Facing the Economic Collapse: the Real Crisis Behind Money, Wages, and Freedom

Facing Uncomfortable Truths

It is regrettable that most people avoid confronting uncomfortable truths about the crisis we’re in.

Many actively ignore or dismiss what they know deep down to be true, preferring comfort over honesty.

But this habit of hiding from inconvenient realities isn’t new. It’s been passed down for generations. People have often chosen what feels good over what’s obviously right, leading us to our current predicament.

Pretending everything is normal, focusing only on ourselves, and letting others make decisions for us has brought us to the brink of systemic collapse.

The comfortable system we rely on is failing, and we must face this reality.

The Source of the Problem: Money

Many prefer to hear hard truths from trusted figures like academics or politicians, but deep down, we know the truth doesn’t depend on who says it.

It’s time to think, research, and analyse for ourselves.

At the heart of our problems is the money system. We’ve been conditioned to believe money is everything, shaping our choices and values around financial cost, reward, and status.

Yet, the money system itself is artificial. A belief system manipulated by private bankers, big businesses, and the politicians they control.

They change the rules to enrich themselves, transferring wealth and ownership away from ordinary people, all under the guise of normality.

Imminent System Collapse

Politicians obsess over “growth.” But for them, growth means increasing the size of the economy (GDP). Not helping small businesses or working people.

Real productivity has vanished as industries and assets have been sold off to those who profit from the system, while jobs have been outsourced.

GDP figures are misleading, counting money created through private finance and government borrowing multiple times. Politicians have tried to spend their way out of trouble, but even that strategy is failing.

With rising unemployment due to AI and unproductive sectors and a government so possessed by fear that they are regularly changing their minds, lenders are now worried the scam will be exposed.

Desperation has set in, and the government seems set to resort to ever-increasing taxes, hoping to keep the system afloat and their secrets hidden.

The System Enriches the Few

Prices keep rising while wages lag behind, making it harder for most people to keep up.

This isn’t new—it’s how the system was designed.

Once, a single working adult could support a family. But now, financial independence is reserved for the wealthy, while dependence and poverty are imposed on the rest of us.

The Myth of the Minimum Wage

The national minimum wage is misleading. It’s not enough to live on, but rather the lowest acceptable wage set by those in power, regardless of the real cost of living.

However, even the average wage isn’t enough for genuine financial freedom.

Financial Freedom Is the Solution

Almost every social problem can be traced back to the fact that the lowest-paid jobs don’t pay enough for people to live independently.

Admitting this would expose the system’s flaws and those who benefit from it.

The system survives by prioritizing money over people. Every decision made by those in power serves the money system. Not human needs.

Choosing People Over Money

If we want a better world, we must redirect government, business, and our rules to prioritize people, not money or the economy.

Unfortunately, our political leaders hide the truth instead of addressing it, covering up the growing cracks in the system.

Collapse Is Inevitable. But We Have a Choice

Systemic collapse is inevitable. But we can choose what comes next and who benefits.

If we do nothing, things will only get worse.

Those who created this mess believe they can protect themselves with wealth and security, but ordinary people will lose freedom.

The powerful will restrict our freedoms to protect their own interests.

Paradoxically, a collapse could be an opportunity.

If we embrace it, we can build a freer, fairer system for everyone. Something only possible when the current corrupt system is removed.

The power behind Everything vital to the functions of life and supporting people to live must be restored to the people and communities living those lives themselves

Whilst so-called socialists and capitalists alike will continue to argue that their destination would have been different, until whoever is in power takes the rap for destroying everything at the time – and then the other tries desperately to convince everyone that there’s still time for them, just to be sure, the very perverse and somewhat disturbing truth that is now coming into our view of reality is that the direction of both left and right political thinking takes humanity to exactly the same place.

What all these ‘philosophies’ – the ideas of academics, thinkers, economists, industrialists, tech moguls, agitators, the aggrieved, life’s bitter victims, entitled shirkers, greedy and selfish bastards – have in common, is the centralisation of power into the hands of one or just a select few – who for whatever purpose intended – control everything, so that they can enjoy their own lives and positions more than anyone they see as different to themselves and therefore as being a threat.

Verging on enlightened thinking, as many will surely argue their heroes and inspirations to have written these works will have been, enlightenment doesn’t revolve around creating environments that centre purely on a beneficial vacancy at the top. Which the design of these solutions surely was the intention, resulting from whatever experiences the authors had themselves experienced up until the time of writing.

