As the cost of living continues to climb across the United Kingdom, many households find themselves struggling to maintain even the most basic standards of financial independence.
With impending tax rises on the horizon, the pressure on those already living near the edge is set to intensify, pushing even greater numbers below the threshold of self-sufficiency.
This is not a temporary crisis, but a symptom of a deeper, systemic failure—a collapsing economic model that now survives only by extracting more from those who can afford it least.
The money-centric economic system that we have – The “Moneyocracy” – perpetuates itself by shifting the burden onto workers and taxpayers, while the promise of prosperity grows ever more distant for the majority.
Against this backdrop, it is essential to confront a fundamental question – one that exposes the uncomfortable realities at the heart of our economy.
A Question:
Do you believe the minimum wage is enough for a full-time worker to live on – and if so, why?
The answer to this question, which varies depending on one’s relationship with the minimum wage, reveals uncomfortable truths about the foundations of our economy and the way work is valued in this country.
What is not surprising is that those who already have financial security often agree in principle that low-paid workers should earn more. Yet when confronted with the implications of paying every worker enough to live independently, many recoil. Why? Because such a change would disrupt their own relationship with the economy.
The Minimum Wage Reality
Let us be clear: the national minimum wage in the UK is not enough for anyone working a full-time 40-hour week to live independently—free from reliance on benefits, charity, or debt.
The widespread acceptance of this wage stems from government and establishment narratives.
What is legally mandated is presented as morally and practically sufficient.
Yet, in truth, the minimum wage is a carefully placed rock covering a pit of myths and lies.
Those who benefit from the system prefer not to lift that rock, because doing so would expose their complicity in maintaining the illusion.
The Employee
A worker earning the minimum wage – currently £12.21 per hour, equating to £488.40 per week or £25,396.80 annually – cannot afford the basic essentials required for independent living.
The gap between what they earn and what they need is effectively the amount by which they are underpaid.
Employers exploit workers by failing to cover the true cost of living.
Regardless of how the deficit is filled—through benefits, charity, or debt—someone else is subsidising both the employee and the employer.
The Employer (Small Business)
Small business owners often insist they pay fairly because they comply with the law. Yet compliance does not equate to fairness.
Paying the legal minimum is not the same as paying enough for employees to live independently.
Common justifications include:
• “They can top up with benefits.”
• “I can’t pay more or I’ll go out of business.”
But these arguments miss the point. The government—and by extension, taxpayers—should not subsidise businesses that cannot afford to pay workers a living wage.
In reality, small businesses are also exploited: they cannot operate independently within the current economic system, because they too are constrained by models that undervalue their work.
The Employer (Big Business)
Large corporations differ because they can afford to pay more.
Supermarkets and other major employers of minimum-wage staff generate enormous profits – even during a cost-of-living crisis, like the one we are experiencing now.
They could easily pay wages that allow workers financial independence, if boards and shareholders accepted smaller returns.
Instead, big businesses exploit both employees and taxpayers. Workers are underpaid, while the government subsidises wages through benefits.
This allows corporations to maximise profits while keeping the mechanics of exploitation hidden from public debate.
The Government
Why does the government subsidise wages so small businesses can survive and big businesses can thrive? Why not simply set a minimum wage that reflects the true cost of living?
The answer is stark: doing so would collapse the system.
The economy functions by undervaluing the majority of jobs deemed “low-skilled” or of “little value.”
If wages reflected reality, the house of cards would fall.
The Taxpayer
The system is a con. The complex machinery of what can be called a Moneyocracy manipulates trust and deference so effectively that taxpayers rarely ask basic questions.
Why, in an economy where corporations make billions annually, must taxpayers top up their employees’ wages through taxes?
Why are we threatened with price hikes whenever government policy shifts, while corporate profits remain largely unscrutinised?
Following the money reveals the truth: wealth is funnelled in one direction, made possible only by exploiting workers, taxpayers, and weak governments.
Corporations profit by underpaying staff, then spin narratives that justify charging consumers more.
Reality Bites
Exploitation of normal people has gone too far. The system enriches the few by exploiting the many – sometimes multiple times over – so profits can grow while wages stagnate or reduce in real terms.
The Moneyocracy survives by perpetuating the myth that it is acceptable for many to grow poorer while a few grow disproportionately rich.
The promise dangled before workers – that if they play the game long enough, they too might “live the dream” – is false.
Humanity is destroying itself chasing a dream that continually recedes, because playing the game requires forgetting our true worth.
The basic equation of the Moneyocracy is simple: for some to be rich, most must be poor.
This is neither humane nor true.
The Alternative
There is another way. A system built on real values – where people, communities, and the environment come first – can replace the current money-centric model.
This alternative requires transparency, local systems, and a commitment to prioritising human worth over profit. Instead of hiding self-interest behind complex structures, society must embrace a model where business and life are conducted openly, sustainably, and with fairness at the core.
The choice is absolute: continue with a Moneyocracy that exploits us all or build a future centred on people.
Path Forward
The Local Economy & Governance System provides the foundational framework for a truly people‑centric future – one where People, Community, and Environment sit at the heart of every decision.
At its core lies a new benchmark: The Basic Living Standard, a guarantee that every individual receives a weekly wage sufficient to cover all essential needs.
This principle of equity and equality is not an optional add‑on, but the priority that guides every part of the system.
