Facing the Economic Collapse: the Real Crisis Behind Money, Wages, and Freedom

Facing Uncomfortable Truths

It is regrettable that most people avoid confronting uncomfortable truths about the crisis we’re in.

Many actively ignore or dismiss what they know deep down to be true, preferring comfort over honesty.

But this habit of hiding from inconvenient realities isn’t new. It’s been passed down for generations. People have often chosen what feels good over what’s obviously right, leading us to our current predicament.

Pretending everything is normal, focusing only on ourselves, and letting others make decisions for us has brought us to the brink of systemic collapse.

The comfortable system we rely on is failing, and we must face this reality.

The Source of the Problem: Money

Many prefer to hear hard truths from trusted figures like academics or politicians, but deep down, we know the truth doesn’t depend on who says it.

It’s time to think, research, and analyse for ourselves.

At the heart of our problems is the money system. We’ve been conditioned to believe money is everything, shaping our choices and values around financial cost, reward, and status.

Yet, the money system itself is artificial. A belief system manipulated by private bankers, big businesses, and the politicians they control.

They change the rules to enrich themselves, transferring wealth and ownership away from ordinary people, all under the guise of normality.

Imminent System Collapse

Politicians obsess over “growth.” But for them, growth means increasing the size of the economy (GDP). Not helping small businesses or working people.

Real productivity has vanished as industries and assets have been sold off to those who profit from the system, while jobs have been outsourced.

GDP figures are misleading, counting money created through private finance and government borrowing multiple times. Politicians have tried to spend their way out of trouble, but even that strategy is failing.

With rising unemployment due to AI and unproductive sectors and a government so possessed by fear that they are regularly changing their minds, lenders are now worried the scam will be exposed.

Desperation has set in, and the government seems set to resort to ever-increasing taxes, hoping to keep the system afloat and their secrets hidden.

The System Enriches the Few

Prices keep rising while wages lag behind, making it harder for most people to keep up.

This isn’t new—it’s how the system was designed.

Once, a single working adult could support a family. But now, financial independence is reserved for the wealthy, while dependence and poverty are imposed on the rest of us.

The Myth of the Minimum Wage

The national minimum wage is misleading. It’s not enough to live on, but rather the lowest acceptable wage set by those in power, regardless of the real cost of living.

However, even the average wage isn’t enough for genuine financial freedom.

Financial Freedom Is the Solution

Almost every social problem can be traced back to the fact that the lowest-paid jobs don’t pay enough for people to live independently.

Admitting this would expose the system’s flaws and those who benefit from it.

The system survives by prioritizing money over people. Every decision made by those in power serves the money system. Not human needs.

Choosing People Over Money

If we want a better world, we must redirect government, business, and our rules to prioritize people, not money or the economy.

Unfortunately, our political leaders hide the truth instead of addressing it, covering up the growing cracks in the system.

Collapse Is Inevitable. But We Have a Choice

Systemic collapse is inevitable. But we can choose what comes next and who benefits.

If we do nothing, things will only get worse.

Those who created this mess believe they can protect themselves with wealth and security, but ordinary people will lose freedom.

The powerful will restrict our freedoms to protect their own interests.

Paradoxically, a collapse could be an opportunity.

If we embrace it, we can build a freer, fairer system for everyone. Something only possible when the current corrupt system is removed.

Technology and Artificial Intelligence Should Only Fill Jobs When No Humans Are Available

The rise of artificial intelligence offers a stark and accessible example of how technology can be misused—driven by profit and control at the expense of people, communities, and the environment.

A difficult truth we must confront is that new technologies—whether in the form of methods, machines, or information—have often been adopted with little regard for the consequences they bring to those displaced by their implementation.

The prioritisation of technology over humanity has not only led to the loss of jobs, businesses, and local economies. It has also ushered in more exploitative and dehumanising working conditions for both adults and children. In many cases, human lives have been treated as expendable, so long as the final product appears perfect and profitable—concealing the harsh realities of its creation.

Technology and innovation themselves are not the enemy. The real threat lies in the motives of those who pursue profit and power, seeking to build a world tailored to their own interests while disregarding the value of others. What could have been a golden age for humanity is instead becoming a moment where humanity’s very existence is at risk.

