) to provide all municipal services and services across multiple Authorities covering traditional County areas or similar
  • Create new standard or charter for public servants
  • End the role of ‘created’ and unnecessary add-on management, back-room and administrative roles
  • End policies which facilitate and allow redundancy and rehire
  • Reform Local Government & Civil Service Pension Scheme
  • Rescind independence in decision making of all QUANGOs making them answerable Nationally to Parliament and locally to the most appropriate Local Authority or tier of Government
  • Remove EU Tender & Procurement Legislation
  • Prioritise new, small and local business over corporate business for any outsourcing requirement that remains
  • New non-financial or indirect corruption laws for all tiers of government and public services

11 – The Courts & Legal System

  • Reform and reinstatement of legal aid with appropriate fixed fee format, legal professional sector pay and enforcement body to administer and clear penalties for any abuse of the system
  • Reform of legal profession standards monitoring and regulation
  • Divorce Laws to be reformed with first point of call becoming mediation in all civil cases where no Criminal Laws have been broken
  • Mediation to become licensed
  • Create Legislation to impede influence of obstructive and unreasonable Divorce cases not settled by mediation
  • Volunteer Magistrates to be excluded from all Family Law cases
  • Reform Magistrates Service to remove innate prejudice and political correctness from recruitment processes
  • Legislation against ‘ambulance chasing’ or ‘where there’s blame, there’s a claim’ approach to litigation on basis of blame attribution
  • Dissolution of the Supreme Court and return to Law Lords or system that sits outside of political influence
  • Reform of litigation Laws to support David vs Goliath cases where small businesses could not afford to take on big business when in breech of contract

12. Law & Order

  • All convicted Terrorists to receive whole-life tariffs
  • Referendum on Capital Punishment
  • End to Police Community Support Officers
  • End requirement for Police Officers to be educated to degree level
  • End to direct entry for senior officers who have not come through the ranks
  • Resume system of Police Prosecutions
  • Aim for all minor offences to be prosecuted within 24 hours of arrest and before offender release
  • All young people from age 14 to 21 years convicted of criminal offences other than murder, manslaughter or terrorism to be immediately enrolled for National Service
  • Decentralisation of Police Stations and return to locality Policing
  • Remove all targets and statistical monitoring of Police work that incentivises behaviour or quality of work

13 – Freedom of Speech

  • Protection of the tolerant against spurious intolerance
  • Right to be forgotten to become automatic after 3 years
  • New law to support freedom of speech and right to speak with removal of right to inflict views on others verbally, in writing or through intimidation or threatening behaviour of any kind

14 – Animal Welfare

  • Rescind EU Laws on Abattoirs
  • Support construction of new local Abattoir network and mobile abattoir service for the most remote areas
  • No animal to travel more than 50 miles from farm to slaughter
  • Revise Hunting with Dogs Legislation to outlaw illegal or disruptive intervention by non-hunters, remove any right to prosecute for accidental Fox hunting, whilst tightening Law on prosecution against those seeking to flout Ban using birds of prey or other by-pass devices
  • RSPCA to lose charity status, be taken into public management and given evolved role to support work of DEFRA and all other Public Services and Agencies dealing with Animal Health & Welfare

15 – Nationalisation / Public ‘management’ of Everyday Essential Services & Utilities

  • Place all utilities and services essential for everyday public use into non-profit making status and/or create alternative public managed business providing alternative provider to all customers

16 – Transport

  • Scrap HS2
  • Remove Crossrail Company and replace with non-profit making commercial trust with reformed management structure
  • Build new terminus stations in London and expand number of platforms at existing terminus stations across UK
  • Reopen lines closed by Beaching Act
  • Public sponsorship or loans to new shipbuilding enterprises
  • Create new system of Bicycle & Rider Licensing
  • Focus technological development on Hydrogen and Battery Powered Vehicles
  • Rescind EU Legislation requiring Professional Drivers to do stepped tests for different vehicle sizes in same class (e.g HGV 3 and then HGV1 only afterwards following a qualification period)
  • Rescind Driver CPC Course requirement replacing current system with short online course and tests as part of first Licensing, then regular refresher courses and tests online thereafter to be provided and managed by DVLA for all UK ONLY commercial drivers
  • Professional Foreign Drivers required to undertake same short online courses and tests to drive in UK in ALL circumstances
  • Investment in new road surface technology research to extend lifetime
  • Fines for utility companies leaving temporary roadworks without work taking place at weekends and during daylight hours
  • Utility companies to be made liable for all road repairs where they have devalued the structural integrity of a road surface

17 – Welfare & Benefits

  • Institute a universally applicable basic standard of living rate for all persons
  • Create a people’s bank
  • All Benefits to be paid into a cashless bank account with restrictions on payments tailored to the recipient
  • Removal of assumed right to benefits for any foreign economic migrant
  • Return to common sense approach to disability payments
  • End the use of profit making back to work training contractors

18 – Poverty

  • Introduce a Basic Standard of Living level based upon what it costs to feed, cloth, house and transport a person or persons living in a household at a minimum realistic level
  • Base all benefits on the Basic Standard of Living Level
  • Base all future plans for minimum wage on the Basic Standard of Living Level
  • Explore validity of Universal Income set at Basic Standard of Living Level for the short term unemployed to restrict unnecessary exposure to benefits system and culture
  • Creation of blanket provision of hostels and services for the homeless with tailored approach to individuals and arms-length care and support for those who choose not to use any accommodation offered
  • All supermarkets and food retailers with 3000’ floor space of more to be required to provide and openly promote food bank donation bins

19 – Food & Farming

  • Unashamedly prioritise British Produce
  • Require that all publicly funded meal providers buy British
  • Incentivise local and ethical food supply chains to create a producer to retail industry able to compete directly with National Retailer supply chains with food travelling no more than 50 miles from farm to fork
  • Replace CAP with short term UK Farm Subsidies
  • Remove all EU-derived quotas and restrictions

20 – Politics and Government

  • Reform of electoral system
  • Reform of political Party system
  • Minimum age of Town & Parish Councillors set at 21 years
  • Minimum Age of District Level Councillors set at 25
  • Minimum Age of MPs set at 30
  • Removal of Allowances System for Councillors
  • Introduction of time-served, time-attended, effort-made ‘end of term handshake’ for Councillors
  • De-politicisation of lower tiers of Government
  • MPs barred from holding second jobs whilst in Office
  • MPs barred from holding non-executive directorships whilst in Office
  • MPs barred from holding consultant or sub-contract roles whilst in Office
  • MPs barred from holding any company ownership role with a shareholding of 51% or less whilst in Office
  • Politicians barred from holding more than 1 Elected Office at any time
  • End the Police & Crime Commissioner (PCC) system
  • Local Authorities to be barred from using fines from parking and road offences as revenue or as a source of income
  • Lords to either be dissolved or be reformed
  • Reform of the Honours List
  • Reform of Commissions system
  • ‘Cronyism’ in Public Office to become a Criminal Offence

