The Basic Living Standard: Not a Fix for a Collapsing Money-Centric System, but the People-Centric Foundation of a New One

Although initially overlooked after I first introduced it in my book Levelling Level, published on Amazon on 31 March 2022, the Basic Living Standard (BLS) has increasingly attracted interest from readers and visitors to my blog.

However, I have noticed that when people search for BLS using AI, a whole chain of stories and information—often including quotes attributed to me—has emerged, much of which is either out of context or entirely fabricated.

This is concerning, especially when those outside the mainstream are trying to share solutions and perspectives that challenge the compliance and blindness of today’s system.

We must recognise that the so-called AI takeover is being built on delivery levels that, in many cases, are no better than the efforts of a lazy teenager responding to an encouraging parent. And the outright creation of false information and narratives—even regarding work from independent voices—is troubling.

Given that AI now tells those seeking a quick overview that the Basic Living Standard is a way to fix our broken economic system, I feel it is time to clarify: while I believe BLS is a pivotal solution, it cannot and will not work within the current economic paradigm.

The integral priority of BLS is to put people, not money, first.

The Basic Living Standard: Not Intended for the Current Economic System

I have never created or published financial models or projections to ‘cost’ or predict the impact of BLS on the current economy or financial system, because the two are mutually exclusive.

BLS was not designed to be part of, or to work within, the existing paradigm, which makes it impossible to do so.

Decision-makers, legislators, and their influencers will not openly admit that our system is structured against equity and equality.

It is only because the system works progressively against these values that the disproportionate levels of wealth and benefits enjoyed by those in power can exist as they do.

Paying Lip Service to Parity

While the National Minimum Wage should be the benchmark or minimum earnings floor necessary for financial independence, the reality is that no person can be financially independent or live free of benefits, charity, or debt on this wage when working a typical 40-hour full-time week.

The current economic and financial system survives because the National Minimum Wage does not reflect the genuine cost of living for the lowest paid, who must then be subsidised by government benefits, seek help from charities such as food banks, or go into debt to meet the growing cost of living.

The FIAT, Neoliberal, Global-Driven Money System: The Perfect Crime?

A hard truth about our broken and collapsing system is that its design centres on wealth transfer and impoverishment, relying on the ongoing creation and addition of new money to the economy.

Currency debasement devalues the worth and ownership of the masses, while creating additional wealth for the elites and enabling them to secure property, public infrastructure, and ownership of everything devalued by their actions.

System Collapse and the Choice We Must Make

The finite lifetime of what may one day be considered one of the greatest ongoing crimes against humanity is fast approaching its end.

How the masses respond to financial and systemic collapse will dictate whether the Basic Living Standard, or a similar benchmark, forms the basis of a new people-centric economic and governance system.

This new system would put people back at the heart of everything, rather than the money-centric focus we have now.

The current system is collapsing because it is fundamentally corrupt and wrong.

Introducing a system like BLS within the current system—even under the name National Minimum Wage—could not achieve its true purpose, because implementing it honestly would speed up, if not immediately collapse the current money-centric system – and that’s why nobody in power today who benefits from this system will ever agree or willingly help for it to be done.

Embracing the Shift: Making Life About People, Not Money

If we accept and adopt an economy and governance system cantered on People, Community, and Environment, we will naturally move away from financial modelling, projections, profit margins, and all the tools that reinforce money as the only important value in life.

The Basic Living Standard provides a clear focus for the paradigm shift from money-centric beliefs to what everyone needs—not wants—and establishes the basic standard for independent living without dependency.

However, BLS is not a policy that can work in isolation or as an add-on to the current system. It is a fundamental building block of the universal change we must choose and embrace, because we cannot fix what cannot be fixed.

The Basic Living Standard: The Basis of a New Way of Living

By restarting, reestablishing, regenerating, reforming, and replacing our economic and governance systems, the Basic Living Standard becomes the benchmark for guaranteeing that the lowest paid can sustain themselves and be financially independent in return for a standard working week.

It requires all businesses, organisations, and systems within a new framework of economy and governance to realign with ensuring that every person experiences this minimum standard as the foundation of society, business, and culture.

