Category: Economics

The control of money is where the true power lies – but only because of the way we think

When we have reached the point where money is the only thing that is important, it naturally follows that whoever controls money, the rules that govern money and the supply of money itself, will be the person or the people who are ultimately in charge of EVERYTHING – right down to what we do, think and say.

Because we revere money and wealth in the ways that we do today, the very democratic system that we believe to be in place to serve our best interests, doesn’t really exist.

Contrary to conspiracists talk and views, there is not some hidden world power that lies at the heart of everything and all public policy decision making, with someone sat in a bunker on a mountainside pulling every world leader’s strings.

Yes, a simple look at the way money rules everything, does make it seem logical that such a power exists. But the real power and influence that now lies in the hands of others who have or control money, and therefore have control over us all comes down to the way that we ALL think about money.

It is the way we think about money that surrenders our own power and control over life and everything else.

Levelling Level | Full Text
Adam’s Downloads

Neoliberalism: The intoxicating lies of the powerful

Regrettably, our Politicians are too stupid to understand what the ideas underpinning neoliberalism are really all about.

Neoliberalism and free markets are all about bringing more wealth to those who are wealthy already and nothing more.

Neoliberalism when adopted at state level is a tool to sanitise and legitimise selfishness at the highest level.

Neoliberalist thinking has helped make it ok to do anything that is legal, even when that legality exists because it has been created only by and for those who benefit from it.

The end result is that others suffer at incalculable number of levels or degrees of separation. Because ethics have been replaced by the idea that you should do things because you can and not because you should.

Neoliberalism is basically a philosophy of creating misery and exploiting others so that those who are able, can benefit from that choice.

Neoliberalism is the modern form of mass slavery, where oppression and suppression has been sold to everyone as freedom and choice.

Levelling Level | Full Text
Adam’s Downloads

The introduction of Price controls on foods, goods and services may become essential as this cost-of-living crisis develops. We would be fools to rule out rationing becoming necessary too

Yes, it does feel a bit like being the voice of doom and gloom as I write and produce videos about all the things that are going on and talk about what we can realistically expect as being likely to happen next.

The point is, that if someone like me can see what is happening and what is likely to happen next, the people we have elected as MPs have absolutely no excuse not to do so too.

In fact, our public representatives should be well ahead of the curve in both their horizon scanning and thinking than most.

Regrettably, they are not.

To be fair, the complexity of the growing problems and how each and every one of them interacts with the others is mind bogglingly scary to say the least.

Yet it is the culture of ‘let’s always take the easy option’ that exists, top to bottom within the British Political System, that has made the difficulties that are only just starting for us, significantly worse.

There are many people in this Country today who cannot afford to feed themselves, home themselves, clothe themselves, transport themselves or function normally in any way on the wages or income they have, without debt or benefits – or what is really a subsidy from the Government and therefore everyone else in some way.

Prices of the foods, goods and services that provide the basic essentials for life are spiraling out of control. Living at the standard we are experiencing even today, will soon become unaffordable for most.

Yet the complexities I mentioned above, all come back to just one thing: That the economic system we have today has been developed to benefit the self-interests of the few. That those driving it have continued to push prices up in the pursuit of ever-growing profits for as long as our stupid politicians have printed money and kept handing it out. When instead good politicians would have faced up to reality and dealt with the problems for wider society that have been caused by that same greedy few.

The Covid Pandemic has caused stupid politicians and greedy business and financial leaders to overplay their hand.

In fact, the inflationary spiral they have created together is now out of reach of any form of control they possess. Indeed, the only actions our weak-minded politicians have to address the issues are only serving to make the whole problem worse.

Events, or a coming chronology of them – which will have been caused by so many different profit-driven people with influence behaving in the same way, will combine to make basic food unaffordable where it is available. It will be absent from the supermarket and shop shelves where it would otherwise be not.

Food riots, as the system collapses and the old order makes way for a new one that will work for all will settle the mind of many. Especially the politicians that we have for the time that their waning power remains.

Greed, hoarding and any kind of self-driven prioritisation will have to go out of the window.

That will mean supermarket rationing as we experienced during the early Lockdowns. There will be an immediate need for Government to step in and fix prices along the entire food and essential goods supply chain, so that nobody can use this time of crisis to profit off the backs of us all.