By shifting away from exploitation and toward fairness, transparency, and sustainability, this model offers a pathway to rebuild trust and resilience in our economic and social structures.
To explore how this vision can be realised and what it means for the future, please follow these links:
Tuesday marked the rather strange pre-budget speech or open warning call from the Labour government, shouting all too loudly that Tax rises are inevitable and heading our way.
Whilst Farage attempted to get ahead of the game by making bold a bold statement on Monday about a future Reform government cutting spending on Welfare, and then Kemi Badenoch followed Reeves online with a speech that pretty much adds up to the same, the commonality between the positions of all these politicians will be missed by many for being remarkably similar, if indeed not the same.
Yes, you may ask yourself how exactly this could actually be. But the key element of one party raising Taxes whilst failing to cut spending, whilst others promise to cut spending whilst freezing or lowering taxes is fundamentally the same – because these approaches are all about saving the economic system and the economy that we have – and absolutely nothing to do with putting people and the lives of people first.
Few realise and even fewer understand that Reeves really isn’t the architect of the problem the U.K. (and the wider world) now faces.
That responsibly has been held and passed through many different hands over a period that exceeds decades of time, whilst a monetary and economic system has been introduced and then encouraged to take over every part of life and what we know as economy, with laws, regulation and even the legal system itself abused and manipulated to make money work in a way which suggests that its supply is endless.
Meanwhile, everything that has productive value to the U.K. and its economy has been destroyed, or outsourced, leaving almost nothing that can be used to sustain a sovereign nation behind. And now, even our ability to feed ourselves with our own farms on an accelerated pathway to being destroyed.
The growth that politicians obsess about has not been through any genuine notion or understanding of growth as everyday people and small business owners understand it but has instead been borne of the fear of people who should never have held the reins of power.
Politicians who fall over themselves to find, create and manipulate ways to ‘borrow’ more and more money in the form of the bonds that the government sells, which when funnelled into the right areas of public spending will multiply many times over as each pound changes hands between different business, with each transaction then meaning just the one pound is counted against GDP and ‘growth’, multiple times.
GDP then facilitates the accounting trick of all accounting tricks. Where public debt is never paid off but is cleverly reduced as a percentage of the ‘growing’ GDP balance, meaning that other than paying ‘interest’ on that ‘borrowing’, what is supposed to be a debt that gets smaller in relation to the U.K. productivity or GDP, should never actually need to be paid off at all.
What the politicians never understood – beyond agreeing to facilitate and legalise a system that basically made being in power as being as simple as a) doing what whoever pulls the strings tells you, and b) having to do nothing else other than save or spend, is the corrupt money and economic system that they have legitimised through deregulation and changes in all sorts of laws and rules, has legalised the theft of the business and infrastructure that once made the UK great, also enabled this Country to be able to pay its own way through the natural methods of productivity or what we might see as things like industry, which up until the Second World War were ours, and only ours.
Finding ways to create ‘growth’ has become progressively more desperate. Not just for Starmer, Reeves and co; but for every politician who has been anywhere near real power for a very long time. All as part of a process that dates back to at least 1971, when the FIAT money lie was properly embedded and the last remnants of the gold standard were left behind.
The same money and economic system that has been used to disproportionately enrich the few, whilst giving them the power to exploit and impoverish the masses, is also the reason why growing numbers of people can no longer afford to live. It’s why we have a minimum wage that doesn’t actually provide those who earn it anywhere near enough money to live independently and have lives which we would recognise as being their own.
As we now watch the welfare bill spiralling out of control – not because people don’t want to work – but because the system we have has pushed them and in many cases held them there – we are staring down the barrel of the gun that is the AI takeover, where many millions more jobs will be lost. Not because they need to be. But so those controlling this shit show can earn and profit even more.
The government is broke and broken. Raising taxes is the only way that they can service the forlorn hope that enough growth can be create that will turn on the taps of borrowed money once more, so that the real damage that is now bursting into open sight from decades of mismanagement and yes treachery can hopefully be hidden.
Then the politicians can resume taking their happy place in the limelight of the Westminster merry go round and the wheels of money myths will spin for another day and avoid hitting the ground of reality once more.
Unfortunately for us all, the reality that the U.K. has pretty much zero productivity left means that the money, cash, property and ownership we have of anything is the only potential saviour in terms of financial resources that out of their depth politicians actually have available to them.
If a new politician or political leads were able to take over today and face up to the situation and see and be honest about all of this for what it really is, they would recognise that the choice they have is to either embrace the collapse which has been inevitable from the moment that private interests took over money and the economy, or keep playing along – which means taxing and taking from everyone and everything, until everything collapses anyway, and nobody has anything left worth having – because the need to save their own skin and position dictated that there was simply no other way.
Overview
Key Messages Simplified
• The UK government is financially broken, and politicians are trapped between two bad options: accept collapse now or prolong it by taxing and impoverishing the public.
• Rachel Reeves’ pre-budget speech signals inevitable tax rises, driven by a £50bn shortfall and falling productivity.
• Other parties, like Reform UK and the Conservatives, offer economic strategies, whether through spending cuts or tax freezes, that are all variations of the same flawed approach: preserving the current economic system at the public’s expense.
Core Arguments
1. The Economic System Is Rigged
• Decades of deregulation and manipulation have created a monetary system that benefits the wealthy while hollowing out UK productivity.
• GDP growth is an illusion, inflated by repeated transactions rather than genuine value creation.