Improving lives today really should be as simple as creating a Minimum Wage and changing everything for those who need help in one day. But changing perceptions is not the same as changing the way everyone thinks.

That is why the introduction of a system that genuinely works for everyone cannot be openly embraced before the pain of collapse and the reality it brings.

Everything we know today exists because of a system built around money as a value set—a flawed belief system we have all been conditioned to accept.

Only when this system fails and excludes people, step by step, do those affected awaken to the reality that something is fundamentally wrong.

Yet those excluded are often viewed by those still inside the system as the ones who are guilty and wrong.

Out of Our Problems, an Opportunity Awaits

The collapse offers a moment when the balance can flip, and those who have been excluded may reach a critical mass that signals to everyone participating in the money game that a better, equitable way exists.

However, ordinary people must see, understand, and accept this en masse.

Whatever happens next will lead to wholesale change—whether we choose it or simply go along with it.

Only by being aware and honest about what we need, rather than what we want, can we take the leap of faith necessary to change everything and contribute to the creation of a new system where people, community, and environment come first.

The Basic Living Standard offers a benchmark for the frameworks and opportunities of a new way of living. Yet, it will remain unknown and inaccessible to those unwilling to step away from the comfort of an unsustainable relationship with the past.

Money, democracy, ownership, business priorities, and practices are just the tip of the iceberg when it comes to the breadth and depth of necessary change.

Everyone must own and be part of the transformation ahead, because the change is about the needs of everyone, not just the wants of a privileged few.

There’s More…

In the coming days, and hopefully as soon as this week, my next book will be published, building on all I have been writing and sharing for over three and a half years.

Evolving directly from Our Local Future, first published in summer 2024, this latest work brings more detail and focus to the mechanics of implementing a new system for economy and governance, while simplifying previous concepts to make them more accessible and relatable.

The Basic Living Standard lies at its heart, and I am confident that we can flip everything to work for People, Community, and Economy, once we see the benefits and share the determination to implement a system and new code for life that truly works with equity and equality for all.

The greatest benefit of AI today will be a new dark age of stupidity and ignorance that our surrender to it will bring

There’s something very wrong with the AI story that we are all being sold:

Nobody seems to have noticed that the script of man’s pathway to the pinnacle of human intelligence is about to come to its end, by handing our ability to think, over to machines.

As I write, I’m wondering if the name ‘Artificial Intelligence’ was a deliberate way to hide the truth in plain sight, all along.

Not because the technological breakthroughs that are coming at us thick and fast aren’t very clever.

But because just like the surrender of our value set to an artificial, valueless and damaging world dominated by money that manipulates everything about the way we think, we are about to give away our ability to even do that, to systems and technologies that cannot genuinely benefit any human being – other than those who own and run them.

In my eBook Actions Speak Louder than Digital Words, I talked about AI only having the ability to look back at history and the past. Even where back meant what had been published or ‘sensed’ by the Internet up to the very moment when the system was responding to a specific command.

This overlooked or deliberately whitewashed flaw of AI echoes one of the greater faults in the Human experience, where we inherently look backwards to our past experiences to provide guidance for the future.

This should be troubling enough.

But what wasn’t apparent even when I published that book in June 2023, was that as AI began filling everything across the web and digital sphere with its own responses, muses and anything else we can give AI-derived content as a name, it would then begin leveraging just as much and increasingly more of its own diluted content as a source, which is almost certain to increase as human input or creativity dries up.

And the contribution of human creativity and intelligence to the smorgasbord board of information and data that the AI engines feast on is most certainly drying up, as more and more of us surrender to the narrative we have been fed that tells us AI is now the only way, and jobs are threatened by the accompanying suggestion that AI can do things that we can never do!

Dictating our future by using the past as our point of reference certainly holds us back and creates all sorts of difficulties at all levels of life that we didn’t ever need to have.

However, the one thing that makes that experience manageable and, in some ways, arguably beneficial too, is that our human creativity and ability to look at every new situation and make sense of it and its context in ways that allow us to build bridges into the future, means that we are making progress all the time. Even if that progress is slower, whereas a machine that is limited only to reading what has already happened simply cannot.

People – and many of them too – genuinely accept the stories and myths that we have and are now being sold.