Some of the more economically minded will baulk at the idea of any kind of price fixing, price regulation or price controls, because of its non-capitalist and non-market-friendly nature.

But the reality is that the epoch of easy money and making massive profits by exploiting the many to benefit the already bloated few, is now reaching its end.

A new system will emerge that will be fair to all. But it will not resemble anything that we’ve seen or experienced before.

As we walk the pathway to get there, it will be necessary to ensure that what we still have available – which will plenty for all of us without the influence or intervention of ongoing greed – will be made available fairly to all.

Money as we know it is likely to become only one of many different ways to make payment as change takes place. And it is therefore just as likely that rationing of the essentials that are available will also be necessary for everyone.

The times ahead may prove to be painful. But it’s the future which is possible for everyone once the change has been completed that we should look forward to.

The opportunities for a fair and just way of living, where everyone and everything matters are not just a pipe dream. They really exist and are there for us all.

After the pain, we have much happier times in store.

From Here to There Through Now | Full Text
The Local Economy & Governance System | Online Text
The Basic Living Standard Explained

Neither the Public or Business can service debt without income. The Chancellor’s Coronavirus ‘help’ is yo-yo politics that flashes in the face but simply doesn’t go that far

img_5330The ineptitude of our politicians is stunning.

The problem that millions of people and businesses right across our country are facing is that their income has already stopped, soon will do, or at best is going to be severely reduced.

So what does the Chancellor do?

He sets them up with a loan.

And that’s for the specific people he has actually identified – certainly a long way from being them all.

We don’t know how long the Covid virus will take to complete its course. We don’t know when ‘business as usual’ for any industry or occupation will be able to resume. We certainly don’t know if trading levels for any company will then have even the remotest possibility of returning overnight.

So when faced with losing either your wage or your business losing at least some, if not all of its trade, the last thing you need is a loan – even without interest – that is open ended in its value because you don’t know how long you will need it for; loans that will already be unaffordable to pretty much everyone because it’s not something that you have either made allowance in your monthly domestic outgoings or business income vs expenditure budgeting for.

img_5329For a Chancellor of the Exchequer – and a Conservative one at that – to not understand the implications of what would be no more than a cynical headline-grabbing plan in normal times would itself be very profound. For him to do it at a time of National Crisis, when people and business need genuine help to survive, whatever the duration, and then be able to return to their own normality at some point in the future whenever that might be is profoundly ridiculous at very best.

Whilst the Tory troops are lauding the whole effort and shouting plaudits suggesting that this is the best Chancellor we’ve ever seen, the reality is dawning on many people that the measures he has announced is little more than yo-yo politics, where what appears to be given to those in need at speed will just as quickly return to the hand of the giver on what is a deliberately transparent, yet firmly fixed string.

Regrettably, the approach that the Johnson government is employing in the handling of the Covid crisis is akin to something that would fit right into the conspiracy theorists playbook.

Talk of confining the public to their homes for many months on end; the shutting down of public events, gatherings, and pubs and now a series of financial measures dressed in the rhetoric of being there to help and support us, whilst in its cold and hard reality does anything but.

At best, it all points to a disproportionate level of control being levied upon the public at large by an inept Government living in fear of its own responsibilities and driven by the interests of a very close cadre of financial and business interests that it feels unceasingly obliged to prioritise and serve.

God help us all in a few weeks if the Public become tired of what may well quickly prove be a misdirected overkill and people then take to the streets. Because all of this ineptitude on the part of a Government that thinks that with an 80 seat majority it can do no wrong, really will give currency to the words and actions of those who will prove themselves to be far more dangerous than fruitcakes and loons.

The Government has a level of power and the responsibility to use it at a time of National Crisis like this that it never has before.

We may not be at War. But the circumstances are potentially as severe nonetheless.

This means that the Government and in particular both the Chancellor and the Prime Minister have an incredible opportunity to step beyond the restrictions and shibboleths of so-called peacetime protocols and carry out the real functions of the Offices of State that they are there for.

But to do this they must lead and not be led.