21 – Devolution & Localism

  • All powers that can be more effectively governed and implemented at local level to be devolved to the appropriate tier of Government from Westminster, Edinburgh, Cardiff and Belfast
  • Create Parish or Town, District or Borough and County Level independent local authorities where none currently exist
  • Dissolve Unitary Authorities
  • Dissolve Mayor-led Authority Areas

22 – Climate Change

  • Create a Covenant of UK Environmental Standards for all foods, products, goods, services, manufacturing and other items to be published within 12 months and implemented within 24 months
  • Ban on all non-UK based Companies moving into UK Marketplace which do not meet UK Environmental Standards
  • Return public transport to ‘public’ ownership
  • Improve public transport to levels that improve passenger participation
  • Provide 50 free journeys on one form of public transport per commuter per year
  • Prioritise carbon capture technology both for industrial and domestic use
  • Stop pretending that House building is the only solution to the Housing Crisis
  • Invest in water capture, desalinisation and storage technologies, where possible ensuring a crossover with green energy production
  • Introduce Packaging Tax to be applied to all disposable or non-recyclable packaging on a per-unit basis
  • Rescind decision on 3rd Runway at Heathrow until expansion will be at least carbon neutral in current terms
  • Legislate to make better use of existing transport systems and infrastructure prioritising improvement over new construction
  • Tax commuter journeys taken by car
  • Incentivise reduction of car-to-school journeys for children of secondary school age and where adequate and appropriate educational transport or public transport provision exists
  • Legislate to restrict or stop Planned Obsolescence consumerism
  • Subsidise network of community car sharing pools
  • Tax ownership of fossil fuel resources on an annual basis
  • Ban imports of all products not manufactured to UK environmental standards

23 – Planning

  • Dissolve Local Planning Committee structure and remove politicisation
  • Legislate to create Local Planning Courts
  • Create new Government Planning Investigation Unit with remit to investigate historic consent, overturn decisions not made in the Public Interest and given the right to seize land and property where corruption of any kind has been found or to instruct the immediate return of land or infrastructure to the previous state it was in before the Application(s) was/were made at the cost of the Applicant.
  • Reform Planning Policy to remove anchors for interpretation and focus decision making on real-life effects and locality
  • Create National Framework of Planning Policies to be adopted and tailored locally and left as stand-alone except in times of National Emergency or need

24 – Environment

  • All flood plain building and restructuring to be immediately banned
  • Revision of Flooding policy to include equal weighting being given to Fluvial and Pluvial flooding
  • Return to regular dredging and clearance of all river systems

25 – Housing

  • Tax all multiple home ownership at increasing levels per unit and/or depending upon size and unused capacity
  • Introduce staggered and increasing stamp duty upon all multiple house purchases
  • Regulate profit margin per new house for house builders
  • Introduce Tax breaks and incentives for unused room letting
  • All local authorities to prioritise local applicants for social housing

26 – Employment Rights

  • Step away from all EU derived Employment Legislation and end Working Time Directive
  • Regulate to ensure minimum hourly wage in line with agreed contractual hours, overtime rates (minimum 1 x 1.25 minimum wage for all zero hours contract workers) and holiday pay on per hour basis
  • Legislate to ensure that all gig-economy-type roles pay ‘employee’ on basis of zero hours contract AFTER realistic costs have been deducted, whether technically employed or self-employed

27 – Licensing (Gambling & Sale of Alcohol)

  • Gambling industry to have new system of governance mirroring alcohol licensing where ‘point of transaction’ must be managed by a responsible, appropriately qualified and upstanding person who will be held accountable for the safety of all customers on the basis of legally backed right to refuse
  • Internet and/or app gambling to be regulated to reflect the above or banned if the industry cannot present workable solutions to support gambling supervision on remote basis
  • System of Alcohol Taxation to be introduced to encourage use of Pubs, Restaurants and Social Clubs for drinking

28 – Health & the NHS

  • Top to bottom reform
  • Removal of unnecessary or created backroom management functions
  • Ban on consultancy buy-in for management purposes
  • Devolution of management to ward level
  • Supply purchasing to be returned to strategic, cross-NHS level
  • Dissolution of all remaining PFI Contracts
  • Social Care to be managed by NHS
  • Regulation of damages payouts to cover legal costs
  • Creation of Damages Court to filter spurious complaints
  • Legalisation of ‘Right to Die’ under 3x ‘unknown’ doctor sign-off system
  • Sex Industry to be legalised, Regulated and managed as a Public Health concern

29 – Science & Technology

  • UK First Policy
  • Regulate ownership to restrict foreign influence and call upon new technologies
  • Subsidise development of real technology
  • New public managed pharmaceutical development company
  • Incentivise scientific development, automation and artificial intelligence only to improve production, output and quality – not purely for financial purposes
  • Revise policy on foreign investment to ensure that Companies and Technologies critical to the UK remain in UK hands

30 – The Monarchy

  • Immediate scaling down to preclude ‘shirt tail’ and no longer relevant Royals
  • Remove any obstacle to prosecution under all UK Laws for any Member of the Royal Family, whether perceived or otherwise.
  • Further Royal Palaces to be given over to Public use as museums and tourist attractions
  • Crown Properties to be returned fully to Public hands with no income paid to Members of the Royal Family from profits

31 – Voluntary Sector, Charities & Charitable Giving

  • Review of Charities and fundraising to remove unnecessary and unhelpful duplication of services
  • Create a centralised charity giving system or personal account, possibly managed by HMRC where money is deducted at source and then allocated according to the choice of the individual with gift aid automatically added

 

The list above is not exhaustive by any means. There is plenty more.

If you would like to download the pdf version of this Blog, please click here:  Makeshift Manifesto PDF2

Adam’s Book for Kindle ‘How to get Elected – doing politics the right way’ can be purchased and downloaded now from Amazon by clicking HERE.

 

 

Labour’s plan to impose yet more regulations on business that prioritise wages and employee conditions will help nobody – least of all the employees themselves

October 31, 2019 Leave a comment

GE2019aOne of the most regular topics that people bring up when we discuss politics is an inherent disbelief in the attraction of Jeremy Corbyn and his Labour Party for many younger people and others who seem to have become intoxicated by the socialist cause.