They believe and, in many cases, have become fearful that AI can already or very soon will take over every function that humans currently carry out within any business or organisation. Despite the reality that anyone using their common sense or daring to listen to their inner voice will recognise a very big question, ‘Where in this future does that leave any need for me?’

AI is very fast at what it does and is able to look at potentially all the information that is available to us in digital form at the very moment in time that a question is asked or an instruction is given.

That – and only that – is the real magic of AI.

It is the reason that we are all just accepting the idea that AI is already infinitely cleverer than Humans could ever be. Just as those who benefit from us believing this to be true intend us to believe.

However, our acceptance that we no longer need to be creative or think for ourselves, means that we will not only increasingly become dependent upon a pool of ‘knowledge’ outside of ourselves – albeit a very large one of everything that has been recorded, spoken, considered and then committed to the internet and digital platforms up to some point in history before. But this pool of knowledge that we will use for everything will become increasingly diluted by the growing amount of poor and corrupt information, data and ‘understanding’ that our already burgeoning use of AI with everything is now spaffing out into the digital ether.

As you read, Humanity is literally giving up the ability to think and create for itself, to a machine-driven world that is incapable of doing any more.

What is more, Humanity is surrendering these cornerstone abilities for survival voluntarily. Because someone who benefits from us believing we are inadequate without technology has told us this, when a change of the kind that overreliance on AI could be about to usher in would have needed something akin to an extinction-level event to take place at any time in world history before.

This uncomfortable truth will not stop those who stand to benefit from the AI takeover from pushing and promoting this path. They will continue peddling the myths that the AI takeover will be in our best interests and will be inevitable all the same. When it is nothing of the sort.

The Technology we have available to us today will not live up to its greatest potential. Because the greatest potential any technology that man invents will have, is to help improve the lives and experiences of all men, rather than to replace any one of them.

We know this to be true, as this has regrettably been the way that technological advancements have always impacted Humanity since the ending of the Agricultural Age.

Technology has always been employed to make money for those who own and control it since then.

The rise of new technology has always been at the cost of all others at some level. No matter who they are or what their connections might be.

The reality we face is that it may already be too late to save the world we recognise from a fate that we have all unwittingly chosen. Rather than there being any kind of event or catastrophe at the heart of future change that no one person could have been responsible for.

However, if we are to address the slide towards universal ignorance, with the accompanying potential to take us back into the dark ages once more, we must reassess, reimagine and regulate the uses of every kind of technology. So that technology’s master can only be the public good. Rather than profit and the disaster that is following hard in its footsteps right now.

If we value the Human experience and wish to improve it, it is time to learn, share and then live the truth that there is no need for any technology to replace jobs, other than so just a few can increase their profits and control.

The best way for everyone and everything to live well, is without the complications and diversions that misappropriated technology imposes upon us, and the technology we do embrace should always be used for the greater good and for the benefit of everyone involved.

AI won’t make life cheaper for those who cannot work and the mega rich would be using their money to help others right now if they were going to do it for everyone in the future

You may have noticed that there is a growing trend for people to generate clicks on social media by creating long threads that tell interesting stories – many of which have already been told before.

One of them has popped up on my feed several times recently and outlines the predictions of some great contemporary sage of future tech who has apparently been proven right several times before.

The next prediction tells us that in no more than a few years, AI will have made everything so cheap that nobody will work and everything we pay for will cost just a few pennies and no more.

This prediction is popular. Because in today’s world everything relates to money.

Therefore, when people are handed the suggestion that everything they want will cost next to nothing, and there will also be no need to work, the immediate response and logic for just about anyone is to frame that in the way that we see, feel and experience our lives today or right now. Rather than considering what the pathway to that place will have changed in our lives and what our life experience will have then become.

The Moneyocracy or money-centric way of living that we are all experiencing today isn’t one where anything we need and certainly nothing that we want comes to us for free or without there being some financial-related cost of some kind.

Whilst the narrative that the establishment, big tech and big business would have us believe is that AI is here to make life much cheaper and easier for us all, the financial growth that the establishment’s pet politicians are so obsessed with and the picture of unfettered abundance for everyone that they want us to buy into, don’t go hand in hand.