If we continue to allow technology to be controlled by narrow interests—those who manipulate governance systems to serve themselves—we risk a future where human life is increasingly devalued.

Even the few who currently hold power may find that the very technologies they’ve harnessed will ultimately destroy them, or the environment they’ve shaped for their own survival.

The evidence of technological misuse is already clear. We must not allow systems that enable such manipulation to persist.

Future frameworks for governance must quietly but firmly embed safeguards that protect people.

These systems should make it clear that jobs and community contributions are more valuable than any technology designed to eliminate them.

The worth of human work and its role in society must always outweigh the perceived convenience or efficiency of technological replacements.

No matter how advanced technology becomes, the importance of meaningful work—for every individual and for the health of our communities—must always surpass the allure of automation.

The Coming Collapse and The Revaluation of Everything Needed to Regain Personal Freedom and Control

The Revaluation

Shifting People, Communities, and the Environment toward a New Way of Living—Secured by a Governance Framework for a Better Future

The Revaluation marks a transformative period—a shift in thinking, behaviour, and systems. It represents the transition from a money-centric, neoliberal, and globalised world model to one that prioritises people, human values, and local communities. In this new paradigm, everything is reimagined to support meaningful, positive life experiences for all.

Traditionally, “revaluation” refers to reassessing monetary or financial worth. However, the term has long applied to any kind of review or reassessment—of objects, actions, or opportunities—where the value we assign influences our decisions and actions.

In essence, anything with value can be revalued. Within the context of the global systems that have shaped and often harmed humanity, The Revaluation is a comprehensive transformation. It aims to build a world that is truly better for everyone. This includes the development of new systems, processes, and governance tools that not only secure and sustain this improved future but also prevent any return to the corrupt, inhumane, and damaging structures of the past.

Why The Revaluation Is Necessary

Restoring Our Moral Compass and Reclaiming Humanity from a System That Has Lost Its Way

For too long, we’ve neglected our moral responsibility to consider others—people, communities, and the environment beyond ourselves. Even those most vulnerable, including the lowest-paid and those reliant on the state, have come to believe that success and survival require putting oneself first. This mindset has made it easy to overlook how those with power and resources have taken this pursuit of “more” to extreme and damaging lengths.

Exploitation—of people, systems, and nature—has become so normalised that many instinctively withdraw from acknowledging social problems, especially when solutions might come at a personal financial cost. Money has become the dominant tool for shaping behaviour, influencing every aspect of life—even those that seem unrelated to finance. It has replaced genuine values with a single benchmark: monetary worth.

This relentless pursuit of profit, wealth, and control by a privileged few has led to the collapse of communities, the erosion of human dignity, and the destruction of the environment. The natural systems that once sustained us have been disregarded, and the principle of sustainable living—once a cornerstone of generational survival—has been cast aside. The result is a world where ordinary people struggle to live independently within systems that no longer serve them.

Tragically, this outcome has not been accidental. It stems from deliberate strategies designed to exploit the masses, with depopulation seen as a desirable end once those in control have extracted all they can. By making life superficially easier, they’ve masked harmful changes and encouraged people to embrace their own diminishing value.

The most insidious part of this strategy is the willing participation of the public. Many still refuse to believe that those driving these harmful agendas have been openly declaring their intentions for decades. Our own selfishness has been weaponised—used to distract us and blind us to the truth hidden in plain sight.

When the truth finally becomes undeniable, few will challenge those responsible. Their defence will be simple: “We told you what we were doing, and you chose to go along.” This complicity is deepened by the addictive nature of money-centric living. Money has become not just a tool, but the ultimate goal—an addiction that feeds itself, offering fleeting satisfaction while eroding real happiness and human connection.

Addiction leaves little room for reflection or accountability. Many reject the uncomfortable truth about their relationship with money and its consequences. The illusion of comfort is easier to accept than the responsibility that comes with waking up and choosing a different path.