Sadly, calling people names or making a joke of their beliefs – however much you might question those beliefs yourself – doesn’t actually settle the issue. In fact it can be highly counterproductive and end up doing a lot of damage to your own cause.

Socialism is attractive to younger and idealistic people because everything it stands for is idealistic.

Young people are idealistic by nature, simply because the practicalities of life and reality have not yet got in the way.

There are also many adults who have also been hurt and felt pain from trying to live and make their way in a horrible world that offers very simple and obvious answers to what are actually very complex problems when they are looking around for someone to blame.

Labour and Jeremy Corbyn as their leader have, are and will continue – either by design or through ignorance of the practicalities of the world – to sell solutions to the problems we face that sound very attractive to those looking for the world to be the place that it should be, rather than accepting the world as the place that it actually is.

Idealism, by its nature, doesn’t deal with consequence.

Idealism is an easy tool for cynical politicians to use in their bid to secure power.

Idealism I’m politics peddles the myth that you can simply create perfect outcomes through legislation, whilst overlooking the real outcomes that are guaranteed to come from all the changes that would or will be involved.

One of the policy areas in which Labour have already began playing fast and loose with truth and reality in this General Election campaign, has been with their continuation of their attack on wage levels and zero hours contracts. All without any recognition of what the impact of their idealistic assault on wages would actually involve.

Let me be clear here before I continue. There is no doubt that people in the lowest paid jobs should earn enough – after the tax and contributions that each of us should fairly make – to feed, cloth and home themselves, transport themselves to wherever life requires that they need to be, and that they should be able to do all of this without having to go into any form of debt.

But that is not the result that we will experience from Labour playing politics in this way.

Yes. In this context, a promise to push up wages to a level that appears to reflect a living wage sounds like a great policy – particularly if you are one of the millions of employees currently on about £8 an hour, thinking about what an extra £2 an hour spread out over a week or month in your pay packet would involve.

But what it doesn’t tell you about is what the impact would be on the businesses who employee people who cannot immediately push up their prices to accommodate what would probably be the cost of around at least £100 per week or £433 per month per individual employee.

Most of the businesses involved and impacted by thoughtless policies like these would not be the commercial leviathans that Labour would have us all think.

They are the small and medium sized enterprises run by the self employed, families and perhaps a few partners that form the back bone of UK commercial enterprises.

Businesses that don’t have the impossibly large profit margins that these ignorant politicians think exist within every privately owned company and would in their minds eye make the rise in employee costs very simple to absorb.

The fallout for the businesses which this policy roll-out would impact the most would be the loss of jobs, perhaps even the closure of those very same businesses – whilst pushing all the business they lose or are then unable to service to the very companies that Labour want to destroy with their hate in the first place.

These reckless policies are akin to little more than putting a sticking plaster on a broken leg whilst doing nothing about the cause of the fall.

Yes, we desperately need a Government that can see and respond to the hardship and pain that People are really facing.

But Labour and their socialist idealism aren’t it.

The response from Government needs to be both appropriate and meaningful.

Getting wages to a level where the poorest can be self-sufficient in every way is a much bigger problem than simply paying people more today and then sitting back and watching the usual suspects raise the price of everything in only weeks and months ahead to the point where the wage earner will quickly wonder what or rather who the wage rise was actually for.

The harsh reality and truth underpinning all of our Political Parties today is that none of them are equipped with the policies, philosophy, understanding, motivation or direction to know what having the responsibility of being in government is really there for.

Problems like these are influenced and effected by, and influence and effect many more. They cannot be addressed in isolation and good politicians will appreciate that dealing with any and all of them requires so much more.

These problems will not be solved by clinging to any of the political tribalism or philosophies of the past.

They will not be addressed by the left or by the right and they are certainly not the preserve of the political centre.

In fact, the kind of government that will address and solve all the problems like these is not even on offer in this General Election today.

Until we have top-to-bottom reform of the political system and everything that exists within it, the injustice in our society is simply set to remain.

The Welfare covenant is broken and Universal Credit is not the answer when it already creates victims

October 12, 2018 Leave a comment

Basic Standard of Living Q

It is regrettably all too easy for some to overlook the realities of life for others when  everything is going well and there is no need to look to anyone else for help.

Sadly, this is not the case for many. At one time or another during our lifetimes, there is every chance that we will need a safety net in place for when plans don’t work out quite as we thought they might, and we find ourselves in need of money, food, clothing, transport, warmth and maybe even a home.

State provision of such a safety net within a civilised society is not only right. It is also necessary when government is convened, managed and operated with the greater good, benefits and consequences for all are firmly in mind.

However, our Welfare and Benefits system has and is being continually abused.

It is being misused by those seeking help. But it is also being mis-purposed by those who have been given the responsibility in Government for providing that help on behalf of us all.

The Welfare covenant between those helping and those seeking help has been broken. And for the benefits system to work beneficially again for all, there must now be a new way of thinking.

No form of Government provision can truly be beneficial to all if victims have been created of any kind.

Universal Credit has therefore proven itself flawed before it has even began operating fully.

With many struggling recipients identified already, we should all be asking questions about the many more who are yet to come and the consequences that will surely follow.

This doesn’t mean that the system we have had until now is good. That it is working. Or that we should just stay tied to the same old thing.

We shouldn’t, because the current DWP Benefits regime really isn’t working for anybody, and we are all in desperate need of a solution which really can be seen and experienced as a ‘win-win’.

Now before we get lost completely with how Politicians are getting Benefits and Welfare wrong, there must also be an acceptance on the part of us all of what it is fair to expect to receive, how we receive it, and under what circumstances that help will actually come from the State if we should ever find ourselves in the position where we genuinely need it.

As we look at what is really wrong with the system as it is, we must also understand and accept that if the Law allows certain types of behaviours to exist, it is inevitable that there will be people who will employ them.

It doesn’t make their behaviour right. Their actions are not inevitable. Everyone has free will and can choose how to behave, even when a rule covering that action or behaviour may appear to be absent.

If the system doesn’t accommodate for the misuse of Beneficiaries and those affected, it is the people who are responsible for its design and implementation who are equally responsible for identifying what is wrong, putting it right and ensuring that either good or bad, nobody who should be receiving help gets missed or is able to slip in between.

Why the benefits system isn’t working, isn’t simply about something structural, the technology used or the people who administer or receive Benefits of any kind.

Like most policy failures today, it is a combination of factors which are not being considered. Many of them overlooked for the cause of political expediency, or because their place and influences sit outside of the specific or central theme – in this case the Benefits regime.