Yes, there is of course the chance that the money hoarding elites are doing what they do today and that they have done everything that they’ve done in the past so that once they have optimal control of everything that we know, they will then benevolently give every one of us the perfect life experience that was always the aim. Which of course only ridiculous amounts of cash would allow them to do.

However, before we run away with that idea and think more about living our best material lives for free, there are perhaps just a few alternative truths that we all need to consider.

Money has made money by riding off the backs of the masses. First by making many hands do the work that enriched the few, through industrialisation and everything that came with it. Then by turning the mass population into debtors, exploiting the unwitting who have bought into the money myth themselves, so that the elites can continue to make ridiculous profits, just the same.

The system is very clever. And it is clever because it preys on the darker attributes of the human condition that make too many of us overlook common sense and basic logic when we are in receipt of money, wealth, position and shiny things. Everything that makes us live for a constant flow of temporary yet momentary hits that we have foolishly mistaken for what makes life and living feel good.

Addiction hides truths that are big, small and cover the multitude that sit between.

No matter our level or position within this carefully constructed top-down pyramid, the truth swirls all around us. But we remain blind to it for as long as we continue to be bought in.

So, in the sense of this coming ‘nirvana’ that AI is supposedly now promising us all, perhaps we should consider some of the more serious and consequential truths that we are almost certainly missing whilst we remain within:

The wealthy are only wealthy because of where their wealth sits within the hierarchy of the way that money and the wealth divide works against the rest of us today.

If the masses stop working, there will be billions of mouths around the world to feed and as many people to support with all the basics and essentials for life, just for people to continue to exist.

Even if machines are creating food, creating entertainment, providing transport, building houses and doing just about everything else we can imagine that has historically been done by hand up until now, there will always be a cost of some kind to pay.

The running, energy production, maintenance and replacement of the systems that would be required to enable such a massive workless population not only to survive, but to be sustained at what we would surely expect to be a good standard or experience of life, would remain very high.

Indeed, the cost of supporting billions of people around the world would still be much greater than many would imagine and would not be a cost that could be covered by playing with money and the way that people who are earning money today believe in the power of money right now.

In this sense playing with money means the way that the entire monetary, financial and economic system as we know works.

The ‘money’ and currencies we have today are part of the biggest confidence trick that has ever been played on humanity.

The whole economic system and the way money is created and managed within it is well and truly rigged.

The creation of the wealth, and the levels and scope of the asset ownership that the elites enjoy today would not have been remotely possible without them having and retaining the ability to constantly game the system.

Those running, managing and ‘in’ on the system use money that doesn’t exist to buy up everything that has real, non-monetary value to people.

This ‘ownership’ means that they will control our future and everything within it.

This has all been achieved under a system that they have created and manipulated using the establishment and the political and legislative processes within it to allow them to carry out what amounts to nothing less than legalised theft.

The wealth that has been created to enable this world take over by the wealthy can and will only achieve the aims of creating a utopian world if that world is inhabited by few enough to make the absence of money creation sustainable.

It will not be sustainable in any way, if the few have to manage and provide for a world population tomorrow, where the masses do nothing productive, become professional users and behave or act like farm animals or caged pets that exist in every direction and live all over the place.

Many baulk at even the merest hint or suggestion of there being some kind of plan for depopulation.

But anyone who understands how the money, financial and economic system we have today really works and where it is going, will see that depopulation of some kind is the unavoidable answer that bridges what is otherwise an unbridgeable void on the pathway to the outcome which has always been this Moneyocracy’s aim.

The only challenge they face is how to achieve this on a big enough scale without the masses ever awakening to the idea that national and worldwide crises can be planned and implemented by design. Just as easily as an entire monetary, financial and economic system that has led the majority of us to believe that those who don’t have enough of what they need to live today are the only ones who are at fault.

Were Labour set up to be ‘Custodians of the Collapse’?

One of the biggest myths in politics today is the suggestion that all of the Political Parties that we have on offer have some long-standing and credible philosophy that drives them from their base.

The Conservatives have forgotten what it is to be conservative. The Liberal Democrats are idealogues whose idea of liberalism has a very undemocratic form. Reform is at best Re-Ukipping and attempting to steal every Conservative Politician. Whilst Labour has nothing in common with the workers they once so fiercely represented, whose social and economic problems they now openly resent.