Spelling It Out: How Life Doesn’t Work

A Breakdown of some of the Systemic Failures We’re Living With

  • The minimum wage is not enough for anyone to live independently. Without benefits, charity support (like food banks), or debt, survival is nearly impossible.
  • It’s cheaper to buy food shipped from across the world than to purchase locally grown produce—despite the environmental and social costs.
  • Retailers are more focused on selling finance packages than the actual products or services we go to them for.
  • Politicians promise whatever they think we want to hear, deliver none of it, and then do as they please until the next election, when the cycle repeats.
  • Local councils seem more interested in fining residents for minor offences than in providing meaningful services that help people live well.
  • Police forces often appear uninterested in tackling real crime.
  • People are expected to self-censor their thoughts, speech, and actions to avoid offending anyone who insists their personal worldview must be universally accepted.
  • We’re told that if technology can do something, human involvement is no longer necessary—regardless of the consequences for displaced workers, shuttered communities, or the unsustainable use of resources.
  • Individuals are increasingly treated as reference numbers—valued only for their potential to generate income for those who can exploit them.
  • Through the influence of big business, government, and the establishment, we’re being led to believe that farms are no longer necessary to produce food.
  • Money has become more important than people, values, or the planet.
  • Private companies and individuals can own and charge rent for access to natural resources that should belong to everyone.
  • Blame is always shifted elsewhere, even though accountability is one of the most powerful tools for learning and growth.
  • We’re told to champion diversity, yet the way it’s framed often reinforces divisions between people and communities that might otherwise not exist.

What Will the Revaluation Look and Feel Like?

Understanding the Transformation We’re Already Living Through

The Revaluation—and the process leading up to it—is already underway. We are living through it now.

It’s profoundly difficult to recognise this transformation for what it is, precisely because we’re immersed in it.

Every part of it is unfolding around us and within our individual lives in deeply personal ways.

This makes it nearly impossible to take an objective view—much like walking through a forest and only seeing the trees immediately around us, rather than standing on a hillside and seeing the entire landscape.

The changes we’re experiencing—best described as the gradual disintegration of the system we’re leaving behind—are happening bit by bit, affecting each of us differently. Yet a growing sense of shared experience is emerging.

Increasingly, people are recognising that governments and public services are no longer functioning as they should, and that our current system of governance is in disarray.

This doesn’t mean a dramatic event or series of events won’t occur. In fact, it’s likely that such disruptions are already on the horizon. At some point, the system we’re all riding—like a train—will derail.

We’ll then face a choice: attempt to repair and continue on the same damaged track or accept that our future requires a new direction—one not bound by tracks laid by others and not limited by a system incapable of change.

In truth, we’ve come far enough to know that change is inevitable. The real question is whether we’ll embrace meaningful transformation that could benefit everyone or resist it out of fear—clinging to the comfort of a train we’ve grown dangerously accustomed to.

The opportunity to engage in conversations and act toward building a Local Economic and Governance System is already available to us.

While the defining milestones of The Revaluation may not yet have arrived, they are surely close. Now is the time to explore, plan, and consider how a fully localised, people-centric system can work—for us and for everyone.

Why People Can’t Just “Get a Job”

This morning, Chancellor of the Exchequer Rachel Reeves delivered her pre-budget statement ahead of the Autumn Budget, scheduled for 26th November.

Despite mounting welfare costs, Reeves offered no meaningful solutions — only strong hints that taxes will rise, paired with blame deflected onto everything and everyone except the government itself.

It’s no surprise, then, that Nigel Farage rushed out a bold announcement promising welfare cuts if Reform wins the next general election yesterday, while Tory leader Kemi Badenoch quickly followed Reeves with an online broadcast that, in substance, amounted to much the same.

As the government flounders, it seems poised to announce little of substance of savings on benefits or public services — yet millions already trapped in a financial vice not of their own making will see the cost of living rise again, working harder for ever-diminishing returns.

The Tories — who helped engineer the current crisis over their 14-year tenure up to summer 2024 — and Reform — now visibly undergoing their own establishmentisation makeover — aren’t offering help to people either. They’re offering help to the economy.

And that’s precisely where the problems began for those whose lives revolve around the benefits system today.

There are hard truths here. Truths that many untouched by poverty still find just a little too uncomfortable to believe.