The real cost of a Basic Standard of Living is not understood by Government

The greatest injustice visited upon the unemployed, is the Government and DWP assertion that in 2018, one person can live on a basic income of £73.10 per week.

They can’t.

And when the Government itself has set the Minimum Wage at £7.83 per hour, which at a 40 hour week would be the same as £313.20, who exactly do they think is going to step in and replace what for some will be the destitution-busting £240.10 per week which sits so ominously in between?

Yes, there are many other Benefits other than and beyond the scope of Jobseekers Allowance.

But Universal Credit is being sold as a method of simplification by rolling everything into one, when the true aim of saving money will not stop a similar way of allocating money to the very same things from then existing, just under the umbrella of being just one application.

Government must provide a Basic Standard of Living income to those who qualify and need it.

If it is too expensive to do so, those in Government would do well by beginning to ask themselves the question ‘why?’

Government has surrendered responsibility for setting the prices of goods and services essential to a Basic Standard of Living to the private sector

Sadly, little attention is paid to the elephant in the Benefits room. That being the escalating prices of goods and services which provide for everyone’s basic needs in life.

That’s food, clothing, accommodation, transport and utilities.

Not First Class or on the upper side of ‘Taste the Difference’.

Just the stuff that anyone would need to be kept fed, clothed, warm, able to get themselves to a job and home again, and knowing that at night they will have a roof over their head.

Control of all of these goods and services is now completely under the infuence of commercial interests which have money as their one and only god.

Free Marketeers and Neo-Liberals will tell you that the Markets will look after everything when they are completely free to do as they choose. They don’t, they won’t and they will continue to do everything to make profit from every opportunity, for as long as they are gifted with the freedom to choose by gutless Government. Government filled with Politicians who see ethical intervention in the Markets and Financial Sector as a problem because they believe that they have too much to lose by doing so.

No service which is essential to the public good should be placed in private hands or under the undue influence of any self-serving cause.

No food supply essential to basic, healthy survival should be subject to the whimsy of the Markets where multiple traders, agents and handlers are seeking to add one profit margin on top of another, just on one item supplied within any one producer-to-plate supply chain alone.

If the Government genuinely wants the Benefits system to work, it has to find an effective way of controlling these two essential areas of daily life so that once a system that does work has been identified and implemented, it is then not rendered useless by private interest, based on nothing but profit.

We are culturally conditioned to assume that all Benefits Claimants are in some way bad

Mud sticks, as anyone who spends any time on social media or reading the news will know.

But the phenomenon of people assuming the worst of others based on the first story they are told is nothing new. And when it comes to the unemployed, being work shy is basically the accepted view.

The truth is not as straightforward and anyone at any stage of their career can find themselves out of work and having to ‘sign on’ in order to get help.

The problem with the ‘accepted truth’, is that the system itself, both mechanically and culturally treats everyone who comes through the Jobcentre door as if they don’t want to work, cannot be trusted in any way and that they all fit into the same mould as each other.

This approach overlooks the fact that people find themselves knocking on the door of the Jobcentre and the administrative centres of the DWP for very different reasons.

Some are poorly educated. Others have grown up in conditions that reinforce a world view that this is all they are worth. But there are others too who have landed themselves with significant debt to gain degrees that have proven to be of no use. People suffering illness and mental health problems which restrict the work that they can do. And even highly experienced and very well-educated professionals who cannot provide anything like as simple an explanation for what life has put them through.

Sit in a Jobcentre for long enough and you will hear claimants complain about having to wait for the money they are entitled to. You will see others lose their rag because they have not conformed to the regulations that they are supposed to. You will also witness the presence of so many security guards, it clearly suggests that behaviour of this kind is not only possible, but actually the expected constantly and all of the time.

But not all Benefits Claimants are a burden. Many want to work. But they are branded as ‘no-hopers’, instead of gaining the help and support which reflects them individually.

It is little wonder that those outside of the expereince of having a ‘down period’ in their lives take what they have for granted. Then look on and see all these people as being worthless and occupants of society’s bin.

Taking this approach is little more than deliberately setting up Benefit Claimants to fail.

It is not the action of a Government which respects and fully fulfils its role as the representative body of a civilised society. Nor is it illustrative of a Civil Service which is fully considerate of its role.

We can hardly expect the general population to think differently when the system so demeans.

A significant element of Claimants consider themselves entitled to what they receive

Because the system has been so poorly thought through and has not evolved positively in a way that sees its role strategically and as a way to raise expectation from the ground level upwards, it encourages the belief that it can be used as a substitute for real life. For not taking part. For resenting the success of others and as such seeing Benefits as an entitlement or a worthy redistribution of wealth from others.

The Benefits system only works for those who surrender themselves completely to it, leaving no incentive to escape and provide us all with that so far mythical ‘win-win’

Because the Benefits system has been so poorly thought through and has not evolved positively in a way that sees its role strategically as a way to raise expectation from the ground level upwards, it encourages the belief that it can be used as a substitute for real life. For not taking part. For resenting the success of others and as such seeing Benefits as an entitlement or a worthy redistribution of wealth from others.

The Benefits system only works for those who surrender themselves completely to it. It  leaves no incentive for Beneficiaries to escape and benefit anyone but themselves.

With restrictions placed upon how many hours a Claimant can work without losing Benefits, and the process of reinstatement being long and arduous – even before Universal Credit begins, there is zero in terms of incentive for people to take on more hours and work towards self-sufficiency.

Because the 6 Benefits together are so very complicated for one person to qualify for already, the further any Claimant journeys into this portfolio of direct and indirect income streams the less and less likely they are then to leave.

We can only ask ourselves the question if we were to find ourselves in the very same position. When everything is taken care of already, what serious advantage is there to be gained by going out and working for a wage which might never come to anything near the total that becoming subservient to the system and therefore being a Benefits slave can achieve?

Again, we cannot blame people for responding this way when the system itself not only allows but facilitates behaviour of this kind.

Help should always be given to those that need it.

For those who currently choose to be beholden to the system, there must be a process of incentives which doesn’t leave them without all the basic essentials.

It must also encourage them and accept and appreciate that they have responsibility for themselves as well as the wider community. A community which is ready to help, but is itself entitled to see those who voluntarily choose a life on Benefits as a drain on resources that we desperately need focused to provide other Public Services and that they are as such disadvantaging others on little more than a whim.

As taxpayers, we are effectively subsidising the employers of low paid workers by providing the in work benefits which allow them to survive

I have already mentioned what it costs to live and the need for a basic standard of living above.