Whilst a large proportion of the UK population are very angry with politicians from right across the spectrum as it stands today, we still fall into the trap of believing that anyone who has become a politician or an MP is not only up to the job but should be treated with deference. Because being elected has made them special in some way.

Sadly, the days when we could rely upon any of the politicians or public representatives having the best interests of the public at heart in all that they do are very long gone.

The Political Parties select the candidates that we find on our ballot papers, meaning that we all have at best a ‘fixed choice’. And the choices that the Political Parties themselves make today represent a downward trajectory in leadership quality that has seen poor leader after poor leader surround themselves with even poorer leaders, which then makes up the pool from whom the next choice of an even poorer leader is inevitably made.

Even the best interviewers would struggle to uncover anything genuine or authentic about any of the people who are making the decisions that affect all of our lives. Yet we maintain the habit of taking everything these people say at face value, whilst too often falling into the trap that suggests going against the common or accepted narrative makes us wrong in some way.

What are today’s ‘politicians’ really there to do?

It has been said that if the general population understood how the economy and financial system worked, there would be a revolution tomorrow.

Yet we cannot even be sure that the Prime Minister really understands what this statement could mean. Beyond what he is being advised everyday by ‘experts’ and ‘special advisors’, who themselves also have myopic views of the world and are following their own agendas in many different ways.

The ‘growth’ that politicians obsess with isn’t the same ‘growth’ that normal people would typically think.

Yes, growing’ businesses does play a very small part.

But the growth that means so much to the political classes is the expansion of GDP or Gross Domestic Product. Which we might otherwise recognise as the financial productivity of the UK over a set period of time that can be measured in some way.

Growing GDP allows politicians to hide public debt and their expenditure.

Growing GDP and what they are referring to as ‘growth’, are the only tools poor leaders know how to use to solve problems, by showing the debt and expenditure as a percentage or proportion of the ‘economy’ for whichever period of time the reference point might be.

The entire economic and financial model that exists and which politicians are now struggling to maintain can only remain functional for as long as GDP and the money in circulation grows.

Because the same global model has already stripped the UKs traditional industries and tools of production from under us making the few already fabulously rich, there is very little left that can be used as a credible excuse for printing money.

This is why politicians are importing reasons to spend and create more money, whilst they use forked tongues to tell us they are committed to solutions that don’t face the same way.

Making us poor whilst destroying every means for us to solve the problems ourselves

As GDP and the money in circulation grows, the value of the money we have and the income we are expecting goes down and down.

The rich get richer whilst the poor get poorer and the whole system depends upon increasing wealth inequality so that those who already have more can keep getting more.

GDP came into being as the economic reference point at the same time that we lost the Gold Standard, and the FIAT monetary system took over in the period around 1971.

It is no accident that this was the same unhappy chapter of our history when UK politicians pushed us towards what was then The Common Market and what we now know as The EU.

As a localised global project, the EU ‘project’ was always about money and control being progressively handed to the world’s elites, whilst an ever-grimmer shit sandwich was all that was left for me and for you.

The neoliberal orthodoxy that underpinned all of this has been applied consistently and progressively over the past 50+ years to ensure that community and national identity has evaporated, whilst small, independent businesses of every kind are no longer viable, and any form of industry, service provision or the supply of food or goods that are essential to everyday life, have been placed under the control of fewer and fewer profiteering and controlling hands.

Puppet governance

None of this would have been possible without the help and commitment of generations of politicians who have been useful idiots for those who benefit from a system that is destroying our humanity, and everything good and of real value that we know.

Those benefitting have always been very generous to politicians and public servants in ways that appeal to the materially and glory-seeking weak minded, who have become corrupted by the system and the way that everything actually works, pretty much as soon as the votes that elected them have been counted or they have that plumb job, and the soundproof doorway from the real world into the Westminster corridors has closed behind them.

They quickly conclude that they are now the all-seeing, all hearing and all-knowing gods, amongst other gods who think exactly the same.

Dead Cats and indoctrinated amnesia

People have very short memories when it comes to politics, especially when things are feeling particularly bad.