None of these accepted visionaries were wrong. Or at least they were not wrong in the sense that we all are the sum of our experiences and our position looking upon or perception of life in any given moment will be correct, for us personally, in terms of what those experiences have taught us and what we have therefore concluded that they should be, right up to that same moment in time.

Let’s face it. The world is a very shitty place to be. Whether you have nothing and cannot escape poverty because of the boot that rides rough-shod over you; or at the other extreme you are as financially wealthy as it is possible to be and all you quietly worry about is protecting yourself, your wealth and how you are going to accumulate even more.

The pain that hides behind our eyes hasn’t changed over decades and centuries in human time.

Yes, the surroundings, clothes, transport, technology and everything else may seem different. But the nature of the experiences we are all having on our different pathways are in relative terms very much the same.

Wherever we may sit across this spectrum, 200 or more years ago at the dawning of the Industrial Revolution or right now as we are being prepared for the AI takeover, we all have an idea of what the perfect world for us would be.

It is regrettable that only some of us find ourselves able to share those ideas and thoughts and have them taken seriously by enough others for them to be seen to matter – which itself doesn’t mean they are genuinely enlightened or of benefit to greater humankind.

It’s simply the case that even when complete idiots or utterly selfish bastards are heard, their thoughts and views are swallowed up like nectar by people who themselves have a back catalogue of difficult experiences that identify with what they read or hear.

They pick those ideas – those philosophies – up and run with them, no matter how twisted or damaging in the longer term they might be. Leaving ideas behind in the dirt that the chaos they unleash leaves behind to fester for years and possibly centuries, that would otherwise deliver for the good of everyone when implemented.

We must be clear that all the ideas and philosophies for the world, whether they fall under the socialist or capitalist umbrellas or not, are without fail just ideas and suggestions.

Whether well intended or not, these philosophies were all packaged with the pretense that they were the ingredients, nuts and bolts or technicalities of a model of the perfect working world, for all people.

As history has demonstrated only too well, the actions of those underneath these umbrellas lead to both the imprisonment and oppression of the masses under the yoke of world elites.

We are fooled into believing there is a difference in outcomes because one system gets straight to work by enforcing its ideologies on people and the systems of the world as it tightens its grip and pushes those who are left into the cage. Meanwhile, the other drugs everyone with every conceivable high that they believe they like, creating mass addiction to ways of living that mean there is little hope of sobriety for anyone who has bought in and become addicted, until the very heavy jail cell door will have already slammed shut behind us all.

Centralisation is the flaw in all of these philosophies. Because it is impossible to centralise every part of life, for every single person across every country and across the entire world, without life, values, happiness, health, wellbeing and all the mechanics of essential function and civic society collapsing in their wake.

The clever tools and devices used by capitalists, globalists and neoliberals are ultimately no different to the level-playing-fields, street revolutions and guns employed by communists and socialists to enforce and police their point.

The painful outcomes that these forms of idealistic thinking inflict upon the masses always have agendas behind them, and none of those paying the real cost of these ideological-turned-material crimes ever agreed to the world being run this way.

The elites and those behind all of this have of course been aided by technological advances and the many different ways that the world has opened up and the distances between us all have been bridged.

Yet the point has always and pretty much systematically been missed that humanity and our morality based values system do not need and never needed to change to keep up with the material changes in the world, which have always been about the things that appear to be important beyond and outside of people.

Indeed, the changes that have been made to our frameworks for behaviour have always been made to suit those in power, with influence and who are directly benefitting from those changes. Those who perceive that the only way they can benefit more is for the old ways or ways that benefit others with fairness and balance must be left behind. Because they will otherwise get in the way.

So, was there ever a point in history where humanity genuinely got the whole thing right?

There is good reason to believe not. Or that if that moment of genuine balance has ever existed so far, it was momentary and could only really have been so, because the opportunity didn’t actually then exist to end the self-interest, anger, frustration, greed and every other dark part of the human condition that drives generation after generation to ingeniously, creatively and ignorantly to exactly the same things over and over again.

We may not see it, nor appreciate nor even find value in the suggestion. But a centuries-long pathway of humanity being led and controlled by interests that are not in any way genuinely shared, has led us all to a place where those who have benefited from that control and the generations following behind them, can no longer maintain that control. Because the whole pathway is about to have gone too far, before that door can be slammed shut and the final adjustments to the oppressed fate of humankind can be made.

The intention underlying of all these ideologies was that everything and everyone would be controlled throughout the journey, until that control was necessary no more.