• Public debt is never truly repaid—it’s masked by GDP growth, allowing borrowing to continue indefinitely.
2. Political Consensus Protects the System, Not the People
• Whether politicians raise taxes or cut spending, they’re all trying to save the same broken system, not improve lives.
• Reeves, Farage, and Badenoch are functionally aligned, despite different rhetoric.
3. Collapse Is Inevitable Without Radical Change
• UK productivity has been destroyed, with industries outsourced and even UK agriculture now being undermined.
• AI-driven job losses will worsen inequality. Not because they’re necessary, but because they’re profitable for elites.
• The only remaining assets people and small businesses have —cash, property, and ownership—are now becoming the last financial lifelines for the government and politicians who simply shouldn’t have the power that they do.
Final Warning
• Politicians must either confront collapse honestly or continue taxing until everything collapses anyway.
• New leadership must be willing to reject the current system, rather than perpetuate it for personal or political survival.
This morning, Chancellor of the Exchequer Rachel Reeves delivered her pre-budget statement ahead of the Autumn Budget, scheduled for 26th November.
Despite mounting welfare costs, Reeves offered no meaningful solutions — only strong hints that taxes will rise, paired with blame deflected onto everything and everyone except the government itself.
It’s no surprise, then, that Nigel Farage rushed out a bold announcement promising welfare cuts if Reform wins the next general election yesterday, while Tory leader Kemi Badenoch quickly followed Reeves with an online broadcast that, in substance, amounted to much the same.
As the government flounders, it seems poised to announce little of substance of savings on benefits or public services — yet millions already trapped in a financial vice not of their own making will see the cost of living rise again, working harder for ever-diminishing returns.
The Tories — who helped engineer the current crisis over their 14-year tenure up to summer 2024 — and Reform — now visibly undergoing their own establishmentisation makeover — aren’t offering help to people either. They’re offering help to the economy.
And that’s precisely where the problems began for those whose lives revolve around the benefits system today.
There are hard truths here. Truths that many untouched by poverty still find just a little too uncomfortable to believe.
There will always be people who are:
• Out of work for valid reasons
• Unable to work due to illness, disability, or caring responsibilities
But there are also many people who want to work and are able to work — yet still can’t. Why? Because:
• They can’t find jobs that match their experience
• They can’t find roles that fit their qualifications
• They simply don’t “fit” the mould employers are looking for
It’s easy to assume that anyone who wants a job can get one — any job, at any time. And it’s just as easy to judge those who don’t take “any job” as lazy, entitled, or abusing the benefits system.
But those who make these judgments often haven’t experienced what it’s like to be unemployed and dependent on state support.
The Reality of Benefits
Let’s be clear: basic benefits are not enough to live on.
We’re surrounded by comforting myths — stories we rarely question unless we’re forced to confront the truth. One of the most dangerous myths is that the National Minimum Wage is enough to live on independently.
• Minimum Wage: £12.21/hour. For a 40-hour week, that’s about £2,116.40/month
• Actual cost of living: To live independently, a single person likely needs £16–£17/hour — around £2,773.33/month
That’s a shortfall of over £600/month, even for someone working full-time on minimum wage.
The Impossible Choice
Now imagine you’re unemployed, with no savings or support, and your only option is to claim £628.10/month. What do you do?
• Take a job that still doesn’t cover your basic needs?
• Or claim every benefit you can, just to survive?
For many, working full-time in a low-paid job — often under poor conditions and public judgment — while still needing benefits just doesn’t make sense.
The Myth of the “Benefits Culture”
The idea that claiming benefits is an easy ride is a myth. Genuine claimants are treated the same as those gaming the system. The rules are rigid, often making it harder — not easier — to find meaningful work.
Pushing people into low-paid jobs that still leave them reliant on benefits, food banks, or debt might reduce one type of welfare cost. But it could as easily increase the others — through the problems that an ill-considered attempt to push everyone into ‘work’ will create, like mental health issues, workplace burnout, and long-term poverty.
The AI Displacement Problem
A growing wave of joblessness is being driven not by lack of talent, but by the unnecessary and unchecked takeover of roles by artificial intelligence.
Skilled, experienced professionals — once vital to their industries — are being sidelined by automation that prioritizes cost-cutting over human value.
As more capable workers are pushed into the job queue, many will find themselves forced to claim benefits, not because they lack ability, but because the system no longer has space for them.
The Bigger Problem
Most people on benefits aren’t lazy — they’re surviving.
When life becomes a daily struggle, the benefits system can feel like the only option.
But simply cutting benefits without creating real alternatives — like jobs that pay enough to live on — risks pushing thousands into homelessness and crisis.
The Psychology of Work and Pay
Most people don’t need prestige — they need security.
If lower-paid or less challenging jobs guaranteed that workers could meet all their financial obligations and live with dignity, many would take them without hesitation.
The problem isn’t the work itself — it’s that the pay doesn’t match the cost of living.
When people know they can cover rent, bills, food, and essentials every month, they’re far more willing to contribute, even in roles that society undervalues.
What Needs to Change
We can’t fix the benefits system without fixing the economic system that creates the need for it.
If we want fewer people on benefits, we must:
• Build an economy where full-time work pays enough to live on — without top-ups
• Stop supporting a system that enriches a few by impoverishing the many.
Until the government legislates for a fairer system — one where the lowest-paid can live independently on a full day’s work — poverty will persist.