Indeed, for many it seems easy to forget just how bad the Conservatives under Cameron, May, Johnson, Truss and Sunak really were.

So, it seems unfathomable that Labour could actually be picking up where the Tories left off, and that’s why things are just getting even worse, whilst it’s the Conservatives at whom Labour are pointing the finger of blame – whilst they continue doing exactly the same.

You may not believe what you are reading. And that we are not supposed to is the whole point.

There is NOTHING between any of the Political Parties that we have to choose from today. Conservative, Labour, Lib Dem or Reform.

They are all as Establishment as each other, and as things stand today will continue the pathway of UK destruction, no matter how the next government may be formed.

Further Reading

1. Understanding the Political Crisis

2. The Economic Foundations and Collapse

3. Governance Failures and Systemic Breakdown

4. Political Cycles and the Future

The introduction of Price controls on foods, goods and services may become essential as this cost-of-living crisis develops. We would be fools to rule out rationing becoming necessary too

Yes, it does feel a bit like being the voice of doom and gloom as I write and produce videos about all the things that are going on and talk about what we can realistically expect as being likely to happen next.

The point is, that if someone like me can see what is happening and what is likely to happen next, the people we have elected as MPs have absolutely no excuse not to do so too.

In fact, our public representatives should be well ahead of the curve in both their horizon scanning and thinking than most.

Regrettably, they are not.

To be fair, the complexity of the growing problems and how each and every one of them interacts with the others is mind bogglingly scary to say the least.

Yet it is the culture of ‘let’s always take the easy option’ that exists, top to bottom within the British Political System, that has made the difficulties that are only just starting for us, significantly worse.

There are many people in this Country today who cannot afford to feed themselves, home themselves, clothe themselves, transport themselves or function normally in any way on the wages or income they have, without debt or benefits – or what is really a subsidy from the Government and therefore everyone else in some way.

Prices of the foods, goods and services that provide the basic essentials for life are spiraling out of control. Living at the standard we are experiencing even today, will soon become unaffordable for most.

Yet the complexities I mentioned above, all come back to just one thing: That the economic system we have today has been developed to benefit the self-interests of the few. That those driving it have continued to push prices up in the pursuit of ever-growing profits for as long as our stupid politicians have printed money and kept handing it out. When instead good politicians would have faced up to reality and dealt with the problems for wider society that have been caused by that same greedy few.

The Covid Pandemic has caused stupid politicians and greedy business and financial leaders to overplay their hand.

In fact, the inflationary spiral they have created together is now out of reach of any form of control they possess. Indeed, the only actions our weak-minded politicians have to address the issues are only serving to make the whole problem worse.

Events, or a coming chronology of them – which will have been caused by so many different profit-driven people with influence behaving in the same way, will combine to make basic food unaffordable where it is available. It will be absent from the supermarket and shop shelves where it would otherwise be not.

Food riots, as the system collapses and the old order makes way for a new one that will work for all will settle the mind of many. Especially the politicians that we have for the time that their waning power remains.

Greed, hoarding and any kind of self-driven prioritisation will have to go out of the window.

That will mean supermarket rationing as we experienced during the early Lockdowns. There will be an immediate need for Government to step in and fix prices along the entire food and essential goods supply chain, so that nobody can use this time of crisis to profit off the backs of us all.

Some of the more economically minded will baulk at the idea of any kind of price fixing, price regulation or price controls, because of its non-capitalist and non-market-friendly nature.

But the reality is that the epoch of easy money and making massive profits by exploiting the many to benefit the already bloated few, is now reaching its end.

A new system will emerge that will be fair to all. But it will not resemble anything that we’ve seen or experienced before.

As we walk the pathway to get there, it will be necessary to ensure that what we still have available – which will plenty for all of us without the influence or intervention of ongoing greed – will be made available fairly to all.

Money as we know it is likely to become only one of many different ways to make payment as change takes place. And it is therefore just as likely that rationing of the essentials that are available will also be necessary for everyone.

The times ahead may prove to be painful. But it’s the future which is possible for everyone once the change has been completed that we should look forward to.

The opportunities for a fair and just way of living, where everyone and everything matters are not just a pipe dream. They really exist and are there for us all.

After the pain, we have much happier times in store.