Yet the systems we have been conditioned into accepting, like the out of control value of money, the rules that are supposedly there to protect and help whilst they disadvantage us, and the process of making very intelligent people doubt themselves or force them to believe and support ideas which run contrary to common sense or that are completely untrue, have all contributed to a situation where many already know the world is out of balance. People know that whatever is behind all of this has gone too far.

Natural, universal, unspoken rules have always existed that require each and every one of us to have the freedom to learn, to grow and to develop if we so choose to do so.

Because of the persistent actions of these patriarchal few and those who have followed them, that freedom for everyone to learn grow and develop, no matter their background or position in life, no longer exists. Because the way the system of the world has been developed now means that many no longer have the opportunity to experience the personal sovereignty to which every man is entitled. No matter how, where or to whom they were born.

A collapse is coming. That collapse is already underway. We are all within it and experiencing it at subjective levels that keep us from the objectivity that would make it much easier to define.

The critical point that is now approaching will be the moment that something happens, that could be civil unrest, financial collapse, the extension of foreign wars, civil war or something else, when each and every one of us realises and accepts that we have a Choice. And that we no longer have to be passengers or passively accept whatever someone else has engineered to be our fate.

The curse of overcentralisation is the never-ending desire of those who are at the centre of that centralisation process to centralise even more. Simply because of the greater rewards and control that they believe it will bring.

The outcome of the overcentralisation is that nobody ever has enough of any of the things they really need. When in a world and time when we have so much available to everyone, this has become a first-hand tragedy for us all to experience indeed.

The only centre that we need and that we should ever seek is the community, locality and to share responsibility for everything amongst the people we see face to face and interact with each day.

This is real life that doesn’t come to us through media channels, digital technology or through rules that have been made by some name without a face.

This system is the only resource and ecosystem that we need to sustain us, that we need contribute to and that can be relied upon to create frameworks and governance for life that will always be in our best interests.

It is the only system that will provide and leave us with the genuine freedom necessary to enjoy every aspect of a good life, as the majority of us would want and like to experience.

The decision to make this change and embrace the power to do so is ours already, if we actually want it.

But we all do need to make The Choice.

There is no need for hierarchies, for top-down systems and procedures, for political parties, financial markets and devices, globalised business and supply chains, or anything else that makes life cheaper. When life being cheapened any further is the very last thing that any of us need.

Local communities that are genuinely local and locality driven, and the ecosystems and self contained economies that they will create, offer us everything that we will need to have to experience valuable lives, where the basics and essentials are always in place.

Locality driven communities offer a system of governance meaning that no matter the life choices any one of us makes, we can all live independently of help – and therefore will not experience the forms of lack that are responsible for so many of societies social problems as their root cause.

The value of every one of us is exactly the same and nothing can change this.

No matter what we do, wear, what we have or how we are seen to be, not one of us should be positioned to advantage ourselves by disadvantaging others.

This is where the fundamental basis and genesis of a new world philosophy must be able to begin. One that is designed by us all for everyone rather than by a few who want everything controlled and for that control to be in the hands of one.

***

Over the past 3 years, I have been writing about the different aspects of what is happening; what is likely to happen and how we can all get from here to a much better place.

Whilst the rules and frameworks that govern a new world that will genuinely be of benefit to everyone, must be designed and agreed freely by us all, we still need an idea or vision of the outcomes that we can expect.

Our Local Future is a model for future life that I believe to capture this, which I would invite you to consider. Before someone else has considered and though out an alternative, that when the time has come to make the choice that is genuinely good for us, will instead steal that opportunity and take its place.

Whatever you do next, please remember to beware the many false prophets who are shouting the attractiveness of populism and anarchy now.

Don’t listen to those who tell you they are putting people first.

Keep watching for those who are doing so.

The only centre we need is within our communities themselves. Everything will make sense when everything important throughout our lives revolves around everything we can experience daily at first hand in this way.

Were Labour set up to be ‘Custodians of the Collapse’?

One of the biggest myths in politics today is the suggestion that all of the Political Parties that we have on offer have some long-standing and credible philosophy that drives them from their base.

The Conservatives have forgotten what it is to be conservative. The Liberal Democrats are idealogues whose idea of liberalism has a very undemocratic form. Reform is at best Re-Ukipping and attempting to steal every Conservative Politician. Whilst Labour has nothing in common with the workers they once so fiercely represented, whose social and economic problems they now openly resent.

Whilst a large proportion of the UK population are very angry with politicians from right across the spectrum as it stands today, we still fall into the trap of believing that anyone who has become a politician or an MP is not only up to the job but should be treated with deference. Because being elected has made them special in some way.

Sadly, the days when we could rely upon any of the politicians or public representatives having the best interests of the public at heart in all that they do are very long gone.