But it will take something very special to clear up the mess they’ve created
I recently heard it said that politicians are all psychopaths. It may have been in the script of some comedy-based show or drama I was watching. But the sentiment and what it reminded me of from my own experience of being in politics and working with many different politicians really struck home.
Whilst we can be certain that not all politicians are psychopaths, the evidence of our own eyes certainly suggests that the Government is under the control of either psychopaths, people with psychopathic tendencies or people who certainly behave like them; for the simple reason that no matter what the messaging from government and the establishment may say, the impact and delivery of both governance and policy is not focused upon what’s good for the electorate and our communities in any kind of good or human way.
However, before running away with the conclusion that every well known name we hear on the news is a psycho, it might be a better idea to consider the reality that things are more likely to have turned to complete shit, because of the way that the politicians we have behave so badly, selfishly and inconsiderately, and because of the character flaws and traits they typically have in common between them, that are impacting what they do and therefore us, in so many different ways.
Who really wants to be a politician and why?
This is a question that we should all be asking ourselves, a lot more frequently than we do.
The answer – when we really think about this and consider the real mechanics of how the political system puts its people onto the list of candidates on our ballot papers at election time – will soon begin to reveal many of the answers, not only to this, but to many other pressing questions about the way the U.K. is being run, that we all need to know.
Before going further, I will insert the caveat, that in my own experience, many people put themselves forward to become political party candidates with what we might all agree as being the best of intentions.
But that’s as far as any default allowance should ever go.
As even the best intentions can only really be considered for what they are, once we look at each candidate and ask the question ‘The best of intentions for who?’
Who politicians really serve is also an important and very timely question. Because if the current polls and polling are to be believed, the benches of our parliament and councils up and down the UK will soon be filled with people who’ve never been politicians before.
People who have nonetheless stepped up and become candidates for some political party like Reform, armed only with what for many of them will be the sincere belief that they will be the person to break the downward trend of everything we know and once elected will get things done.
But what things will they get done? And the things they aim to achieve will be good for who?
Beliefs built without foundation quickly get blown away then replaced
Few of those who are newbies to politics realise that there is a whole new set of rules at work for anyone and everyone to follow and work with in frontline or elected politics, just as soon as they have walked through the electoral door to an electoral ‘seat’.
By newbies I mean anyone who hasn’t personally held an elected office of any kind, at any level – whether they’ve never been politically active before, been on a pathway, been a lobby journalist or even an activist or commentator of some kind who has racked up millions of likes and followers on YouTube, because their words connect with people in some way.
If any candidate ‘won’ a ‘seat’ by being on a party ticket – no matter which party ticket they aligned their name with to get there, they will be on their own, rejected and probably on their way straight back out of the door, if they don’t do whatever they are told and say yes to whoever seems to be running things, whether they agree with it or not, from the moment the euphoria of ‘their’ election has died down.
Yes, finding common ground with other newbies and giving themselves a group voice can and will give them influence over some things.
But those things won’t be anything that will really change the things that really need to be changed in the way most entrants to politics sincerely intended, before they walked through the ‘elected’ door.
Most newbies, if not all, will find themselves facing a rather stark and deflating reality. That they have the choice of becoming part of the machine. Or at best to annoy their so-called political colleagues by attempting to do what is actually the right thing for the people who elected them and use their own voice – as they were elected to do so. Leaving them with very little they can do, when as a public representative, they should have been able to do so much.
The choice is rarely one that’s thought through consciously by those who have ‘arrived’. And that’s where many of the real problems with this mess of a political system begin.
Politics today is addictive for those foolish enough to believe the spin
Do ask yourself how many elected politicians you see, at any level, who resign the party whip at any point in a council or parliamentary term, and don’t immediately ‘walk the floor’ to join another party.
The reality is that very few do. And of those that do, most will have themselves been pushed out or in all likelihood found themselves questioning the whole purpose of politics; the electoral system and what being there or being part of it is really for – once they have seen the truth of how things really work.
The people who stay or try to move to another party, aren’t people who are there to represent you or I.
Being ‘in it to win it’, ‘staying in the tent’, or anything along those lines is a self serving myth that gives unscrupulous and ambitious politicians the excuse that they are ‘keeping their powder dry’ until it’s the right time – or rather when they get to the top. By which time they will of course no longer recognise any such need.
We have a party political and electoral system that guarantees the top-down functionality that minimises our influence
Politics in the UK isn’t the place for people who have the skills, experience and ability to change the things that need to be changed in this Country, today.
The party and electoral system that we have currently combine to ensure we either don’t get the right people in the majority of elected roles. Or that they are rejected by the party that put them there when there is even the smallest hint that we do.
The reality that any politician joining parliament, a council or entering any elected government role faces, is that the only politicians who are making meaningful decisions – or getting in the way of those that could stop people being harmed in some way, are those who are right at the very top of the top-down hierarchy that keeps them insulated from what people like you and me need.
Some truths about U.K. politics and our Electoral system, today
We say we have a democracy in the UK. Many believe that we do.
But we don’t choose the candidates on a ballot paper that we choose from.
We don’t choose the politicians who take key jobs in councils, in parliament or those who become mayors.
When we’ve voted and the votes have been counted, that’s the last moment that anything we have to say about anything will count or have meaning for anyone. Right up until the moment that the next election is called.