Yet the conversation and discussion needs to go even further than the power of commercial interests over the essential goods and services for life.

The debate and the action that follows also needs to recognise the role which our Government is playing in keeping wages low and propagating a system where profit margins for large companies are exploding, whilst the millions of people on low incomes are now being farmed for the debt they have to carry, just to survive.

The money that lower income workers receive is in many cases too much to allow them to be on additional Benefits, yet not enough to allow them to be self sufficient. It keeps them ‘functioning’ at the behest of others, somewhere within the ‘in between’.

If we could freeze the prices of goods and services right now, so that they no longer rise, and we could focus in on what it actually costs a normal person on their own to live, self sufficiently, to feed, clothe and take care of themselves, put something by, have a holiday, a realistic pension and have a life which reason would tell us would make a normal person happy, we can soon begin to see the disparity between where wages sit and where right now, in these ‘static’ circumstances they would need to be.

At £10.20 per hour in London and £8.75 per hour outside, without the help of Government with Housing Benefit and Tax Credits too, even the Living Wage Foundations advisory level for a basic income doesn’t come close to what self sufficiency – that’s what complete independence from Government support –  would actually require.

Such a reality where Government support for the growth of small business is concerned alone would probably make the whole thing more palatable.

But the real beneficiaries of this State-sponsored in-work poverty are the big Companies making significant levels of profit that would in reality only dip slightly if they were to pay wages to front-line staff which would allow those employees to function within the overpriced society which their Employers have helped to create.

That this situation has been allowed to exist is beyond questionable.

That successive Governments of all kinds have allowed a situation to exist where the Taxpayer is paying over the odds for products in services in their face value alone is simply wrong.

That customers are then paying again to subsidise the wages of the staff serving them would be funny, if its implications and the reality which surrounds it not so very serious indeed.

This whole process has only been possible because Government has either borrowed incredible amounts of money, or has cut other and arguably more essential Public Services in order to allow them to provide this massive giveaway. A free-for-all that has broken the Country financially and is one of the key reasons why unfettered immigration of low skilled workers from Europe has been possible. Itself an issue which is seen by many Remainers as key to the majority vote for the UK to leave the European Union and the one which they are still obsessively attempting to resolve.

There would be some sweet irony in this if this financial mismanagement had really been helping people and UK communities, rather than being overtly beneficial to commercial interests, private profit and yes, the EU all along.

But there hasn’t, and in terms of management of expectation, this and previous Governments would appear to have hamstrung any future Government which wants to take a stand and do the right thing.

Be that as it may. Doing the right thing, is the only way that all of this is going to end up working right for everyone involved.

The solution

Like almost everything that Government and Politics touches, the key to delivering change in the Benefits and Welfare system is thinking differently.

And it’s the thinking and ideas at the top of British Politics which needs to change first before it can change anywhere else.

The responsibility of Government

Before the Benefits problem can be fixed, the understanding of what the problem actually is, must be broadened to include the wide range of factors which feed and influence the issues which those claiming Benefits experience.

Right now, there is an obsession on the part of decision makers. One which leads them only to attempt to address the effects of any problem, rather than to tackle each and every one of the causes.

Until all of the causes of problems are addressed, the Benefits system will only ever work temporarily at best, until those factors which are outside of the scope of that consideration inevitably change and then exert their negative influence once again.

A Basic Standard of Living level or the real Living Wage will only be achieved and maintained when all contributing factors fall within the reasoned influence of non-idealistic Government that considers the consequences of policy making upon ALL.

Politicians simply do not understand the power they have to change things. They do not see the scope of their roles and they have no appreciation of the influence that they could really have if they were to put the interests of ALL the people who have elected them first, rather than themselves, their Political Parties and whatever ideas or interests sit around that self-serving mix.

It will not matter how simple or complicated existing of new systems like Universal Credit might be. If they fail to consider and be considered as part of the bigger picture, they will always fail – and our Politicians have both the ability and responsibility to ensure that this is no longer the case.

It is their choice to now decide and it is their choice which must come first.

The responsibility – and acceptance of Claimants and Beneficiaries

For any solution to gain traction, it is also vital that ‘being down in your luck’ is accepted as a normal part of life, rather than being a condition which renders any of us as being sub-standard to it – the position under which Benefit Claimants are often perceived.

Those claiming Benefits fall into two predominant groups. Those who are or should be  temporary claimants and are able and willing to work. And those who are longer-term or permanent claimants who are unable or unlikely to be able to consider working again because of disability, illness, or other genuine debilitating circumstances.

All of us as beneficiaries must accept that there is and never has been a magic money tree of any kind. That the support that is given can only be provided through the act of others contributing through taxation on earnings, whether they themselves earn little or some extraordinary figure that might blow our minds.

Whilst it may currently behave as if it is, and some Politicians continue to seek election on the basis of perpetuating this myth, Government and the Public Sector is not a separate and ‘benevolent’ entity which doles out cash to Welfare recipients on the basis of being kind.

Government exists to represent the best interests of ALL British people. Government is there to help us all to succeed in whatever way that might be possible for us as individuals. And on  behalf of us all, it is there to help and provide support to those of us who cannot do so, in such ways that we may never feel like an after thought or something that others have in some way been left behind.

Government is the formal community power which represents and is therefore ‘for all of us’.

Those of us receiving help should therefore be mindful that the help we receive comes from the people next door, up the street and across our Cities and Towns.

As recipients, we are not ‘entitled’ to anything. It is simply that looking after those in genuine need is the basis upon which our civilised society can be found.

 

 

 

 

 

Festive Strikes defy sense and reason, but we should all be mindful of the unspoken issues behind them which serve as a warning for us all

December 14, 2016 1 comment

download-1We should all recognise the value that Unions historically had in influencing positive change in the workplace. But times change and the question over whether they have continued to provide a genuine voice for poor treatment or have simply become little more than an archaic nuisance to business and government alike will certainly lend legitimacy to the arguments against Union power by the more neoliberal within them.

The effect and reach of equalities legislation has permeated through every part of society and our lives to a point which has arguably gone well beyond its point of good, and to a level where its influence has become fundamentally regressive.

From this standpoint alone, you could make a reasoned and valuable argument against any organisation or movement which seeks to progress the work of the rights lobby further, and beyond that see the power of Union Leaders as the menacing anti-business device that the untimely raft of strikes by Southern Rail, Post Office and Argos Staff this December would ultimately suggest that they are.