The Political Parties select the candidates that we find on our ballot papers, meaning that we all have at best a ‘fixed choice’. And the choices that the Political Parties themselves make today represent a downward trajectory in leadership quality that has seen poor leader after poor leader surround themselves with even poorer leaders, which then makes up the pool from whom the next choice of an even poorer leader is inevitably made.

Even the best interviewers would struggle to uncover anything genuine or authentic about any of the people who are making the decisions that affect all of our lives. Yet we maintain the habit of taking everything these people say at face value, whilst too often falling into the trap that suggests going against the common or accepted narrative makes us wrong in some way.

What are today’s ‘politicians’ really there to do?

It has been said that if the general population understood how the economy and financial system worked, there would be a revolution tomorrow.

Yet we cannot even be sure that the Prime Minister really understands what this statement could mean. Beyond what he is being advised everyday by ‘experts’ and ‘special advisors’, who themselves also have myopic views of the world and are following their own agendas in many different ways.

The ‘growth’ that politicians obsess with isn’t the same ‘growth’ that normal people would typically think.

Yes, growing’ businesses does play a very small part.

But the growth that means so much to the political classes is the expansion of GDP or Gross Domestic Product. Which we might otherwise recognise as the financial productivity of the UK over a set period of time that can be measured in some way.

Growing GDP allows politicians to hide public debt and their expenditure.

Growing GDP and what they are referring to as ‘growth’, are the only tools poor leaders know how to use to solve problems, by showing the debt and expenditure as a percentage or proportion of the ‘economy’ for whichever period of time the reference point might be.

The entire economic and financial model that exists and which politicians are now struggling to maintain can only remain functional for as long as GDP and the money in circulation grows.

Because the same global model has already stripped the UKs traditional industries and tools of production from under us making the few already fabulously rich, there is very little left that can be used as a credible excuse for printing money.

This is why politicians are importing reasons to spend and create more money, whilst they use forked tongues to tell us they are committed to solutions that don’t face the same way.

Making us poor whilst destroying every means for us to solve the problems ourselves

As GDP and the money in circulation grows, the value of the money we have and the income we are expecting goes down and down.

The rich get richer whilst the poor get poorer and the whole system depends upon increasing wealth inequality so that those who already have more can keep getting more.

GDP came into being as the economic reference point at the same time that we lost the Gold Standard, and the FIAT monetary system took over in the period around 1971.

It is no accident that this was the same unhappy chapter of our history when UK politicians pushed us towards what was then The Common Market and what we now know as The EU.

As a localised global project, the EU ‘project’ was always about money and control being progressively handed to the world’s elites, whilst an ever-grimmer shit sandwich was all that was left for me and for you.

The neoliberal orthodoxy that underpinned all of this has been applied consistently and progressively over the past 50+ years to ensure that community and national identity has evaporated, whilst small, independent businesses of every kind are no longer viable, and any form of industry, service provision or the supply of food or goods that are essential to everyday life, have been placed under the control of fewer and fewer profiteering and controlling hands.

Puppet governance

None of this would have been possible without the help and commitment of generations of politicians who have been useful idiots for those who benefit from a system that is destroying our humanity, and everything good and of real value that we know.

Those benefitting have always been very generous to politicians and public servants in ways that appeal to the materially and glory-seeking weak minded, who have become corrupted by the system and the way that everything actually works, pretty much as soon as the votes that elected them have been counted or they have that plumb job, and the soundproof doorway from the real world into the Westminster corridors has closed behind them.

They quickly conclude that they are now the all-seeing, all hearing and all-knowing gods, amongst other gods who think exactly the same.

Dead Cats and indoctrinated amnesia

People have very short memories when it comes to politics, especially when things are feeling particularly bad.

Indeed, for many it seems easy to forget just how bad the Conservatives under Cameron, May, Johnson, Truss and Sunak really were.

So, it seems unfathomable that Labour could actually be picking up where the Tories left off, and that’s why things are just getting even worse, whilst it’s the Conservatives at whom Labour are pointing the finger of blame – whilst they continue doing exactly the same.

You may not believe what you are reading. And that we are not supposed to is the whole point.

There is NOTHING between any of the Political Parties that we have to choose from today. Conservative, Labour, Lib Dem or Reform.

They are all as Establishment as each other, and as things stand today will continue the pathway of UK destruction, no matter how the next government may be formed.

Further Reading

1. Understanding the Political Crisis

2. The Economic Foundations and Collapse

3. Governance Failures and Systemic Breakdown

4. Political Cycles and the Future