The system works and is controlled by the political parties who are all running in very similar ways to each other, by people with the same motives and same wishes to make it big in politics and be seen to be ‘the one’ who is in charge.
The only people who become political candidates, get elected, then stay, acquiesce, take part and contribute to what is a supposedly democratic form of government today by doing exactly whatever they are told, are yes men and yes women.
People who do and can only do well because they are on message and turn a blind eye to the needs of the people who put them there.
These people aren’t leaders or capable of leadership.
They are fools who live in fear of losing the roles that once elected they quickly perceive as being rightfully theirs.
All the time they are blind and deaf to the true responsibilities of what being a public representative demands them to be.
A downward system that takes everything downward as it keeps going down
The so-called leaders that we believe we currently have are just the latest incumbents on an intergenerational chain of weak, yes-men/yes-women politicians who have continuously said yes until they have found themselves right at the top.
Yet they can only maintain the pretence of leadership by saying yes to any advisor or specialist who tells them what to do, because they are not used to saying, meaning and being prepared to risk everything for themselves by putting those they represent first by saying no.
These people should never possess the power and responsibility they have, as they continually harm others by obsessively running from anything they believe will cause harm to themselves and the roles they now have.
This is not how leadership works. This is not how real change gets done.
These people are out of their depth. They have little or no view of real life or how the world works beyond their own perspective.
The politicians we have today have typically been corrupted by the power and influence that comes from having a role where they confuse having a microphone or camera rammed in their face, from the moment they are elected, as being only because they have been elected. Rather than it being because they are just the latest person to have been elected by voters or appointed by their political piers to carry out a particular role which commands public and media interest, no matter who they are.
Control, feeling in control, being seen to be in control, demonstrating that they are in control. These are the only things that are important to the would-be leaders we have in politics who cannot lead even themselves in any way.
Everyone and everything are a risk or threat to their position, once they reach the top.
So, they surround themselves with politicians who are even weaker and more inept or incompetent than they are.
The even weaker versions of themselves take over from them when their moment in the sun is done.
Then the process of replacing the weak with the even weaker begins all over again.
Fear and Power are a very dangerous mix
These politicians are people just like you and me.
But instead of being different in the ways that their position would make many of us expect, they are fearful in ways that everyday people fail to understand.
The level of fear of loss today’s political class have for themselves also makes them vulnerable to the whims and influence of those they look up to.
Much like an orphan meeting the parent that they never believed it possible to have, being certain that they will be protected in ways that will make them invulnerable against anything bad that they feel might otherwise lay in store.
The reality of our ‘leaders’
Some of those who have stepped into politics and made it to the political equivalent of the C suite without being rejected, spat out, sidelined or becoming victim to the many temptations that befall so many who have found themselves in these positions, and fallen into the trap of believing it was something special about themselves, began the process by being genuine in their desire to do something good.
However, this certainly wasn’t the case with them all.
There are many who have ended up on this gravy train, that has made life so intolerably bad for people who we all pass by in the streets each and every day, for no better reason than they wanted the job and the glory they believed it would give them. Probably from an early age.
But they also had no concept of what political influence can and should enable good public representatives to do.
They therefore have no passion for the responsibility they have and they lack the talent, skill and ability that responsibility to others also requires; that politics done for all the right reason inevitably always involves.
People who could be good politicians and have the selflessness and sense of public service that change requires, are either put off by what they discern as being no better than a circus of egos. Or they soon find out once they have stepped inside the system, that politics in the UK is no better than a fun house at a run-down traveling fair creating irreparable damage to every bit of ground it stands on.
The people who enter and stay in politics today and the people who really think they and only they can make the difference that none of the people they have watched on TV have managed so far, are the fools that have made the UK political system a fool’s paradise where those within believe that they really do know better than anyone else, and that their actions have no real life consequences for us all, beyond the immediate focus of whatever they have been led to believe they are doing.
The truth is that anyone who can say yes, look and sound the part, and not think twice to do whatever is demanded of them, to gain whatever they have been promised as the reward, will fit right into the political machine that exists in the UK today.
The political party or apparent political leaning of whatever the group or movement out in front of everyone else might be called doesn’t matter in any way.
The people who thrive in this system, at the cost of everyone they are supposed to represent, are fundamentally the same.
Uk Politics today is a game for fools, run by fools, that benefits only fools, and treats everyone outside of politics as if they are the fools.
Each of us see the problems this country is facing from different points of view.
Whilst conversations about the crisis now unfolding with a range of different people would almost certainly deliver a range of common themes, the emphasis, value or meaning of each of them will almost certainly be different.
However, the one commonality, which isn’t about anything that we all have in common at all, would be the solutions that almost all of us will have based on our own world view, that in the bigger scheme of things, may be in no way similar at all.
Ironically, because so many of us have so many interpretations of the whys, hows and whats that have got us all here, and share them with what will be a relative few, we spend next to no time – if indeed any time at all, thinking about any of the common problems that we all really do share.
We certainly don’t think about the ways we can work together to create a better way of life for everyone and then how we get the leaders and mechanisms in place that will actually get us there.
The devil is in the detail
It really is no accident that the UK is in the kind of mess that it is. Because life has become so very complicated – and deliberately so.
The more detail, the more distracting and the more impossible a solution to just about anything might seem. Even to those amongst us who really can see that the status quo cannot continue and that no matter how bought into the things we like about the way we live – which we want to keep but don’t recognise that they are actually the part of the problem that’s making everything so impossible to fix – we really do need to snap out of the fixation with noise that’s doing none of us any good.