It is certainly true that in relative terms, there is no difference between bankers creating profit-focused financial devices that speculate the cost of products or services, indirectly raising the cost of living for us all, and a self-serving union rep who places a stranglehold strike on an employer simply to get a pay rise or a perceived improvement in terms for their fellow staff.

But should we really dismiss any kind of industrial action by narrowing cases down and concluding that personal gain is simply what its all about?

On the face of it, it really doesn’t matter if a debate is framed as a matter of health and safety or fairness over holiday conditions and pay. Gain does play a significant part, but so does the fear of loss, and both these two debates are representative of much deeper seated root causes of problems at work around us which are building up as a significant time bomb, whilst they continue to go unchecked.

Union leaders do not help themselves by behaving as if business exists only to create and facilitate jobs. It doesn’t and never has. Yet the drive to pay less for the same work to be done or to do away with specific jobs entirely in order to cut costs when profits are maintained and prices are soaring, rather gives the lie to where a public service provider’s priorities focus. The more concerning element of the Southern Rail strike debate however, is what the introduction of technology which immediately halves the staffing requirement for managing just one train alone will mean or may have already meant when considered outside of this specific context and becomes representative of the impact its is having in every area of business and employment.

Immigration is blamed by many for the loss, or rather diversion of jobs to foreign and particularly Eastern European workers, with the caricature of the Bombay-based call centre worker being used to account for the export of many others. The inference being that jobs are in some way set in stone and that it is just the terms under which they are awarded to an employee or contractor that changes.

What it doesn’t account for is the genuine loss of jobs due to technological advances having literally removed the need for a particular role to exist.

We would perhaps like to think that his march of technology is researched, developed and delivered purely on the basis of improving many different aspects of production and service delivery. That is certainly how the benefits are sold.

What is rarely mentioned – the elephant in the room, is that jobs have been disappearing for a very long time as a result of this pathway of progress, whether it has been within manufacturing, agriculture, public transport or any one of a multitude of industries and skilled areas where services or production have been highly labour intensive.

Up until now, the change has not been noticed. Workers have retrained and like the once redundant miners who moved into call centres in the North, many manual jobs have been replaced by others within newly defined service industries which are focused on producing an experience, rather than some kind of definable or tangible product we can buy.

It sounds good, and little is said when jobs are there for those with apparently transferable skills when a factory closes. But what happens when the new jobs do themselves become the target of efficiencies and the technological breakthroughs which leave a machine doing the job of many different people over its amortised lifetime at a fraction of the cost?

This whole idea will to some sound far-fetched. But the change is very real and is now becoming present as a very clear danger to a broad spectrum of jobs.

Take for instance Amazon Go, which is set to be launched in the United States early in 2017. This forward looking and innovative Company is not standing still when it comes to the platforms from which it seeks to acquire new market share. Within weeks, it will move into location-based grocery stores which do not require shoppers to use tills or a check-out system when they visit. You simply use the smartphone based Amazon Go App which does the work for you and the system even knows and calculates the change when you put an item back.

We need only consider the number of tills at a standard sized Asda, Morrisons, Tesco or Sainsburys near to where we live and the inevitable irritation that queuing to pay causes us all to appreciate just how quickly this new way of shopping could explode, taking many jobs from any one or all of these stores as the concept is rolled out and goes viral throughout the retail industry – which it inevitably will.

In business terms, this development by Amazon can only be commended as the groundbreaking step that it actually is. But the dark realities behind this very appealing change for our instore shopping habits is that its true benefit will be profit to shareholders. It will be masked by a transient benefit to us all as shoppers, but it will ultimately lead to the loss of jobs which may simply never be replaced or made available elsewhere.

The very difficult message that needs to be swallowed, fully considered and then acted upon by policy makers as a whole is that the story which underlies comparatively simple squabbles with the Unions over pay and conditions do indeed relate to the range of still unanswered questions over the continuing cost of living crisis, but are in fact just the tip of a very large iceberg indeed.

In recent weeks, highly respected British Scientist Professor Stephen Hawking and US Tesla CEO Elon Musk have both alluded to these issues with Mr Musk going as far as to suggest that government may have to consider providing a basic income. He is absolutely right.

If industry continues to deliver efficiencies via technology in the way it that it is already doing so, whilst religiously maintaining or increasing margins and raising prices despite the savings being made, profit for the few and the effect it has on the many will unquestionably result in the Government paying the bill to finance a significant workforce which has become unemployable and left without choice.

Less people paying tax will exacerbate the difficulties that the Government faces and families in genuine need will not be sustained on a level of income which doesn’t meet the increase in the cost to maintain a basic standard of living which is being dictated by and large, by the very companies who will benefit from the implementation of the technology that enables them to shed so many staff.

The alternative will be that Government must take the concept of responsible capitalism seriously and consider the steps that may need to be taken to prevent businesses growing to a point where their market share enables them to become a monopolistic menace to the very society that buys its goods or services.

In the mean time, the methods, approach and lack of consideration for the impact of their actions upon people who are struggling in the very same ways as union members are themselves in the run up to Christmas may well make any feelings of support for the Strikes feel somewhat unpalatable. But we may all nonetheless do well to appreciate the value in the story which is not being spoken by the Unions, the media and Government when for far from obvious reasons, the voice of militancy leads an employee to act.

 

image from source unknown

 

Labour’s coercive plan to fix the living wage is as real world as the Tories apparent belief that unemployment and poverty are the same thing….

March 16, 2015 1 comment

SNN0713XA---280_1419151aAt first glance, Ed Milliband’s promise to roll out a requirement for employers to pay the living wage sounds like it recognises the biggest issue facing so many families across the UK.

It could work. Or rather it could be seen to work temporarily, and that’s the most cynical part about it.

If our economy was on track, managed by politicians who considered the real impact of policy and performed as it could and arguably should, a working adult would be able to financially support them self on the most basic wage, without any need for support from the Government, or any third party organisation such as a food bank.

The political tomfoolery or short term opportunism which Labour are investing in their manifesto plans as part of their General Election Campaign doesn’t however recognise or consider the role that such policies play within the ecosystem that business and the economy around it actually is.

Like the Conservatives flawed idea that poverty evaporates the moment the unemployed are offered a job, fixing a basic wage for all gives absolutely no consideration for all the other factors that come in to play, nor the consequences which will almost immediately follow.

Whilst the suggestion of an apparent £1.50 an hour raise will give the lowest paid the feel-good factor that might win their vote, Labour’s sound-bite gives no thought for the fact that small businesses might have to reduce their workforce, just to pay the higher wages for fewer staff that the law would require.

This fag-packet plan gives no thought to the likelihood that the productivity of small companies could inevitably reduce because there would be less staff hours available to do the same amount of work.