No civil servant, no adviser, no specialist, no expert has the knowledge, training or experience to come up with the comprehensive solutions that will factor in everything that needs to be considered.

They certainly have no way to know if what they do suggest, advise or contribute will turn out being right.

That means listening to ALL of the advisors, specialists and representatives whilst keeping in mind that all of them will have their own bias and self interest in the solutions that they offer. But that even when the solution they offer might appear to work, it wont work for the many if it prioritises financial or other benefits to the few.

In the first instance, to be equitable and to be fair to EVERYONE and not just the usual suspects and same old few, our Leaders MUST instruct the Civil Service, Industry and the Financial Sector what the solution will be and not make it voluntary for them to support or options that they can choose on the basis of it being like advice.

Breaking completely new ground it might be, but if Boris wants to go down in history as the PM who saw this thing through the right way and got the job done, this talk of £300 Billion in the underwriting of loans and grants needs to be scrapped immediately and replaced with radical Standstill Legislation with key points like these addressed fully in clear and unhindered view:

What the Country needs:-

  • People and businesses don’t need debt relief or loans for the duration of the crisis. They need the payments to completely STOP.
  • We ALL need payments for non-essential services and items to STOP.
  • People who have been laid off need surety that their jobs will continue to exist.
  • Interest payments of any kind need to STOP.
  • People who are self-employed or working in the gig economy need the same basic income as everyone else affected too.
  • HMRC needs to go on holiday and open the VAT window for collections to at least 6 months from 3 or even more – WITHOUT levelling interest.
  • People who have been laid off or have had their wages reduced need the surety of a basic income just to pay for food.
  • We need the Government to step in takeover every service that was formally in public hands so that essential utilities and services can be provided to EVERYONE who cannot work, trade or keep going as normal for the duration of the crisis FOR FREE – Not paying the retail bill for every household and business, but by taking over and underwriting the whole supply chain so that there is no profit taking at any level remaining involved.

What we don’t need:-

  • A Government unable to look beyond the restrictions of what advisors advisors tell it is possible, what it has done, or what history tells us that it can do.
  • The same pockets being lined with profit now during this crisis as they are in normal times

Above all, the solution that will work now and for the future must be applied on a blanket basis.

By taking over and underwriting essential services and ensuring that EVERYONE has at least a basic income that will cover the cost of a weeks food, the Country and everyone not working within it will be in the best place during the crisis to financially survive and then thrive once this terrible chapter has ended and is over.

The benefit for those who continue working in roles like the emergency services and in our hospitals, the benefit in kind will be that they receive a payment holiday whilst they are working. That’s a sensible and fair bonus for doing their bit for community whilst we all do our bit for each other to ensure to survive.

images thanks to dreamstime.com

Understanding Society’s Struggles: The Cost of Self-Interest

Crazy as it may seem, many of the problems and fears facing society as a whole are inextricably linked and propagated by us all, through a mesh of similar behaviours and actions. These are marked apart only by simple interpretation, knowledge, and the differences of public perspective that are all too often profitable for politicians and activists to retain.

One such example of this within this libertarian age is the ‘feel-good’ which comes from targeting those who most openly profit through the exploitation of others, and the apparent greed and avarice of high-level bankers and wealthy tax-dodgers has captivated ill-feeling within many.

But is it really possible for just those few to ride off the backs of many others within a society which paints itself as being considerate of all others. Or is this just the one end of a predominantly passive chain slowly strangling the UK as part of an evolving something-for-nothing and therefore self-before-all culture?

As unpalatable as it may seem, there is a distinct thread of commonality which runs from the profiteering of the hated fat-cats, through the behaviour of politicians, the influence of those promoting and making blame-based-claims, to the actions of union leaders and their seemingly strike-happy members to beyond in a way that very few would outwardly wish to knowingly associate.

The sad reality is that each and every one of the self-serving acts that we are all likely to have pursued at some point, go on to have a negative impact upon others and usually do so many times over.

At one end of the spectrum, bankers and pension fund managers sat in plush London offices think little of the impact that pressure on retailers or energy providers to raise profits will have on end users – a point which may turn out to have been very well illustrated by the horse meat scandal and the continuing issues surrounding milk prices for farmers where margins are squeezed to unsustainable levels.