There will always be people who are:

• Out of work for valid reasons

• Unable to work due to illness, disability, or caring responsibilities

But there are also many people who want to work and are able to work — yet still can’t. Why? Because:

• They can’t find jobs that match their experience

• They can’t find roles that fit their qualifications

• They simply don’t “fit” the mould employers are looking for

It’s easy to assume that anyone who wants a job can get one — any job, at any time. And it’s just as easy to judge those who don’t take “any job” as lazy, entitled, or abusing the benefits system.

But those who make these judgments often haven’t experienced what it’s like to be unemployed and dependent on state support.

The Reality of Benefits

Let’s be clear: basic benefits are not enough to live on.

We’re surrounded by comforting myths — stories we rarely question unless we’re forced to confront the truth. One of the most dangerous myths is that the National Minimum Wage is enough to live on independently.

Here’s the reality in November 2025:

• Universal Credit: Between £316.98 and £628.10 per month, depending on your circumstances

• Minimum Wage: £12.21/hour. For a 40-hour week, that’s about £2,116.40/month

• Actual cost of living: To live independently, a single person likely needs £16–£17/hour — around £2,773.33/month

That’s a shortfall of over £600/month, even for someone working full-time on minimum wage.

The Impossible Choice

Now imagine you’re unemployed, with no savings or support, and your only option is to claim £628.10/month. What do you do?

• Take a job that still doesn’t cover your basic needs?

• Or claim every benefit you can, just to survive?

For many, working full-time in a low-paid job — often under poor conditions and public judgment — while still needing benefits just doesn’t make sense.

The Myth of the “Benefits Culture”

The idea that claiming benefits is an easy ride is a myth. Genuine claimants are treated the same as those gaming the system. The rules are rigid, often making it harder — not easier — to find meaningful work.

Pushing people into low-paid jobs that still leave them reliant on benefits, food banks, or debt might reduce one type of welfare cost. But it could as easily increase the others — through the problems that an ill-considered attempt to push everyone into ‘work’ will create, like mental health issues, workplace burnout, and long-term poverty.

The AI Displacement Problem

A growing wave of joblessness is being driven not by lack of talent, but by the unnecessary and unchecked takeover of roles by artificial intelligence.

Skilled, experienced professionals — once vital to their industries — are being sidelined by automation that prioritizes cost-cutting over human value.

As more capable workers are pushed into the job queue, many will find themselves forced to claim benefits, not because they lack ability, but because the system no longer has space for them.

The Bigger Problem

Most people on benefits aren’t lazy — they’re surviving.

When life becomes a daily struggle, the benefits system can feel like the only option.

But simply cutting benefits without creating real alternatives — like jobs that pay enough to live on — risks pushing thousands into homelessness and crisis.

The Psychology of Work and Pay

Most people don’t need prestige — they need security.

If lower-paid or less challenging jobs guaranteed that workers could meet all their financial obligations and live with dignity, many would take them without hesitation.

The problem isn’t the work itself — it’s that the pay doesn’t match the cost of living.

When people know they can cover rent, bills, food, and essentials every month, they’re far more willing to contribute, even in roles that society undervalues.

What Needs to Change

We can’t fix the benefits system without fixing the economic system that creates the need for it.

If we want fewer people on benefits, we must:

• Build an economy where full-time work pays enough to live on — without top-ups

• Stop supporting a system that enriches a few by impoverishing the many.

Until the government legislates for a fairer system — one where the lowest-paid can live independently on a full day’s work — poverty will persist.

That’s where real change begins.

The Basic Living Standard Explained

The Basic Living Standard is a foundational guarantee that ensures every individual earning the lowest legal weekly wage can afford all essential costs of living—without falling into debt, relying on welfare, or turning to charity.

It defines the minimum threshold of financial independence, where core needs—such as food, housing, utilities, healthcare, transport, clothing, communication, and modest social participation—are fully covered by earned income alone. It also includes provision for savings, unexpected costs, and fair contributions to society.

This standard is not aspirational—it is structural. It affirms that full-time work at the lowest wage must equate to full dignity, autonomy, and security.

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No food banks. No emergency loans. No skipped prescriptions or unpaid bills. Just a life that’s livable, sustainable, and free from poverty.