We must recognise that the things that work well for everyone and will work even better for everyone are much simpler than what we have been convinced we need.
It is inevitable that we will keep tripping ourselves up each and every time we think of the next step as being only about putting our own self-interest first.
Unfair, Unjust and Unworkable living, demonstrated best by Tax
Perhaps the best example of how we get lost and misdirected by the detail of what needs to change for us, rather than focusing on what needs to change so that it works for everyone, relates to the question of tax, taxation and everything else that means people like you and I are stumping up cash that we could often do with being able to spend, just so we can live without debt or in some cases rely on handouts or even food banks.
Yes, even framing the ‘tax issue’ this way will make some prickly – and that really is the point.
The UK Tax code is today thought to be over 21,000 pages and 10 million words long, giving everyone the distinct impression that the subject of how the bill for government action and delivery gets paid for (ostensibly on our behalf), needs to be tailored specially to everyone as if bespoke governance is the only kind of governance that’s really fair to everyone.
This is ‘The day when Britons stop paying tax and start putting their earnings into their own pocket’. Or alternatively, the final day of the year when every penny we’ve earned goes to the government – if we start counting on January 1st, which was this year (2025) calculated as being June 11th by the Adam Smith Institute.
The reason I’m using this figure isn’t to piss anyone off by drawing attention to the fact that as an average, we arguably all work for no other reason than to keep the wheels of government turning every year for at least 5 months.
I’m doing so because it may be the only way to look at the relationship all taxpayers have with the government in the same way. Given how easy it is to get sidetracked by the question of what everyone earns!
June 11th 2025 was the 162nd day of the year (as 2025 is not a leap year), and with 365 days in 2025, this means that in comparative terms, people are giving over 44% of their earnings (162 days divided by 365 days), before they can even begin to think about what they need to spend money on, in turn before anything that they might actually want.
For a moment, let’s forget the amount anyone is actually earning for themselves, as we know that some have considerably more than others, whilst many just don’t have anywhere near what it takes to live without struggling to make ends meet, and then take it as read that everyone is giving up 44 Pence in every Pound they earn (£0.44).
After realising just how much of everything we do have taken from wages and then what we pay for that includes some form of tax, it doesn’t take much to realise that government or rather the model of government that we have is simply unaffordable, unsustainable and that we must do everything we can to find a different and much better way to pay for the things that we share.
Regrettably, the complexity of rules and regulations supposedly there to benefit and protect us don’t stop at taxation.
One of the reasons that every part of life, that doesn’t already relate to the question of financial affordability in some way, seems so difficult or restricted, is because our freedoms and therefore our independence from the system and government are already being actively controlled in many different silent rules that have deliberately been put there using the excuses like health and safety, and protecting us or someone in some way.
Even if we aren’t actively being followed around by a police officer all the time the fact that we are aware of and abiding by these rules usually adds up to being the same.
Government isn’t what it should or was ever supposed to be
Whilst many would actually like to see the wealthiest in our society directly paying at least 44% of their income to the government to help run everything outside of our front doors, we still need to keep some perspective when it comes to the obvious question we will come back to in a moment about who pays and begin with the question, ‘Does government actually work?’
Government certainly functions. Even the deepest or most vocally critical of what government in the UK does will find it difficult to argue otherwise.
Because no matter the organisation or service that comes under the rather large umbrella of government, they all continue to do something. Even if they are not delivering what we might agree to be the correct results. And that’s the only reason it can be argued that it all works.
However, functioning and succeeding are not the same thing.
The time is long overdue that we all took a very hard and questioning look at every part of government and decided what, if anything, public services should or could be; just exactly where the scope and reach of government should end, and then and only then, what many believe to be the most important question of all, ‘How whatever government and the public sector does is paid for and by whom’.
Whilst it remains the case that there are services, infrastructure and even public facing roles that every modern society needs to be provided by the community, so that everyone can have universal experiences and opportunities which will always be the same, no matter who, where or what you are, the practical approach to not-for-profit service delivery – which this really should in almost all cases be, is not the same as the public sector and system of governance that we have today.
Every part of government and the public sector that we have today is focused on delivering (political) and therefore biased agendas which will inevitably advantage some people more than others in some way. Or is all about the jobs, terms and conditions for whoever the incumbent employees are who currently have the jobs.
There have always been politicians, officers and suppliers who for many reasons have chosen to advantage themselves in some way, if and where they failed to have the integrity to exercise their roles properly. And regrettably, it’s the position of trust we gave them all that enabled them to behave in such questionable ways.
Yet even more shocking reality that we all face today is that the whole public sector and everything that runs within it is now dysfunctional in terms of delivery in some of the most critical ways.
It has only been able to become this way because decisions have either been made (or not made) at the very top by people who really should have known better, and whose actions have allowed or facilitated everything that serves the public unwinding in this way.
Money before People
Regrettably, like so many areas of life today, the role of money – which stretches far beyond the scope of the tax question that we’ve already considered – is also the key element within the dysfunctionality of government and public services across the UK. Because the poor leaders that we have are obsessed with the idea that the only way any problem can and will be fixed is by having enough money to spend – no matter where it comes from, which is itself is these days even better for some politicians who dare not do anything which could restrict what they are already committed to spend.