It doesn’t consider the reality that profit margins may be so low for some small businesses that being required to pay the living wage to employees might actually force them out of business because they cant compete with bigger companies which have the economies of scale and significantly wider profit margins to help them out.

For big business, that might be seen as good news. Companies that thrive on the use of low-paid, low skilled workforces such as the supermarkets and branded coffee bar chains do after all have the ability to raise prices almost at will. They would certainly then be able to cover the rises that the living wage would require, as they inadvertently make the cost of living more expensive for the lowest paid workers, preserving the profitability of their business models.

Put in these terms, we can soon appreciate that the living wage as it is being presented by politicians is in fact just another one of those red herrings that they keep on spinning. It doesn’t accurately reflect what it costs to live. It certainly doesn’t reflect the manner in which the government continues to subsidise large company profits by providing the many welfare incentives for those on the lowest pay, such as tax credits and housing benefit – even if it keeps some small businesses afloat by doing so.

Many people would simply not be self-sufficient on Labour’s Living Wage, any more than they are on the Minimum now. Its coercive implementation would just begin a spiral of inflationary rises that would once again hurt the members of our society who need a basic level of income which genuinely reflects the cost of living the most.

In real terms, we would in effect very quickly be back exactly where we are again right now, with some politician promising yet another quick fix which isn’t actually going to ever solve the problem, just keep the wheels turning by moving the goalposts and them themselves in government (or knocking on the door of it) until another day.

We need the political establishment to begin taking the longer view. To consider the concept of cause and effect. To appreciate, recognise and work with the reality that all decisions they make, and that all policies they implement will have consequences that when made in isolation, often have the result of hurting the wrong people whilst benefiting those don’t actually need any kind of financial assistance at all.

Decision makers must become conscious of the fact that money may be the common thread which runs through almost all of the problems that we have in the UK, whilst money is not the problem in itself.

Westminster has to accept that fire hosing money into problems – and in this case, not even the government’s money – is not a solution. Unhinged spending only extends the magnitude of the problems that already exist, whilst increasing a mountain of debt that for any organisation other than the government would have long since have resulted in bankruptcy.

Whether it is wages, Welfare or the NHS, reform needs to take place on a wholesale basis and comprehensive scale; throughout and across the system of government and everything it touches or ultimately has responsibility for.

Real lives are not completely populated by one-off black and white decisions and even when they are, the ripple effect of consequences will go in all directions and often end up hitting completely different – and usually innocent things.

Above all, government must lead on the reassertion of ethical practices throughout business and government itself. This needs to travel from the top to the bottom of society and remove any suggestion of there being one rule for us; for you another.

The best place to begin would be for the Conservatives to stop behaving as if telling people they are no longer poor will make them believe otherwise when everything they are experiencing says not, and for Labour to stop pretending that barking an order will make a free-thinking business world sing happily without consequence to its nanny-state tune.

The real living wage – or point where the lowest paid can live self-sufficiently, can only come into being within an economic system which produces its own equilibrium.

Government must stop interfering where it shouldn’t, and do more where it should, preventing other forces from manipulating or skewing the balance which has already travelled so very far away from a point of being good.

Poverty, immigration, radicalisation, unemployment and many more serious issues which the UK is facing are all made worse and worse by the behaviour of short sighted and inconsiderate politicians. Its time that they all realised that life is not like a bedtime story book for those who live outside the Westminster bubble, and real life for real people doesn’t simply hinge on getting re-elected every five years.

image: http://www.thesun.co.uk

Bankrupt Britain: Is the death of Local Public Service provision avoidable and will it lead communities to provide their own not-for-profit services?

November 26, 2014 Leave a comment

Whilst it may not be generating the media frenzy or sensationalist prose that usually grabs everyone’s attention, recent days have seen a number of different stories emerge that confirm much about the state of Local Government and the services we contribute towards with our Council Tax.

The common theme is of course money – or rather the lack of it.

Those of us taking the collapse of local public services seriously may already be well aware of the perilous state of funding and how bleak the outlook actually is.

However, despite the many cuts and reductions in services that people have witnessed across the UK already, it is the continuing reliance that today’s politicians have placed in using yesterday’s methods to solve tomorrows problems should perhaps give us even greater cause for concern.

This week alone, one Police & Crime Commissioner covering a Conservative area has suggested that he will seek a referendum on raising the local Police Precept element of Council Tax by no less than 25%, whilst the Leader of Newcastle City Council is now on the record as suggesting that the reduction of funding may soon lead to social unrest, with an expectation that an incoming Labour Government will simply change the ‘settlement’ – and thereby solve the problem after May.

Whilst both of these Politicians are in unenviable positions, neither plan would work in the best interests of the electorate, even if they were to be seen to solve the problems in the immediate term. And by immediate term, we are probably talking just 12 months before the very same problem is there to be solved all over again.

Adding yet more to the Tax burden of individuals and households may be an easy decision for politicians, but isn’t sustainable for the people who are paying.

Meanwhile, more money coming from central Government when the Country is already effectively bankrupt spells disaster of another kind, as the accumulation of National Debt simply cannot continue with each successive Government that comes along attempting to shelve today’s problems for tomorrow by printing money like it was all some kind of game without any real cost.

The system of local public service delivery is broken not just because of a lack of funding today, but because of decades of mismanagement focused on targets, working conditions and the development of the protectionist culture which serves everyone’s interests but those of the very people who the services were initially created to serve.

These cultural and institutional problems have not been created locally, but they are certainly propagated locally.

One of the most serious ‘injustices’ served upon every Council Tax Payer, is the seismic amount of our contributions that actually go into the Local Government Pension Scheme. It has increasingly done so since the then Labour Chancellor Gordon Brown raided Pension Funds in 1997 and left the general public to pick up the tab for the subsequent deficit which would otherwise have surely obliterated gold-plated Local Government Pensions.

It would certainly be advisable to have a look at your Local Council’s Annual Budget and see just how much of your money goes into this Scheme. A good guess would be that rather than being anywhere near the red, your local services would be well and truly in the black if you weren’t funding someone else’s retirement plan, just because of the last Labour Government’s fiscal free-for-all, which removed many of the regulations that actually helped a great many of the very people who supported them.

Solving the problem of how to afford what local public services cost us without losing services, reducing services or there being a need to dispose of assets which basically belong to us all, may have already reached a stage where it will seem impossible to do so without the measures already discussed.

But with such options not being real choices, we will all soon have to accept that the way local public services are delivered is going to change; and that the change that comes may not be in anyway better.