A few miles down the road, ‘career’ politicians make decisions which will affect 60 Million people based upon their chances of getting re-elected or promoted, whilst the oversold age of austerity does little to deliver any real reduction in deficit but leaves the very same people paying a higher price just the same.

Meanwhile clever animations with manipulated pop-songs and actors posing as glamorous lawyers promote the resignation of any self responsibility in accidents and the idea that somebody else is always fully to blame and must therefore pay in a very easy way, whilst the prices of almost every insurance policy in the land rises as a result.

Then in the papers, public sector union barons tell us that the Government is to blame for the slashing of services up and down the Country, when it is actually the unrealistically beneficial working conditions, wages and the limitation of responsibilities they have ransomed for their members over the course of many years which have contributed most to the destruction of a once enviable system which is sadly no longer able to sustain itself.

It is indeed ironic that it is the rise of ‘rights’ for the individual in the workplace and in just about every other part of life thereafter that strangle the rights and lives of others at every turn, and then come back full circle to a point where it is the jobs of those who sought those rights in the first place which are no longer sustainable because of the costs of the legislation and conditions that those very same enhanced rights have come to impose – generally because they have long since surpassed the point of doing good.

In every case, the public and customers at large end up paying through higher prices for food, fuel, taxes, insurances, lessening standards and losses within public services which are destroying quality of life and in some cases will probably lead to deaths if they have not already done so.

The true impact of the rising cost of living itself and the growing impact it will have upon low-income families and those in middle England who end up subsidising just about every other part of life has yet to truly manifest itself. But without change in each and every part of life and the way that every one of us approaches it, what we consider to be painful now, may soon become truly horrific.

Most of us do of course read every situation we face in life in terms of how it makes us feel and how it will impact upon us personally, rather than how it will affect the others involved, irrespective of how near or how far from us through a chain of resulting reactions they may actually be.

So in the same way that the banker raises profits by indirectly pushing the price of food up by continually pushing for better margins from the retailers that they own, union bosses demand higher wages for members so that they can afford to keep ahead of cost of living rises, with the ultimate effects being pretty much the same whichever way you choose to look at it.

Getting to a point where the balance is redressed in every sense is not a journey that any of us can toy with lightly, even though it would be politically expedient for any one of the groups discussed or their libertarian or profit-hungry apologists to do so.

The complexities brought into being when people prioritise themselves or manipulate others to do the same are enormous and much easier to embrace than they are to replace. Sadly, those who have become emotionally tied only to themselves without due regard to the result of their actions upon others are caught in a spiralling trap. One which is increasingly negative and encourages the growth of the ever evolving paranoia which accompanies the concept that all problems are of someone else’s making and that others must be made to pick up the tab.

Tackling a problem which is now cultural and has become so through many years of conditioning via the self-serving leadership of successive Governments is no easy task. Fundamentally, this is a problem which does not discern between demographics or social class and is defined only by the medium in which it is applied by the individual. It has been enhanced by the perception of close proximity, delivered by ease of communication through distance and propagated by the ease of buy-in which has itself been empowered by the two-edged-sword which is the media age.

Ultimately, self awareness and therefore responsibility of the individual has to be the aim of real Government as it will prove to be far more liberating and beneficial to everyone than the fleeting benefits any impractical plot cooked up by politicians as an easy and profitable crowd-pleaser.

It is the responsibility of those who led us here and are most likely to be happy with the status quo to lead us away from it and that is where the greatest difficulty arises.

Politicians can not only make the necessary policy changes to bring about a change which is much bigger than being about policy itself; they can also lead us in a way that advertisers, union reps and bankers simply cannot or never will be able to.

The real question here is where a change of this magnitude is going to come from when it is the political system itself which is responsible and politicians themselves who attain most benefit from maintaining the status quo.

After all, it is only politicians who have a genuine and meaningful mandate who will be selfless enough to take the risks to make those long overdue changes which nobody in Government today seems willing to outwardly contemplate. And these are indeed changes that are needed as a beacon for all to demonstrate a better way of living where a thought for all on the part of one is seen for its benefits to the one as a consequence of its benefits for us all, rather than for us continuing to live a life where the self must always come first and it seems ok for us to do so.