Idealism and agendas cost a lot of money. Because their implementation requires the creation of systems, rules and infrastructure somebody wants but nobody needs.
The very perverse outcome from decades of government and the public sector serving itself, its people and whoever or whatever influences them, is that the changes that have been made in every way imaginable to support this are now costing too much for either the Taxpayer or government itself to sustain.
We have a VERY BIG problem. Because nobody in government or who wishes to form one either can or will be honest about the true depth and breadth of the mess that the UK is now in.
With Tax rises thought to be well on their way this coming Autumn, the reality that too many of us face is the 44% (or probably much more) that we are already contributing to this public sector black hole through so many of the things that we buy, pay for or earn, are set to keep going up.
All to cover the exploding costs of incompetence, waste and the furtherance of playing up to what are very dangerous egos. Because somewhere in amongst all of this the point has been lost that government does not and never did have the right to exist over the people that it was created to represent.
For any kind of government to be unrepresentative of the people it represents, would by its very nature and intended purpose mean that it represents someone or something else.
Money: The drug wrecking everything to enrich and empower the few
The way that money actually works, how it is controlled and worst but not least, how it is actually created at will, is the truth that sits behind everything bad, that few of us will willingly believe.
It’s much easier to believe that it is all good rather than even having the potential to be bad – even when almost everyone can see the destruction that money or the lack of it is causing to everyone in some way or form.
At the heart of the money tree and its root and branch system sits the mechanisms that supposedly fund government, but actually do so by doing everything to help grow the volume of money that is in circulation, so that the public spending – and the only way that politicians know how to get themselves out of trouble, can leverage ‘growth’ so that the entire shitshow can be hid.
Unfortunately for all of us, the exponential growth of the ‘money’ that has entered circulation, particularly since the responses of government to the Global Financial Crisis of 2008 and the Covid Pandemic of 2020, has wildly contributed to the inflationary spiral that accompanies such an expansion of available cash.
The creation of money that doesn’t relate to anything else like productivity or output devalues the money and incomes that normal people already have, as well as what they have the ability to earn.
It does so at breakneck speed whilst the real value of everything is funnelled towards those who control and benefit from what is a fully legal, legitimised but nevertheless completely corrupt system that appears real, because they have typically become millionaires and billionaires in the process.
Put simply, the lowest paid and most vulnerable now have zero chance of ever being able to earn enough to live independently of benefits, charity, debt or worse.
For as long as the money madness continues, the bubble containing all of those who are branded as being a drain on the system will rapidly continue to expand.
The leadership void or black hole
When a country has such shit, incompetent leadership, and has done for the period of time that the UK has, it wouldn’t be unfair for any of us to be asking, ‘How did we get them?’ and ‘How did they get to where they are?’.
However, as we all need to realise, very few of us do ask these questions or indeed any questions that are like them. And because we don’t, each time an election takes place locally or nationally, we are, as a majority, making the same mistakes over and over again.
We are chewing at the very same shit sandwich with the bits just wrapped differently with words, rosettes and faces – all hiding the same miserable self-interested and dangerously incompetent content that always delivers outcomes that are the same.
Because we have a very bad, self-destructive habit of going along with the idea that the political fairies come along and give us all a genuine choice at election time – as all good democracies surely would, we have not only accepted that government after government and council after council has worked on all of our behalf. We have also jumped into an elephant trap of our own making that tells us these same fairies will deliver the politicians to choose from at the next election, who will sort out and solve the very same mess that they and their own kind created (with a little help from their friends) in the first place.
Sadly, there are no exceptions to the reality that we must face that there are no real leaders in politics today.
The so-called leadership we see, and what the people we identify as leaders say, is much more likely to be aligned with us hearing and seeing whatever we need to fuel our own confirmation biases than it either is or ever will be about the solutions and outcomes that we might not be ready to hear about, but nonetheless actually need.
Victim or Victimiser: There is no longer an in between
As a society and culture, we are collectively suffering what might be the worst type of addiction of all. Simply because it is majority of us are addicted rather than the few.
Meaning that that same majority is completely out of touch with the realities of what that addiction does and will remain so, until the supply runs out – which is where all those who cannot afford to live independently within the current system have or are beginning to find out.
Money, or rather the way that money is used by those who control the system – and that means government and politicians, who are very much under their control too, has become the key factor in every equation and consideration in our lives.
The role of money and its reach has dehumanised everything to the point where money and the power, influence and control it is perceived to give at every level of life has become more important than the value of life and community itself.
Few realise just how their lives are completely at the mercy of the ability to spend, borrow and achieve the momentary of transitory hit that this money centric, Moneyocracy we inhabit demands of everyone and which is enforced by the barrage of non stop marketing and remote, typical digital pressure which comes at us constantly and demands that we all conform.
Money; what it does, what it can do and what it says about you is the qualification and gatekeeper that runs through every part of functional life and if you are in, you are in and if you are out, you really are all the way out and fully at the mercy of those who continue to be ‘in’.
The tragedy of the system is the ruthless and methodical way that human behaviour has been used against the masses by the few and the experts they pay who understand it.
The sweeties and trinkets that have been flowing towards for decades have only been bettered by what has appeared to be the endless ability to secure more and more credit to buy it with, all the time becoming more and more essential to secure as real earnings and wealth have been stripped by the printing of all this extra ‘pretend’ or non existent money that even relatively wealthy people have no chance of keeping up with.