Service sharing between Authorities and even Police Forces is now well under way and is likely to accelerate significantly as the reality of the UK’s financial predicament continues to bite hard.

However, the distinct irony of this pathway is that sharing services does indeed take the management and handling of public services further away from the people themselves. And the point should not be lost on anyone that the real cause of much of today’s political disquiet – i.e. taking decisions further away from people will only be made worse by what is yet to come as a result of this.

The political and government infrastructure that could have solved problems like those raised by the Scottish Independence question has already existed for at least two generations in the forms of Parish & Town Councils, District Level Councils and County Councils.

The problem is that Westminster based politicians do not want to empower local representatives at any cost.

Whilst continually paying lip service through concepts such as ‘Localism’ – which has been such a big sound bite of the Coalition era, the reality has been that all changes within Local Government have simply been pushing more and more power back to London, rather than devolving local decisions to local people as any Government focused upon what is really best for the electorate surely would.

This reality may well give the lie to the ‘vow’ which we all awoke to on the morning after the Scottish Referendum. It almost certainly paints a picture which doesn’t look good for us all locally. But when local politics is itself arguably just as rotten and as focused on itself as Westminster is, what can we really expect?

The reality of what lies ahead should hit us hard, because much of what we today take for granted in terms of services supporting both communities and individuals may soon be simply unaffordable – even though we seem to be paying through the nose for it.

With Government Organisations and structures maintained by a culture which nobody is willing to reform, Local Authorities are likely to lean ever more heavily in the future upon contractors and trading companies.

This is a considerable leap in the direction of privatisation and one which could very quickly lead to the token ability of Local Council’s to affect change and decision making on the part of the communities that they represent to be seen for what it really is.

It is a very real prospect that the only services that many people perceive as being what they receive for their money will be handled by private contractors. Companies who are delivering services to the public whilst making a profit at a lower price than what it would cost the public to deliver itself.

With even fortnightly bin collections now at risk, it is not in any way hard to imagine paying for your rubbish to be collected by a company you pay directly – as you would do with electricity, gas or your phone. Indeed it may be little accident that ‘utility’ companies already run such services on behalf of Councils and many of us will quickly wonder what we are paying Council Tax for if we don’t see any Police on the streets and have our rubbish collected by someone else.

Without immediate and meaningful reform, it is a good guess that social enterprise will be the only way that we will be able to have local public services delivered, which are seen to be free at point of delivery or kept at a cost which is both affordable for users and sustainable for the organisations delivering them.

This is unlikely to be restricted to just local service delivery, and whilst utilities, transport and communications are currently little more than the cash cows of the City and its Pension Funds, keeping it real dictates that sooner or later the political classes will have to accept that allowing our society to function at its most basic level requires nothing less than that all services provided for the benefit of the wider community and the individuals within it must be provided on a not-for-profit basis and with best value to the end user firmly in mind.

Regrettably, with much of the infrastructure already disposed of which will facilitate this at National Level, and the same process now progressively happening through the back door at local level, it is communities themselves that may well have to raise the funds to create the new trading companies that will do this.

With crowd funding a good example of the options now available, it is certainly possible to do so.

But as we also wonder why we are paying more tax on everything but receive even less for what we give…won’t we all be asking the question why?

 

image: dailymail.co.uk 

 

Annuities: Has another election winning time-bomb been lit that will devastate the futures of normal people just so a Political Party can get back into power?

March 23, 2014 Leave a comment

Annuity-sale_2367580b

Read the latest opinion polls and it is easy to conclude that George Osborne’s 2014 Budget has had the result that he was looking for.

With both next year’s General Election and perhaps more importantly, this year’s European Elections firmly affixed in his mind, it was certain that polices would materialise which were likely to incentivise voters in the short term and once again take attention away from what will happen as a result in the long.

However, the steps to remove an obligation to invest at least some of a pension pay-outs on annuities may take this quick fix and opiate-like vote winner into an entirely different league when it comes to rolling over the problems facing the current Government in to the difficulties which will almost certainly be faced by normal and everyday people in the future.

Pensions are a hateful topic for most people simply because the funds within them are untouchable. To struggling wage earners, reading an annual statement from their provider and seeing how funds can be growing at a healthy rate, can certainly be a torment. It often gives that siren-esque gremlin on their shoulder the perfect opportunity to preach a tale of how much better that sum of money would serve them if it were in their own hands right now.

As many already know, the realities of long-term money management requires a lifetime without financial challenges at best, not to mention the most exquisite forms of discipline at a very personal level . This is why pensions – and until this week annuities, have been safely kept out of reach. Temptation and therefore all the basic requirements and influences that come with living a life today are or have been safely kept at bay, without any of those threats being responsible for the potential hells that may without them come from many of our own tomorrows.

Removing the obligation upon retirees to ‘buy’ an annuity will naturally – and very understandably – be perceived as a massive gain for many. The caricatures of OAPS in Ferraris may in practice turn out to be anything but unreal once the Policy comes into effect.

But when people have experienced a lifetime of financial prudence and responsibility, exchanging this and the future they have banked on for what is arguably little more than a lottery win situation could turn out to be very costly indeed.

Windfalls are by their very nature difficult for almost everyone to deal with in a reasoned way because they are naturally habit-breaking in the extreme. Having large ‘disposable’ sums of cash suddenly available can seriously skew a person’s view of the world on what might actually be a very temporary basis indeed and a study of the effects of sizable cash wins on real-world people may have served the people behind this plan very well.

This really doesn’t seem like a policy which has the best interests of the retirees in mind and especially so when you consider the state of the Country’s finances and the most recent comments suggesting that the State Retirement Age with have moved to 70 by the year 2040. Hardly comforting news if you have no annuity to top up an insufficient State Pension and therefore are left with the glaring possibility that you will have to continue working until you literally drop.

With life expectancy rates going up all the time, what sort of desperate circumstances are people reaching pensionable age from next year now going to have to face, long after the Coalition Government knows the result of the 2015 General Election or Mr Osborne’s tenure in No. 11 Downing Street has well and truly ended?

Annuities may indeed have become yet another product or service which serves the interests of those making profit before it ever will the customer. This however, doesn’t mean that an approach to savings and income of this kind still doesn’t have its place. In fact, you might argue that similar products have a much bigger role to play with the State’s ability to support even our existing OAP’s dwindling almost by the hour.

Hardly a prudent or considered form of policy making on behalf of those who are falling over themselves to look after their own elect-ability today at the expense of everyone else’s tomorrows, is it?

image thanks to http://www.telegraph.co.uk

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