The irony is that those of us who continue to believe we benefit from what the establishment is doing and therefore acquiesce or go along with it are – through our actions – making those who cannot the victims.
All for no better reason than this whole situation could not exist without the elites treating the masses as a resource that is not real. But is instead just like oil, coal, precious metals, forests, farms, land and even animals – and just something else for those who ‘own them’ to exploit.
We all need to contribute to what we share in life. But real life cannot continue if we are required to contribute everything we have
Whilst we must all accept it is correct for everyone to contribute to the upkeep and maintenance of the systems and infrastructure that serve us all, from the moment we step onto the pavement or road outside of our homes, what we share is not and never should become more important than the right to have a fully independent, functioning and self supported life experience.
The system that we have discussed is at breaking point and cannot continue as it has, or as it is today.
Those in charge don’t know how to do anything other than borrow or tax us. And as the system can no longer sustain the borrowing that idealism and agendas have made necessary, the current government are now looking at everything they can tax beyond everything they already do.
One way or another, the system is going to collapse. Because we are all living unsustainably in a system that itself is unsustainable and at the centre of which is a plague which is the absence of real leadership, replaced with what is instead no better than incompetent management that makes it the most unsustainable part of it all.
Real life and a money-centric economy are mutually exclusive outcomes
Government already costs us way too much – even at 44%.
That’s before we even begin to consider the work and additional value to public service that charities and other nonprofit organisations bring, that we are all in one way or another contributing to too.
The whole model of economics needs to be restructured and redeveloped so that it supports life, rather than feeding off it like the giant parasite that the financial system and the role that government plays in it now is.
A realistic level for everyone to contribute to ‘the community’ would be around 10% – without any form of exception for anyone.
We should also be considering the added requirement that everyone able to work also contributes the equivalent of 10% of their working time and the skills and experience they offer, to help make our communities, their governance and infrastructure work.
Thereby creating real buy-in and ownership for what we all share, whilst drastically cutting the scope and influence of an out-of-control sector, and the ballooning costs that are actually paying for lots of agendas snd idealistic ideas, but very little that is actually about people and certainly nothing that’s doing everyone equally any good.
The identity, qualification and process of finding good leaders
Good public leaders, public representatives and public servants, would not facilitate or contribute to the creation, implementation and furtherance of agendas, ideologies and idealism that doesn’t serve the genuine best interests of those who they have been elected, appointed or recruited to serve.
Yet we have been experiencing decades of exactly that. And we have no hope that this will change if we continue to rely on a system that needs to change giving us the leaders who will then do the right thing when it comes to the delivery of that change.
Contrary to accepted thought, we do not need money to play the role across society that it has been deliberately engineered to do.
Power and control are certainly not a gift that should be secured within the hands of a distant, faceless, unanswerable few who we will never meet and whether intended or not, are treating humanity as a resource and no better than a numbers game that they can do with as they like. All as if they are now, as the result of decades of manipulating the system and bending it to their will, the new gods of everything with everyone else’s destiny theirs and only theirs to decide.
The truth that few see is that the centralisation and push for remote control of everything that globalisation and everything that walks alongside it has been, has been the active and complete restructuring of our society and culture, so that nothing can or will work without the say so and direction of those who make all the decisions.
None of this was accidental. Locality, local relationships, local businesses, local supply chains, local decision making and everything that goes with it promotes sovereignty and independence. It encourages and grows a living environment and cultural model that is good for everyone other than those who want to advantage themselves and be in power or control.
Meanwhile, the downsides of centralisation and everything that goes with it are the for every one of us to see.
However, despite the various attempts, compelling rhetoric and highly credible narratives that work so well when playing up to the addiction for material living that we currently have, there is an alternative and much better alternative to running life and everything that we and our communities need. And the real upside of this real alternative is that it centres completely around putting normal people and our local communities back in control.
The fact that generations of political leaders and those they favour or are influenced by have misused and abused their position to create a system with faux legitimacy – simply by legalising immorality to make it appear moral and therefore unquestionable, doesn’t make it right. And it certainly doesn’t become right, just because those in power today continue to insist and behave as if it is so.
We have a legitimate right to hold power and control over our own destiny.
The power of collective decision making should sit as part of a new structure of governance within our communities, amongst people and representatives who we ourselves select and know we can trust.
A moral obligation arguably also exists to reset the entire system and the various devices such as money and the tools of governance the existing system uses, so that we once again bring the focus of everything in life back to people, to humanity and to creating the best kind of environment that we can to ensure that every person has the life experience that everyone – and not just a selective few should have.
However, nobody else will step up or step in to do this for us – no matter how compelling or necessary this might seem.
Whether addicted or not, the choice and the steps necessary to return power to people and to our communities, and with it the creation of a genuine democracy we can all trust and believe in, are ours and only ours to take.
Nobody in the public sphere today can or will do this. None of them will give us back the influence that is rightly ours. Because they all imagine themselves as leaders who can only lead by having absolute control over everyone and everything else.
We don’t have a roadmap agreed for the future.
But there are plenty of ideas we can share about the outcomes that will serve all of us equally well and in a balanced, fair and just way.
This is where the conversation should start.
The one thing we can be sure of is that real leaders do actually lead. But also know that it is real equality, balance, fairness and justice that applies equally to everyone where the pathway to everything good for everyone really starts.
Adam Tugwell 